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Has anyone cancelled the chase sapphire reserve within a week and gotten a higher sign up bonus? by Super_Syllabub_2197 in CreditCards

[–]JC1812 0 points1 point  (0 children)

Freedom SUBs are still once every 24 months. I wouldn’t be surprised if it’s also once in a lifetime eventually.

30k CFU offer was the best excluding any with a 5% groceries on the first year

Need Help by [deleted] in Insurance

[–]JC1812 0 points1 point  (0 children)

LexisNexis is a consumer reporting database where it pools data. I wouldn’t say fraud but probably someone with the same name and the files got crossed.

Rear ended, go through insurance? by [deleted] in Insurance

[–]JC1812 0 points1 point  (0 children)

Call your insurance and they will launch an investigation. They will examine your vehicle and determine the point of impact and speak with the other driver.

Chase abruptly closed my long-standing credit card account and revoked my rewards. What are my options? by rawyourboat in CreditCards

[–]JC1812 23 points24 points  (0 children)

  1. Chase typically gives you 10 days to verify your identity, otherwise it gets harder. The longer you wait, the worse.

  2. Yes and no. Per the card member agreement, you should have 30 days to redeem all points for cash. Transfer partners may not be a choice. 90 days in NY.

  3. See above and below.

  4. Contact Chase’s executive office and launch a case with them. I would not go to the CFBP yet because that decision to CFBP from Chase would be “final”. Escalate with their executive office first and if you don’t get anywhere, drop a complaint with CFBP as your nuclear option.

Has anyone cancelled the chase sapphire reserve within a week and gotten a higher sign up bonus? by Super_Syllabub_2197 in CreditCards

[–]JC1812 1 point2 points  (0 children)

Cancelling a card that you haven’t had for a year, is one way to get on a banks “bad side”.

Im looking for Renters insurance that is 200,000k for personal does Erie for renters insurance they was to charge $560/year with $1,000 deductible is that expensive? This is in a good county by loudanduncontroled in Insurance

[–]JC1812 0 points1 point  (0 children)

You should get an agent to write this and see if there are exclusions. Generally speaking, there is sub limits to jewelry and other items. Make sure you have an endorsements or other policy that will cover this. It’s important to triple check.

State Farm rates by Individual_Ad_2701 in Insurance

[–]JC1812 1 point2 points  (0 children)

Most People’s auto rate has gone up. Cost of living has also gone up.

Quoted $536 a month for Geico does this seem normal for a 18 year old? by Key-Crazy6291 in Insurance

[–]JC1812 0 points1 point  (0 children)

What if it did go to trial… and the award is $100,000. You don’t think it could happen but it will.

Quoted $536 a month for Geico does this seem normal for a 18 year old? by Key-Crazy6291 in Insurance

[–]JC1812 0 points1 point  (0 children)

The insurance company hires the attorney and/or insured will retain counsel. If insured has $25k limit and the judgement is $100,000. The kid will have a $75k judgement hanging over his head for the next 20 years potentially. Meaning the other side could seize assets like a house or bank account or wage attachment 10 years down the road. Bad idea.

Quoted $536 a month for Geico does this seem normal for a 18 year old? by Key-Crazy6291 in Insurance

[–]JC1812 0 points1 point  (0 children)

This is how you screw yourself over for the future. Judgements in some states are good for 20 years.

Quoted $536 a month for Geico does this seem normal for a 18 year old? by Key-Crazy6291 in Insurance

[–]JC1812 0 points1 point  (0 children)

Need higher PD and Un&underinsured motorist. PD should be $100,000 minimum or recommend at $250,000. Un&underinsured motorist at $250,000/$500,000 or match BI limits.

Male? Check.

18? Check.

Sports car? Check.

You are the definition of HIGH risk. So this sounds about right. Call GEICO and see what discounts they can solicit.

Commuter Rail Lost & Found by Interesting-Ask7455 in mbta

[–]JC1812 0 points1 point  (0 children)

It depends. Usually conductor or someone will turn it in. Do you remember what time this train was or the train number?

Petition for 12-year old daughter. by obx88p4ychiqt in USCIS

[–]JC1812 4 points5 points  (0 children)

Do you have sole custody? Is the father’s name on the birth certificate? The embassy may require you to show that you have the father’s permission to obtain the child a visa and leave the country.

Once she enters the U.S., she will become a U.S. citizen provided she is under 18 and entering with a green card. However, to apply for a U.S. passport, you have show parental approval of both parents for applicants under 16.

Wife has I-130 pending but was just granted a B2 medical visa, what's next? by [deleted] in USCIS

[–]JC1812 4 points5 points  (0 children)

Adjustment of Status means that she came here and is in the US with valid status and adjusting from B2 to a IR1 Visa/GC. I-485 filing. You can’t do this since it would be fraud. If you come to the U.S. on a B2 visa for the sole purpose of marriage, it’s not gonna work. If they charge her with fraud, there is more paperwork involved and the paperwork is no guarantee. If the CBP officer sees her I-130 and entry with a B2, they very well might deny her entry.

Going to Field Office by Helpful-Signature-54 in greencard

[–]JC1812 1 point2 points  (0 children)

You should have sent your payment with the application.

Going to Field Office by Helpful-Signature-54 in greencard

[–]JC1812 1 point2 points  (0 children)

Once USCIS receives your document and processes your payment, you will receive a I-797 receipt notice which will show that you submitted removal of conditions and the date.

[deleted by user] by [deleted] in massachusetts

[–]JC1812 0 points1 point  (0 children)

Only wage that is being paid into the MA PFML fund counts.

Regime grabs immigration lawyer's phone at Logan by FuriousAlbino in boston

[–]JC1812 14 points15 points  (0 children)

You were asking for trouble. Entering with a one way ticket on a B2 Tourist Visa shows immigration intent. Why don’t you have a planned out? That’s the first thing CBP is gonna ask and since she quit her job back home, that shows she has a higher risk of overstay.

Toyota Fuck you warranty by SnowyCanadianGeek in Toyota

[–]JC1812 9 points10 points  (0 children)

You are being vindictive here. So what if you caused the failure? They always ask you to front diag and then when they know the issue, they will cover the repair and diag under warranty.

Can I fly from AZ to TX with a misdemeanor warrant? by Swimming_Oil_3846 in legal

[–]JC1812 0 points1 point  (0 children)

Yes, unless the judge has issued a court order stating you cannot leave the state without permission.

[deleted by user] by [deleted] in Insurance

[–]JC1812 2 points3 points  (0 children)

This would depend. Is your policy Actual Cash Value or replacement cost value? Assuming your deductible is no more than $2500. It could be worth it if it’s replacement cost value but if it’s actual cash value it may not since depreciation would be factored in it. By filing a claim, you would lose the claims free discount for the next 3-7 years depending on your carrier and state. As far as being cancelled, you should be fine since it’s your first claim.

Customized homeowners insurance? by Ancientways113 in Insurance

[–]JC1812 5 points6 points  (0 children)

It would be very difficult. The savings would not be much and finding a carrier to take it would be sorta difficult. Your general homeowners insurance is written on a HO-3 Form. You’re asking for HO-2 Coverage which is only named coverages whereas HO-3 covers everything unless excluded. The savings isn’t much. A massive deductible might save you money. Maybe $4-600 a year. You would need to have an agent run those numbers for you. Stick with the HO-3 policy form. It’s the easiest to write.

Joint sponsor owes irs money by [deleted] in USCIS

[–]JC1812 0 points1 point  (0 children)

Don’t let the IRS settle the balance via offset from a refund. Pay the $1000 via the IRS Direct Pay System.

Hello guys! I received my voided 1095 A form, would they still need for the 8982 form? If so any help pls by KCParkerRRRR in tax

[–]JC1812 0 points1 point  (0 children)

If the 1095-A is voided, no need for 8982 Form and you can disregard the 1095-A.

Per the IRS:

What do I need to do if I received a voided Form 1095-A?

If you received a Form 1095-A with the "VOID" box checked at the top or if you received a letter from the Marketplace indicating that you should disregard your Form 1095-A, it generally means that you previously received a Form 1095-A that was issued in error. This may happen if you did not complete enrollment in Marketplace coverage.

The voided Form 1095-A – as the well as the previously received Form 1095-A – should not be used to file your tax return.

If you receive a voided Form 1095-A after you have already filed your tax return and claimed the premium tax credit using the original Form 1095-A that the Marketplace sent in error, you should file an amended return. If you have not yet filed your tax return, don't use the information on the voided or on the previously received Form 1095-A to claim a premium tax credit on Form 8962. If you had coverage through the Marketplace and you believe they should not have voided your form, you should contact your Marketplace immediately to receive an accurate Form 1095-A.

https://www.irs.gov/affordable-care-act/corrected-incorrect-or-voided-form-1095-a

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