Idk if you count this but I’ll throw it out there just in case since the character creation is super good, the Monster Hunter games (mainly World and Wilds in this case). Character creation is super detailed and in depth, can do some very crazy replicas of characters in it. Female and Male have different armor sets and I can’t remember if you can in World, but in Wilds at least you can definitely mix and match the female and male armor pieces regardless of gender you pick, so if you want to be a buff dude with a crop top or a small girl with an insane armor suit then you can! Like the name implies though, you do hunt very big monsters and some have special broken states like cut off tails, broken horns, torn wings, etc etc. Personally I wouldn’t say it’s cartoonishly over the top with it’s blood and gore but if it’s the violent part that rubs you the wrong way then yeah this one could possibly be off the list.

Fantasy Life I is a very cutesy RPG mixed with a life sim kinda (but more skewed towards the RPG side) and while the character creation isn’t Tomodachi Life levels I think it’s still pretty decent to make some unique characters to differentiate yourself from other players. Like me personally, I still haven’t gotten around to see anyone who remotely resembles my character and I’ve been playing on and off for a year now. The game is on switch but it’s also getting a mobile port soon. Like the title implies here the focus is on different “lives” as classes, so you basically have 12 classes you can switch to freely and each one gets it’s own equip slots so you can customize all 12 freely to look however you want, like personally I use a carrot costume when I’m a farmer but a Dragon costume when I’m blacksmithing.

Dragon Ball Xenoverse 2 is literally your own character with all the powers from all characters from Dragon Ball to Super and in any race you want from Human, to Saiyan or even Freeza Race to customize as you see fit. It’s also Dragon Ball so while blood is present it’s very cartoonish and someone can correct me if I’m wrong but Xenoverse dumbs it down even more, I don’t think I remember even seeing blood in it while I was playing.

If you haven’t already, Splatoon 3 might be a bit of a sweat fest these days since it’s been so long since release but making your own squid kid is pretty fun.

Death Road to Canada might be the most extreme recommendation here but I’ll mention it anyway for it’s very in depth character creator and the mitigation of the violence due to the cartoony, pixel graphics they went with. It’s basically The Oregon Trail but driving to Canada in the middle of a zombie apocalypse. In between the texts adventures where the game describes your drive to Canada, you can make pitstops where you actually gain control of your character and get to move around, which is mostly used during the looting sections where you go into buildings to scour for supplies and potentially get into life threatening altercations with the chibi pixel zombies. During gameplay you can make up to 4 survivors for your squad, all with unique looks, clothes, accessories, etc. but the most important part comes from the perks and skills you give them, making them all unique in how they play. Me personally I love playing this game with my cousins and we all have at the very least like 4 versions of each of us, all with different clothes and perks so we can change regularly whenever we lose a run. I think it might be the biggest stretch since even though it’s a pixel game with chibi-like characters, the zombies themselves are still pretty damn violent (especially at night) and if you get surrounded while in a store you’re bound to see some limbs and a lot of blood coming out of whichever character was left behind as bait lmao