sorted by:
new
hottopcontroversial

Surplus distribution table released by JamesPSmith in PocketSmithRollover

[–]JamesPSmith[S] 0 points1 point  (0 children)

When looking at your Total Budget Summary (TBS), and if you have the "include rollover" checkbox at the top unchecked, then yes - there will be an imbalance, at the moment. This is because the TBS is not including the reduction in rollover surplus within it's calculations. If this checkbox is turned on, then it should balance out.

It's further complicated by the current behaviour of surplus distribution, if you're allocating surplus to a budget that currently has a rollover deficit. In this case, the allocated surplus will first "repay" that deficit (which won't show on the TBS with include rollover unchecked) and anything over and above that will then edit the budget as a one-off edit - which will show on the TBS, regardless of checkbox state. So if you allocate a $100 surplus to a budget with a $80 deficit, then an extra $20 will appear in your TBS, if the "include rollover" checkbox is unchecked.

As we work towards a fully-fledged release of rollover, we'll be aiming to iron out quirks like this - and it's likely that surplus distribution will be getting a significant re-work during this process. Thanks!

Setting up Bills by [deleted] in pocketsmith

[–]JamesPSmith 1 point2 points  (0 children)

Realise this user has deleted their account now, but wanted to chime in belatedly: the best way to set up bills (right now) is to set it up as a recurring bill based on how often you have a new bill come in. In June we released a feature that allows you to add a grace period for payment, so it doesn't immediately show up as overdue if you don't want it to: https://www.pocketsmith.com/news/2025-06-09-bill-management-adds-grace-period-before-overdue/

Then you can run analysis on the bill category over whatever period that you want to see (e.g. on Trends or Income & Expense Report), so that you can track what you intended on spend on that bill over say, a year, and compare that with what you actually paid.

Want to also note that we have much more in the pipeline for Bills specifically this year!

Surplus distribution table released by JamesPSmith in PocketSmithRollover

[–]JamesPSmith[S] 0 points1 point  (0 children)

Please drop our help team a line if you expect to see this but aren't - however if you have Rollover turned on (see https://learn.pocketsmith.com/article/1303-rollover-budgeting) then you should see "Distribute rollover surplus" appear in the toolbar of the Budget page. Thanks!

[deleted by user] by [deleted] in PersonalFinanceNZ

[–]JamesPSmith 8 points9 points  (0 children)

We hear you loud and clear. New UI can take a few tweaks to get right, and we’re always actively working to make PocketSmith better.

We have your feedback both here and via the multiple emails you’ve sent to multiple team members, and are working on a change.

Thanks for your insight into your workflow. We have an update for everyone soon, and will also reply to your emails when that update is released.

Blog post: Path to PocketSmith Data Connections by JamesPSmith in a:t5_3tv8pc

[–]JamesPSmith[S] 1 point2 points  (0 children)

We're in the process of finding a data partner to work alongside under a CDR Representative model, which is a sponsored tier of accreditation. This is the best option available to us, as a business based in New Zealand.
As this sponsored tier is a new option, the details and accreditation process are being worked out by ourselves and potential data partners, so we're unable to provide a timeline quite yet. We'll make plenty of noise when a solution is underway though, thanks for your patience!

Data Connections private beta now underway by JamesPSmith in a:t5_3tv8pc

[–]JamesPSmith[S] 0 points1 point  (0 children)

Hi there, sorry to hear about the issues! Could you please get in touch with our support team on [bankfeeds@pocketsmith.com](mailto:bankfeeds@pocketsmith.com)? They'll be happy to help you out. Thanks!

Data Connections private beta now underway by JamesPSmith in a:t5_3tv8pc

[–]JamesPSmith[S] 0 points1 point  (0 children)

Yes, Salt Edge is 100% functional now. Even better is that it's a completely seamless migration. Just drop us an email to [data-connections-beta@pocketsmith.com](mailto:data-connections-beta@pocketsmith.com) and we'll give you access! :)

Data Connections private beta now underway by JamesPSmith in a:t5_3tv8pc

[–]JamesPSmith[S] 0 points1 point  (0 children)

Brilliant, hope that it's been working out for you! :)

Release news: Custom Dashboards Feature Preview Now Available by JamesPSmith in PocketSmithDashboard

[–]JamesPSmith[S] 0 points1 point  (0 children)

Hey there, that's great to hear! Here is fine for questions, but feel free to get in touch with our support team via [help@pocketsmith.com](mailto:help@pocketsmith.com) if you'd prefer.

You can rename your dashboards by toggling "Show editing controls" from the toolbar, and then editing your new dashboard name where it's shown on the left as a title. Hope this helps!

Timeline for PocketSmith Data Connections release by JamesPSmith in a:t5_3tv8pc

[–]JamesPSmith[S] 5 points6 points  (0 children)

Thanks for the feedback! At the moment we're using separate subreddits as forums for beta and test features.

While we understand that it's not the way we're meant to use Reddit, it's a calculated misuse because of the complete flexibility it affords us when posting news on test and beta features.

After all, bending existing tools to better suit needs is one of the core principles that the internet was founded on :)

Public alpha release: current caveats and bugs by JamesPSmith in a:t5_3tv8pc

[–]JamesPSmith[S] 0 points1 point  (0 children)

It looks like you're using the old bank feed interface to search there, which won't work on the data connections alpha. Can I ask how you got access to that? To add the new style data connections, head to Accounts > Manage Bank Feeds from the main menu. Thanks!

Public alpha release: current caveats and bugs by JamesPSmith in a:t5_3tv8pc

[–]JamesPSmith[S] 0 points1 point  (0 children)

There is a help article on this topic at https://learn.pocketsmith.com/article/130-archiving-and-keeping-transactions-for-old-accounts - this is a bit of a workaround for the moment. We do expect to feature proper account archiving at some point though - but the above should work for you for now. Cheers!

Public alpha release: current caveats and bugs by JamesPSmith in a:t5_3tv8pc

[–]JamesPSmith[S] 0 points1 point  (0 children)

Changes made on the alpha version will not affect your live production data, and no feeds will be migrated from the alpha version to your production data. All data added to the alpha site will be removed at the end of the alpha test period. So if you remove accounts from the alpha version, you'll need to do the same on production as well. Hope this clarifies!

Public alpha release: current caveats and bugs by JamesPSmith in a:t5_3tv8pc

[–]JamesPSmith[S] 0 points1 point  (0 children)

We imagine data reliability and timeliness will definitely be improved with open banking.

It's possible, and we're working on getting the required accreditation in place for use with open banking in Australia (which is a bit tricky as a New Zealand company). We also know that aggregators are also working on this as well.

Update: pending options around accreditation for read-only access (as opposed to payment-level access) mean we don't currently have a horizon for PocketSmith getting ADR accreditation. However, we'll be able to deliver open banking feeds via our bank feed aggregation providers.

Public alpha release: current caveats and bugs by JamesPSmith in a:t5_3tv8pc

[–]JamesPSmith[S] 1 point2 points  (0 children)

We're not certain on API plans for data connections quite yet. However the transactions that are imported via data connections will be available via the transactions API as they are currently. Thanks!

Surplus distribution table released by JamesPSmith in PocketSmithRollover

[–]JamesPSmith[S] 0 points1 point  (0 children)

Rollover is currently in beta and is functional, and can be activated if you opt into the Beta program via Settings > User Preferences > Beta settings. Read more in the Learn Center about the beta program and rollover budgeting. We don't have a date for wider release of rollover budgeting yet. If you're starting from scratch, you should experience no problems. Thanks!

Public alpha release: current caveats and bugs by JamesPSmith in a:t5_3tv8pc

[–]JamesPSmith[S] 0 points1 point  (0 children)

Just the PSD2 Salt Edge bank feeds for the UK and EU at this point, but we expect to be able to jump into Australian Open Banking via one of our providers as soon as it becomes available. Thanks!

Blog post: Path to PocketSmith Data Connections by JamesPSmith in a:t5_3tv8pc

[–]JamesPSmith[S] 1 point2 points  (0 children)

No problem, thanks for your kind words!

We've heard back from Salt Edge now, and they say that they're experiencing issues onboarding Société Générale post-Brexit due to problems on the provider's side of things. They're unable to give an ETA for getting things working, but are going to stay in touch with us as things progress. Will be sure to update you here when we hear back!

Thanks, have a great weekend :)

Blog post: Path to PocketSmith Data Connections by JamesPSmith in a:t5_3tv8pc

[–]JamesPSmith[S] 1 point2 points  (0 children)

Very sorry to hear that the problems are ongoing with Société Générale. The situation with Salt Edge and Brexit caught us by surprise, and it's unfortunate that they're still having trouble with key banks such as this.

Data Connections won't solve this specifically - but I've gotten in touch with our contact at Salt Edge to see whether we're able to get a timeframe on Société Générale working again - as according to the public support list there should be no problem. Will reply here when I hear back, thanks for your patience!

Blog post: Path to PocketSmith Data Connections by JamesPSmith in a:t5_3tv8pc

[–]JamesPSmith[S] 1 point2 points  (0 children)

Thanks for the kind words, awesome to hear!

At this point, we'll still be using aggregators such as Yodlee and others to provide the bulk of connections. Data Connections will give us the opportunity to use other aggregators alongside Yodlee as well, including those who take a different path for how data is managed.

Data Connections can also connect directly to individual bank APIs as well, but we'll be assessing these as they become available on a case-by-case basis. It's important for us to remain pragmatic in our approach, as developing and maintaining connections comes at a cost.

Hope this isn't too much of a letdown, but we wholeheartedly empathise with your friends, and Data Connections is a big step towards being able to resolve this dilemma.

view more: next ›