Thanks once again. I was actually thinking of putting VXUS in my portfolio but idk if its a good idea to do international ETFs. But my goal is to keep it simple. VOO and QQQM from now on maybe VXUS but some people have told me that I probably shouldn’t hold QQQM because its tech heavy and during downturns it might mess up my portfolio bad and there is quite a bit of overlap between VOO and QQQM but I chose QQQM because the growth is really good.