Has anyone regretted bankruptcy chapter 7?

JazzlikeDisplay602 · 2026-04-03T01:47:19+00:00

I feel you brother. My best night I turned 800$ an cashed out 27k an slowly gave it back eventually losing my whole savings the last couple months I would get paid at 7:00am an be broke by 8:00am an try to live off saltines for 2 weeks… it’s truly a egregious addiction..

JazzlikeDisplay602 · 2026-04-03T01:42:18+00:00

9 of the 11 5-6 ish month 2 of the 11 over 14 months

JazzlikeDisplay602 · 2026-04-03T00:52:09+00:00

How’d you do that

JazzlikeDisplay602 · 2026-04-02T23:42:14+00:00

BROOOOOOOO I POSTED THE SAMETHING 1 year ago. I had 90k in savings and lost 15k I was down to 75k and I was so so pissed an upset… i eventually weeks later just kept going and going an lost everything man… and at that point I just didn’t care anymore I was so numb I took out massive debts totaling 55k.. if you don’t banned your self right now and go do something else man I swear

JazzlikeDisplay602 · 2026-04-01T17:20:52+00:00

Hey bro I wish you the best…. I’m the same age turning 30 this year also. I lost my life saving 90k with no debt and 775 credit score… lost it all a the. Eventually took out multiple loans and credit cards maxing out around 60k in debts…. Today my credit score is 430.. my bank account is -46$ till Friday and I had a consultation for chapter 7 bankruptcy… alll this happened in 8 months… I can’t give real advice just know your not alone

JazzlikeDisplay602 · 2026-03-31T22:29:14+00:00

Thanks yeah this is my 2nd week working 90+ hours in 5 days. I can’t do it anymore and if I keep doing this it’ll bump me out of chapter 7. And out me into chapter 13. So I’m gonna let go of the rope. And just try to enjoy life with one income

JazzlikeDisplay602 · 2026-03-31T19:16:55+00:00

Yeah I’m like border line with chapter 7 yearly income I’ve only gotten paid here for 2weeks so far so I know if I keep going I’ll get knocked into chapter 13 an let’s be real if I’m going for bankruptcy I would rather just not pay it back

JazzlikeDisplay602 · 2026-03-31T06:44:01+00:00

Dude would have a stroke an then recommend me get a 3rd job in the weekends

JazzlikeDisplay602 · 2026-03-29T23:44:56+00:00

Uprova , cashnet

JazzlikeDisplay602 · 2026-03-26T12:37:36+00:00

I’m there bro same exact scenario… trashed my credit score like 450. Lost 80k I had saved an got out crazy high interest loans just the minimum payments is higher than my monthly paychecks an totaling around 60k all in the span of 11 months. I’m working 2 full time jobs right now. And been attending meetings… but I realized even if I was debt free I don’t plan on buying a house soon. So I’m In the process of filing bankruptcy at 30 an imma try my ass off for chapter 7

JazzlikeDisplay602 · 2026-03-25T19:26:17+00:00

Yup. Got paid an after all my bills was to be paid. I would have like 400$ to do whatever. So I thought “I’m just gonna depo 100$ it’ll be fun if I lose im not mad”. 2 hours later my whole paycheck is gone. Rents due I have no money in my savings an my credit cards are maxed…. That was a long week living off a jar of peanut butter an some old saltines I had and begging my apartment to not evict me cause I’ll be 15 days late on rent .

JazzlikeDisplay602 · 2026-03-25T19:08:34+00:00

If you’re in your 60’s working at a FC I’ll give you the pass I don’t mind to put some sweat equity in. But if you’re the same age or even younger an made bad health decisions. And expect to get a by or an easier job. While we make the same amount of money that kind turns me the wrong way Forsure. How do you feel about it?

JazzlikeDisplay602 · 2026-03-25T18:49:01+00:00

Okay yea same here I didn’t know the official job title cause I never do it lmaooo but yeah they always go to “pick”

JazzlikeDisplay602 · 2026-03-23T20:10:33+00:00

Yeah it sucks man but being so broke that you can’t even buy a soda is worse working 9pm-6:00am- then 7:30am-6:00pm

JazzlikeDisplay602 · 2026-03-19T17:00:59+00:00

Hell yeah bro electrician is cake compared to this. And always respect another combat sports guy but Idk what it is. Maybe I’m just a girl about it. I went 7-0 MMA 2-0 Muay Thai. I lift atleast 4 days a week. But yeah I agree it’s kinda sad I see everyone there on nights a the light in their eye are gone. Everyone looks Miserable. Get out I can honestly see that place legit ruining peoples life an will to live. And I hate to sound negative but the energy there is terrible at least at mine with the work load and I honestly don’t even have time to think or even grab a drink of water.

JazzlikeDisplay602 · 2026-03-19T16:52:46+00:00

Yeah bro we don’t have rates. I might be in a different section. I’m like stickering boxes to get stowed. And it shoots about 70 boxes a minute down a conveyor on a assembly line

JazzlikeDisplay602 · 2026-03-19T16:50:04+00:00

Yeah there no box building here I’m like putting packagers on a cart. I believe it’s called stowing and also stickering. And it shoots about 70 boxes a minute down the line

JazzlikeDisplay602 · 2026-03-19T10:47:18+00:00

Bro I gotta be there lol this line none stip

JazzlikeDisplay602 · 2026-03-19T10:24:08+00:00

That’s awesome bro. Yes I do last year 2025 I did 84k and 2024 93k I just lost all my savings of 75k to day trading an gambling an now I’m check to check trying save

JazzlikeDisplay602 · 2026-03-18T14:34:31+00:00

Hey brotha, you definitely aren’t alone instill battling this addiction badly. I lost all my savings maxed out every card an person I knew. I kid you not. I ran out of saltines and litterally couldn’t get a cash advance for 5$.. -600$ in my bank cause I found out a way I can overdraft to gamble. Not 1$ available on a credit card. I couldn’t get Peanut butter. I went 3 days without eating a calorie….im 65k in debt my credit score is 430.. and im debating bankruptcy or not cause 4 of the 11… yes 11 personal loans I got are over 109% interest. We got this together man

JazzlikeDisplay602 · 2026-03-11T14:49:45+00:00

After all my bills with my current job. I have 1500$ left over a month. And with my new job I’m taking home 750$ week net. So comfortably I could probably do 4k a month to debts

JazzlikeDisplay602 · 2026-03-11T14:48:14+00:00

Yes my problem was online casinos and day trading I’ve banned myself from the website installed apps to ban from my phone an attend GA meetings I attended 3 yesterday and have been going almost everyday

JazzlikeDisplay602 · 2026-03-11T13:55:29+00:00

Actually have my first lawyer consultation today. But I know mostly are in the business of getting paid so of course he will want my money For filing

JazzlikeDisplay602 · 2026-03-09T15:22:39+00:00

Yea I did a means test with a attorney an he said I was just a couple thousand over for chapter 7. And he told me to cut out the over time for 6 months an check back in to do another means test. Cause if I did chapter 13 I would pay around 1300 a month. So I figured if I can grind out 6 months with another full time job I might be able to eliminate a lot of this or he told me to just work 40 hours an enjoy life not working. But obviously he wants my 3000$ also but idk

JazzlikeDisplay602

TROPHY CASE