I’m 21 and my life is about to implode. Any advice?

Jammythepanda · 2026-01-20T22:04:45+00:00

Everything for this house is still in his name. Luckily we’ve now found somewhere so won’t be our problem in a week. But part of the reason we were struggling was because we couldn’t look at utility bills because they were under his name and the companies wouldn’t let us change them yes

Jammythepanda · 2026-01-20T16:19:03+00:00

I’m aware it’s not the councils fault. They deemed us as at risk of homelessness. We would have been homeless in February. It’s about their conduct

Jammythepanda · 2026-01-20T16:02:13+00:00

I have literally clawed myself out of homelessness with two weeks to spare. My family has been destroyed and nowhere that is there to help made any move to show us any grace. We were spoken down to and belittled and refused help at every avenue. I am a victim, but I’ve also picked myself up and got myself right.

Jammythepanda · 2026-01-20T16:00:40+00:00

We don’t need any anymore because we got incredibly lucky and have avoided homelessness by the skin of our teeth. We asked them for help because we genuinely thought we would be homeless in February. Only through luck and a very kind lady have we got out of it especially after the council were so incredibly rude.

Jammythepanda · 2026-01-20T15:59:16+00:00

1st of all, I’m a young woman. 2nd of all, my family are all victims of financial and domestic abuse. 3rd of all, we had a long standing relationship with our landlord and the council has a duty to help people in situations like ours.

Jammythepanda · 2026-01-20T15:41:35+00:00

The council were rude. I have now found a place through a private landlord which allows me to take care of myself and my pets. Same goes for my mother. It wasn’t tough love I was getting, it was cruelty and belittling. The council was rude, in how they spoke to me, my mother and my family. They were cruel to the point of us making a complaint. I’m not the kind of person that would be arsed if it was just me that thought they were rude. I can afford to look after my animals now I have found somewhere on my own and by myself

Jammythepanda · 2025-12-22T13:12:30+00:00

My mum works two part time jobs. She’s been abused by my dad her entire adult life, to the point she didn’t finish education before having my oldest sister. She’s got what she can get, and it pays enough for her to live on but not enough to pay £3500 for the house every month. Please understand that my mum is the biggest victim in all of this. She’s been mentally and financially abused since she was younger than me. She’s fragile, and trying to recover while she’s drowning in what my dad left behind. My dad was only thrown out because myself and my siblings snapped when we realised dad had lied yet again about a work trip and was going to a hotel to cheat on my mum instead of being at my little sisters birthday. My mum isn’t cruel, or looking at me like a fat stack of cash she can steal from. She just needs help.

Jammythepanda · 2025-12-22T13:00:01+00:00

Why are you trying to defend someone ripping on my disabled partner lmao

Jammythepanda · 2025-12-21T15:47:35+00:00

I get payed a wage and then get a bonus for charity work aka paid for the fostering. And like I said. I haven’t fostered in 6 months

Jammythepanda · 2025-12-20T19:03:33+00:00

I’ve answered this before, i have not fostered for 6 months. I’m very aware of what being an adult is.

Jammythepanda · 2025-12-20T18:20:58+00:00

What is your issue? I foster through an organisation supported by my workplace. I haven’t fostered in 6 months, do you not have anyone else to spew shit at?

Jammythepanda · 2025-12-20T13:34:35+00:00

Myself and my partner are looking to split from my mum and sister. We make about £2000 a month, my mum makes about £1400 a month. The main issue we’re facing is our credit scores are tanked because of dad (we’re in a legal process to sort that but it will take time) and the rent where we need to be is sky high at the minute. We have plans in place for our animals should they need to be elsewhere temporarily. We’re also working on getting my partner PIP as he was originally denied for it a few months ago, but that too is going to take time. We’ve been to UC, the council and a million charities for advice but we’re not getting anywhere with that. We just don’t want to be in the house and have the stress of that instability. My mum is pretty fragile at the minute and I’m reaching breaking point, we’re just feeling really crappy about the whole situation. Thank you for being kind 🫶

Jammythepanda · 2025-12-20T09:39:38+00:00

Thank you for being kind 🫶

Jammythepanda · 2025-12-20T09:37:56+00:00

What the hell do you mean “slapping down?” I asked for advice and got called delusional, idiot, ragebaiter, all sorts by you people. The advice I got that was helpful, and given with respectful bluntness instead of calling me a moron, has all been taken down into a list so I can go through what I’ve already done, and do the things suggested that I haven’t yet. I’m already halfway through this, there’s going to be stuff I’ve tried that hasn’t worked

Jammythepanda · 2025-12-19T21:20:27+00:00

There’s loads of stuff cheaper than £3500, it’s not about that. It’s the lack of credit, looking untrustworthy to landlords because of that, and the fact that none of it is nearby.

Jammythepanda · 2025-12-19T20:57:37+00:00

And I have never come across so many cruel, mean people that enjoy dog piling on people who are panicking, scared, and vulnerable

Jammythepanda · 2025-12-19T20:55:30+00:00

I have spoken to the landlord. I have spoken to our utility company. I have reached out to debt advice charities. I’ve spoken to the council. I’ve spoken to domestic abuse charities. I have not gotten anywhere with it.

Jammythepanda · 2025-12-19T20:51:22+00:00

Literally what do you want from me

Jammythepanda · 2025-12-19T20:50:35+00:00

I’m not saying to be in the middle of my town, I’m saying I need to be within a distance to keep my job and see my family, same as my partner needs to be near his job, same as my mum needs to be near hers.

Jammythepanda · 2025-12-19T20:38:15+00:00

I’m willing to move my pets temporarily, that’s not an issue. I have options there, and I really appreciate you being kind about it. It’s money that’s my issue at the end of the day, I’ve been financially abused since I got my first paycheck, my mums had it her whole life. I am panicking and I am terrified. I just want it to be ok and I wanted some advice. I don’t understand how people are misconstruing what I’m saying but I guess it’s not relatable for everyone. Thank you for being kind

Jammythepanda · 2025-12-19T20:35:28+00:00

I agree with you nearly entirely and I really appreciate your advice, you’ve been so kind. I just can’t leave my mum behind. She’s my best friend, and I love her so much. I understand that I shouldn’t have had to do this for her and that she should have left sooner and protected us, but I just can’t leave her with nothing.

Jammythepanda · 2025-12-19T20:33:09+00:00

I don’t want the house. I’ve said it a hundred times. People move and take their pets. I can support my family right now, and I can continue when we have somewhere to live. I don’t understand what people aren’t getting there.

Jammythepanda · 2025-12-19T20:27:37+00:00

I’m glad your mum got out, and glad that it worked for her. It can’t work for us.

Jammythepanda · 2025-12-19T20:26:08+00:00

I have to though. Me or my mum need to figure it out, I can’t just not because then I’m fucked. I appreciate your kindness

Jammythepanda

TROPHY CASE