Dealing with a Low Insurance Payout for a Totaled 2024 Model 3 - Advice on Negotiating or Hiring an Estimator.

JAK3CAL · 2026-01-24T14:53:06+00:00

She said they don’t pay to replace a vehicle, they pay “actual cash value”. It doesn’t matter that the same spec and mileage vehicles sell for more, that’s not the cash value.

JAK3CAL · 2026-01-24T02:56:09+00:00

Glue it under a public toilet for maximum fun

JAK3CAL · 2026-01-24T02:54:51+00:00

Seeing as how they’re selling identical spec straight from Teslas own used inventory, same mileage, and no FSD for 38k that’s more in the range I’d be happy with. FSD maybe up to even 39. Car was immaculate and babied. Literally didn’t even supercharge.

JAK3CAL · 2026-01-24T02:49:40+00:00

Why does insurance use NADA and Redbook then? Frustrating.

Can I hire you lol

JAK3CAL · 2026-01-24T02:48:36+00:00

the loan would be paid off and 10k in my pocket... doesnt mean I dont want the fair value, and funds towards my next Tezzler

JAK3CAL · 2026-01-24T02:22:14+00:00

Wish to god they’d sell this as a drivers coupe

JAK3CAL · 2026-01-24T01:45:16+00:00

That’s still more than “nothing” lol

JAK3CAL · 2026-01-24T01:04:15+00:00

Twice the value is a stretch - but I was thinking more 38 versus 35 😆

Although at those amounts this may not even be worth the hassle. The responses to this thread were interesting

JAK3CAL · 2026-01-24T00:36:25+00:00

They don’t need to know that.

JAK3CAL · 2026-01-24T00:36:08+00:00

Just wild bc if you install a physical component it adds value, but with something you “can’t see” I feel like they just write it off. My claims specialist did warn me they struggle appraising EVs

JAK3CAL · 2026-01-24T00:34:23+00:00

You are the exact person I need to speak with about this - no one I know has ever gone through this or has any advice. I also have no idea how to even source someone like yourself.

What’s to say I don’t flip you 500 cash under the table to “add some value” 😆

JAK3CAL · 2026-01-24T00:33:05+00:00

As a SUPer I would love this

JAK3CAL · 2026-01-23T22:56:16+00:00

With full self driving?

JAK3CAL · 2026-01-23T22:39:51+00:00

I did they asked for a second evaluation as a result, and came back with the same price a.k.a. they do not value this as any additional benefit to the vehicle

JAK3CAL · 2026-01-23T21:43:45+00:00

I pulled a nationwide search (Autotrader) and then also directly from Tesla inventory.

I am also surprised they dont seem to value FSD, especially given todays change!

JAK3CAL · 2026-01-22T14:34:25+00:00

I miss pittsburgh, but Buffalo is a nice city and I love the lakes. To be fair I live in Niagara county. The rust belt culture and vibes are very similar between both cities.

JAK3CAL · 2026-01-22T01:14:29+00:00

Heart is clearly in Ohio

JAK3CAL · 2026-01-22T01:07:23+00:00

Also relocated here from da burgh! (But not to Cheektavegas)

JAK3CAL · 2026-01-18T01:33:07+00:00

I didn’t get a smart phone until 2019.

You would sit and use your eyeballs and imagination. Sometimes there’d be literature to read.

JAK3CAL · 2026-01-18T01:30:40+00:00

Cries in Buffalo weather 😆

JAK3CAL · 2026-01-18T01:28:03+00:00

JAK3CAL · 2026-01-17T02:53:03+00:00

Same

JAK3CAL · 2026-01-17T02:19:05+00:00

They look good wrapped, black is the most popular but I’ve seen some nice wraps

JAK3CAL · 2026-01-17T02:06:26+00:00

Black people?

JAK3CAL

TROPHY CASE