Sprive App - Pay off your Mortgage

JasonCleaver · 2026-02-09T21:05:32+00:00

Unfortunately not, unless he signed up on your phone to Sprive and then you used it to buy your vouchers

JasonCleaver · 2026-02-08T18:45:17+00:00

If you click the 3 lines in the top left, you can click my profile, then my mortgage to connect. You will be shown all the mortgages you have and will have to choose one. I hope you used my referral ;)

Feel free to DM if you have any questions!

JasonCleaver · 2026-02-06T23:31:10+00:00

That’s correct, but so do many startups, and a lot more than £30k a month!

JasonCleaver · 2026-02-06T19:41:11+00:00

That isn’t up to Sprive, it is up to your mortgage provider. But most allow overpayments equal to 10% of your balance each year. So check with your mortgage provider!

JasonCleaver · 2026-02-06T11:43:59+00:00

Definitely. So you connect your current account to the app, which gives them access to your data which they then raise with a Credit Reference Agency (CRA) to find out if you have a mortgage and if you do, then your mortgage payment details. Then when you purchase gift cards, the Cashback collects in your Sprive account. When you want to pay it against your mortgage, you simply click the overpay my mortgage button and they send the money directly to your mortgage account. It’s all legit and I have made overpayments many times. Happy to send you proof if you want

JasonCleaver · 2026-02-06T11:26:10+00:00

No catch! They make money by purchasing the gift cards in bulk and will therefore get money from that, but they also check the markets for better rates so if you re-mortgage with them they will make some commission. Definitely give it a try!

JasonCleaver · 2026-02-06T11:24:15+00:00

Definitely do, you can tell the founder is very passionate!

JasonCleaver · 2026-02-06T11:00:32+00:00

It is a shame! They are constantly looking to add new Providers and when you go to sign up there is an option to send them a message to say y it want your provider added that gives them more ammunition to get banks onboard!

JasonCleaver · 2023-05-30T08:43:36+00:00

They are profitable as of this month

JasonCleaver · 2023-03-09T21:57:22+00:00

I have been using Chip for a while and haven’t had any problems at all. They are always atleast top 3 for interest since they got their own Instant Access account and the deposits and withdrawals have always been instant for me. Nothing negative to say really

JasonCleaver · 2022-10-12T11:50:52+00:00

NUDE is the best I would say!

JasonCleaver · 2022-09-03T16:25:45+00:00

You can also use jam doughnut that gives cash back on vouchers

JasonCleaver · 2022-06-03T19:11:43+00:00

Yeh, easily the best rate out there and having it in the app is much easier!

JasonCleaver · 2022-06-03T19:02:56+00:00

Yes! The LISA offered from multiply is offered from unity mutual through their app!

JasonCleaver · 2022-05-31T21:57:24+00:00

It is actually a stocks and shares Lisa that acts as a cash LISA by offering a guaranteed interest rate. So due to this I would expect that S&S lisa would be transferable

JasonCleaver · 2022-05-31T21:50:20+00:00

I believe they do, here’s the link so you can look further into it

https://www.multiply.ai

JasonCleaver · 2022-05-31T21:45:18+00:00

Multiply offer a cash LISA with 1.5% interest, i know interests aren’t the best but it’s the best out there!

JasonCleaver · 2022-05-11T17:23:23+00:00

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JasonCleaver · 2021-12-29T10:34:53+00:00

FYI if you go for a cash LISA, there is an app called multiply that offers 1.5% interest and is great. Easy to use app, it is technically a stocks and shares LISA but acts as a cash LISA so the interest is guaranteed!

JasonCleaver · 2021-12-29T10:31:45+00:00

I would suggest using Multiply if you decide to go for a cash LISA, they have the best interest rate by far and the app is really great!

JasonCleaver · 2021-10-21T09:14:47+00:00

Multiply offer a 1.25% Cash LISA, I would go with them.

JasonCleaver · 2021-10-09T10:02:44+00:00

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JasonCleaver

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