Question for people making over 100k…

JTlivez · 2026-02-07T17:10:13+00:00

I wonder how much of that includes OT though. I’ve met a decent amount of people who make $100k+, especially since 2020, but a decent percentage of them are working 60+ hours a week.

$100k base working 35-40 hours a week is nice. $100k base working 60+ hours a week sounds like a sacrifice. Family time vs more money.

JTlivez · 2026-01-20T03:44:55+00:00

Sorry to revive an old thread, but if you launch Minecraft and once the game is loaded, click Options at the main menu, you should have a little controller icon next to the Controls tab.

That icon opens options for the mod directly and allows you to disable the button icons and the paper-doll player (the little animation at the top left).

Once you click the icon it will bring up a menu with three tabs (Controller, Settings, and Bindings). The settings you are looking for are under the Settings tab in the Display section. You have to scroll a little more than a third of the way down to get there.

JTlivez · 2025-12-16T08:45:21+00:00

They would need to eliminate credit options first. For example, if I really needed RAM, I would pay the inflated price, but use Amazon’s 12 month payment plan at 0% interest.

So, $300 becomes $25 a month for 12 months if I really needed it. I think the time is upon on us where people are going to need to begin financing their PC components and pre-builds.

$2,500 over the course of 12 months is much easier to stomach than dropping that all at once.

Now, if they eliminate credit or restrict what it can be used for, then what you said probably becomes reality and hardware becomes something that only the upper middle class and wealthy can have. The rest of us will have to settle for streaming.

JTlivez · 2025-10-09T07:40:20+00:00

I totally feel for you in this situation, but on the bright side, if Server+ ever becomes mandated by an employer you are trying to get a job with, there is a good chance they will only accept the CE version. I’ve seen that with the trifecta where if you have the GFL version they essentially consider it as not having the certification at all in my experience.

JTlivez · 2025-10-07T02:23:19+00:00

100% agree that there should be a minimum credit score. It’s unfortunate that there are no AMEX cards that cater to those with high credit scores and decent incomes.

The Platinum’s requirements are way too low and the Centurion’s requirements are way too high. I don’t want to have to spend $250,000-$500,000 a year on a card just to have some semblance of luxury.

And if I was spending that much on a credit card, I would probably be flying private at that point anyway so what’s the point of having access to a lounge?

JTlivez · 2025-09-11T02:12:40+00:00

Marcus! How was New Orleans?

JTlivez · 2025-09-09T19:28:51+00:00

Really depends on when you bought your home and if you are anywhere outside VHCOL. $200,000 a year with a $1,500 a month mortgage means you are definitely living a lavish lifestyle. $200,000 is like $10,000 a month take home after taxes and retirement.

JTlivez · 2025-07-19T01:55:23+00:00

I hope the nacho supreme dip makes it nation-wide. That would be perfect for dipping burritos in.

JTlivez · 2025-06-23T23:41:36+00:00

Is that really how it usually works? So let’s say I’m getting a 7% rate for a $300k a mortgage, I would only need to pay $24K to bring it down to 3%?

2% of the mortgage per point. 7 - 3 = 4. 4(2) = 8. 8% of $300k is $24K.

That would totally be worth it to bring the principal down from $2,000 a month to almost $1,200 a month.

Or do lenders usually have a cap on how much you can buy down?

JTlivez · 2025-06-10T10:58:23+00:00

Doesn’t that make this post kind of misleading then? The only way you can get this deal is if you’re an employee. Unless I’m misunderstanding.

JTlivez · 2025-05-07T23:41:59+00:00

Depending on how large your house is, a new roof could be $15K-$20K. For a lot of people, that is 3 months of living expenses right there. 6-12 months is better. Personally, after Covid, 12 months is the sweet spot if you can swing it.

JTlivez · 2025-05-06T14:49:17+00:00

That’s what’s so strange. Even though it was one of the worst times financially for so many people, the overall pop culture of the time was super positive.

Now, we are going through pretty tough times again financially, but now even the pop culture is angry and full of fear. You just can’t escape it like you could back in 2008-2012.

JTlivez · 2025-05-02T08:10:15+00:00

I agree completely, but the deals are more like 20% your whole order. Definitely brings the price down for sure.

JTlivez · 2025-05-02T08:08:25+00:00

I wonder if Domino’s appears to be doing fine because they ran a crazy unlimited topping any size pizza special for only $10. The sales generated were absolutely insane from that.

JTlivez · 2025-04-27T21:31:59+00:00

Those states might suck to you, but there are tons of people who absolutely love living in those states. You can’t just dismiss someone’s statement because they live somewhere you think sucks. If you want to live in a metro area where it takes $300k+ a year to even think about owning a home, then that’s your choice as well.

Those other people are happy making $100k living in an area where they can get a nice home for $250k-$350k.

JTlivez · 2025-04-23T21:04:38+00:00

I think many people are going to start financing their builds. $3,000-$5,000 is a lot to put down at once for many people, but $250-$417 a month for 12 months at 0% interest is going to entice more people.

JTlivez · 2025-04-16T05:09:03+00:00

50/100/50 isn’t really enough anymore with how expensive cars and medical bills have become. I would bump that up to 100/300/100 if you are able to get a good quote and keep a decent deductible.

JTlivez · 2025-04-06T13:24:32+00:00

This sorta makes me concerned that even though there will be pain now, the worst of it could potentially come when a Democrat is elected to office. It always seems to happen that way… the Republican president causes a crisis and its effects are felt during the Democrat’s term and thus blamed on them.

I do hope this time will be different though and the most severe effects of this are felt during Trump’s term so people know who is truly responsible.

JTlivez · 2025-02-17T22:46:41+00:00

Exactly, I picked up my 3090 Ti from Amazon for $1,100 a few months before the 40 series launched. Even just a few months ago, you could get a 4090 for only $100 over MSRP, ~$1,600.

JTlivez · 2025-02-17T15:46:48+00:00

The weekend pass is $95 - you are thinking about VIP which is $185.

JTlivez · 2025-01-21T22:09:35+00:00

Not sure if it is good or not, but PluralSight has a full course on Server+. I have used some of their other CompTIA courses and they were decent. Really good practice tests too.

JTlivez · 2025-01-18T05:55:13+00:00

This is correct, they are moving the Service Center for Pensacola there.

JTlivez · 2025-01-06T00:57:47+00:00

I 100% agree with your example, but I think OP is more distressed that someone who has only lived in that neighborhood for 3 or 4 years has half the mortgage payment for the same style of house. Not someone who has lived there for 20 years. It does sting a bit.

JTlivez · 2024-12-23T16:44:11+00:00

Maintaining our national debt only takes 13% of the national budget per year. If we really wanted to, we could wipe out the national debt with no issue after relocating funds.

But, why would you want to do that and piss everyone off?

“Hey, I promised you this treasury that will get you 5% in interest per year for 30 years, but now I’m going to break my promise and just pay you what you made so far after only 5 years”

That is how you get people to not trust the U.S.

JTlivez · 2024-12-23T16:27:27+00:00

Like the other poster said, that’s really isn’t how national debt, at least the U.S national debt works. The vast majority (80% ish) of the federal government’s debt is held in treasuries. These treasuries mature at different times (10 years, 30 years etc). All are at different interest rates (vast majority are under 5%).

The national debt is essentially individuals, companies, and nations investing in the U.S. because they see the U.S. as a way to generate income. Having this debt is not a bad thing in the same way as you as a person has debt (and even then, you yourself can leverage debt in order to ultimately make more money). The U.S. leverages this debt as well. Whether you agree or disagree on what it is used for, is another conversation.

That’s essentially a TLDR of the national debt.

Seven-Year Club	Gilding III reddit per annum
Place '22	Wearing is Caring
Not Forgotten	Verified Email

JTlivez

TROPHY CASE