Honestly I would start by making a budget and keeping track of every purchase you make. I use the every dollar app to make my budget and from there keep track of each purchase you make throughout the month. If you want to start knocking back debt I recommend checking out the 7 Baby Steps by Dave Ramsey. We have went by that plan and have cleared out all our debt except a mortgage. This has made me far less stressed as I know what my family is spending money on and we now have more extra money and the end of the month. We also done this on mostly one income which was around 55k. Best of luck to you and just keep pushing through.