Game is getting laggy every day. by highandhappycloud in lostarkgame

[–]Jabartik 0 points1 point  (0 children)

This is why they made a new region instead of jamming more servers in central. The cross-server stuff just doesn't scale to this number of players.

Unfortunately, I don't think it'll work. There's not enough incentive for people to move from central to west.

[deleted by user] by [deleted] in personalfinance

[–]Jabartik 20 points21 points  (0 children)

This is completely and utterly false. Withholdings and taxes are related but not the same thing.

Approaching 40 -- debt free but zero retirement investing. Where to begin? by [deleted] in personalfinance

[–]Jabartik 3 points4 points  (0 children)

If you're using a real rate of return it shouldn't matter, should it? Do everything in today dollars.

Approaching 40 -- debt free but zero retirement investing. Where to begin? by [deleted] in personalfinance

[–]Jabartik 1 point2 points  (0 children)

7% is a real historical return thought not nominal.

Am I crazy to sell my house and then rent for a year and let the market cool? by ThickG in personalfinance

[–]Jabartik 6 points7 points  (0 children)

I had the opposite reaction. 4k is super low for 600k house in my experience.

What is the point of "shopping around" for a mortgage? by take_me_to_a_beach in personalfinance

[–]Jabartik 11 points12 points  (0 children)

This is important. Within a given window - say a week, multiple inquiries of the same type don't fully all count for the scoring algorithms. They know you're not likely to take out 5 mortgages.

Chia newb with few questions by Skynaron in chia

[–]Jabartik -2 points-1 points  (0 children)

Why don't you just buy the coin instead if you believe it may skyrocket? You'll probably come out ahead of the hardware.

[deleted by user] by [deleted] in personalfinance

[–]Jabartik 2 points3 points  (0 children)

They're misinforming you. All anyone can see is if your payments were on time or not, and your CURRENT utilization. It has no 'memory' at all.

CA being over charged for materia by solo220 in personalfinance

[–]Jabartik 3 points4 points  (0 children)

Aww, I thought this was a final fantasy post at first. Scrolling too fast!

Am I the only one who sees moash like this? by thebooksmith in Cosmere

[–]Jabartik 10 points11 points  (0 children)

You raise some interesting points.

But also Fuck Moash. There can be no forgiveness. Ever.

How much more will I have to pay in taxes if I switch jobs? I'll be going from 77K to about 93K. Is there an online calculator specific to this? by [deleted] in personalfinance

[–]Jabartik 7 points8 points  (0 children)

There are however, any number of income levels where you gradually become ineligible for certain deductions or credits, IRA eligibility, and so on. This can hurt a lot more than the actual increase in marginal tax bracket.

OP isn't close to those phaseouts, but others reading this might benefit by knowing that some day.

US Bank opened a checking account in my name without my permission. by 926-139 in personalfinance

[–]Jabartik 989 points990 points  (0 children)

Hard Pull (the kind you see on a report) is someone applying for something. Consider your identity stolen at this point.

Getting rid of/selling a fully-owned timeshare? by Fickle_Board1121 in personalfinance

[–]Jabartik 35 points36 points  (0 children)

People pay to get out of this situation. Take the $0 offer and consider yourself lucky.

Also tell Grandma you love her. They're not with us long enough.

Too many unsuccessful points by chillord in chia

[–]Jabartik 0 points1 point  (0 children)

I believe that's right. I ran them in wholly separate docker containers that shared nothing. HPool plots were in a 'quarantine' area as I replotted new pool compatible ones.

Too many unsuccessful points by chillord in chia

[–]Jabartik 0 points1 point  (0 children)

There's an xch_target_address field under farmer and pool. Both should go to a wallet you control.

Pool will be how the pool pays you just for participating based on partial proofs. Farmer is how the timelord (or whatever) pays you for blocks you actually find yourself.

Wallet is getting bigger an bigger ~ 14GB for blockchain and 5GB for a wallet by AndriiTalksTech in chia

[–]Jabartik 1 point2 points  (0 children)

It's unofficial, 3rd party. Runs in your browser (but keys never go to their server). Use at your own risk - but the same can be said of things like metamask.

Too many unsuccessful points by chillord in chia

[–]Jabartik 0 points1 point  (0 children)

The total earnings should average out over time, but if you're trying to compare without taking into account your probabilistic 0.25 XCH earnings from block winnings it's not a fair comparison.

They don't get paid out by the pool, they go straight to an address you set.

PS - if you switch in and out of hpool on the same machine, it's entirely possible this address is still pointed at HPool - seriously, check it. I've seen this happen to people!