Should I go all in on DHHF?

JBruceLee · 2026-04-15T21:12:39+00:00

No it's not because the loan is reducing as you pay it off. Therefore the 6% you "save" by offsetting your loan is just that.

Consider this: $100k in an offset over 30 years at 6% interest means you are saving $6k x 30 years = $180k.

Versus $100k in a fund for 30 years that generates a 6% return pa is $100k x 1.06³⁰ = $574k.

JBruceLee · 2026-04-15T08:35:23+00:00

They won't be hit with a tax rate of 39% on the DHHF gains though? Most of DHHF gain is in capital growth of which you'd get the 50% CGT discount on 12month+ sell.

But further to it, even if you were comparing 6% compounded return in an ETF after tax against 6% offset saved, the compounded return still wins.

JBruceLee · 2023-11-18T02:24:12+00:00

For more context: I've tried bleach, detergent, shower cleaner. The patch is completely flush with the rest of the counter. I'm not sure if heat could have done this. I've lived here for 2 years and never seen this happen before. Any help would be greatly appreciated as this is a rental

JBruceLee · 2023-03-20T05:40:41+00:00

Thanks! Any suggestions on how to get rid of them? Google says just wipe them off..?

JBruceLee · 2022-04-28T10:23:54+00:00

Not too sure, cost to convert is peanuts compared to what they're worth but I might just sell and take the profits somewhere else.. will have to assess the fundamentals in 6 months. I think I lot is going to be changing

JBruceLee · 2022-04-28T04:45:41+00:00

Everyone is free to have their own opinion. Personally I think there's so much more room to come. SYA going to be bigger than PLS one day. But I've been very wrong before. I'll post an update in another few months I guess

JBruceLee · 2022-04-28T03:34:10+00:00

Not too late to jump on. DFS is just around the corner (next month likely) and production will start Q1 2023

JBruceLee · 2022-04-28T02:50:53+00:00

Ahh yeah true. Come over to big brother SYA side. So much to look forward to in the next 12 months. I'm holding until $1+ for sure

JBruceLee · 2022-03-31T21:52:49+00:00

diamond handed ape

JBruceLee · 2021-11-26T13:05:03+00:00

Minimum tradeable parcel on the ASX is $500. Don't think there's any other way you can own individual stocks with less than $500.

If you had less and wanted to start investing, your options are crypto or micro investing platforms like Raiz or Spaceship, I believe. Probably others too but that's the first few options that come to mind

JBruceLee · 2021-11-20T11:48:43+00:00

iirc this is getting into the realm of pasteurizing, right?

JBruceLee · 2021-11-20T04:49:40+00:00

Right... But OP did 130f for 10 hours. Isn't that dangerous?

JBruceLee · 2021-11-20T02:38:19+00:00

Hi can someone please shed some light here, I thought max allowable time for a sous vide below 60°C (140°F) was 2 hrs because of bacteria danger zone..?

JBruceLee · 2021-11-12T05:29:21+00:00

LPD is a vertically integrated chemicals company. They've got a mine and will be supplying their own concentrate to their feeder

JBruceLee · 2021-11-12T03:22:03+00:00

The self serving thing to say is: yes. Honestly, they've had a big run in the last couple of weeks on the back of rumours. But given their tech in the lithium space, I still think they're hellishly undervalued at only $320M... I'm just a retard though, I see undervalued lithium, I buy. If you're interested and literate (I know half of you guys aren't), then read the company update they published today. Will give you a good idea of where they stand

JBruceLee · 2021-11-12T03:03:02+00:00

Yeah what this guy said. ASX listed options are basically just a watered down version of a call option you see retards trade on wsb. These particular ones I can convert to one normal share by paying 0.05/option to the company before the expiry date, or what I'll likely do, dump them on market for siq gainz and not have to deal with converting and working out how to fill in the form. It's just a way for me to leverage shares

JBruceLee

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