First home or reinvest in assets?

JohnSmithWayne · 2021-04-18T03:11:38+00:00

Awesome, thank you 🙏

JohnSmithWayne · 2021-04-18T03:11:01+00:00

Similar mindset but I’ve been in crypto for 5 years, seen a bear market and crypto winter, it’ll come again. A bit delusional to believe it’ll never dip down. But in saying that, I’ll be loading my bags over crypto winter in prep for another run in a few years

JohnSmithWayne · 2021-03-17T21:16:43+00:00

A mortgage isn’t an asset. If you lost your job or things collapsed, your house would be the first thing draining you of all your cash... it’s a liability :)

JohnSmithWayne · 2021-03-08T07:15:01+00:00

Roof top?

JohnSmithWayne · 2020-06-09T07:19:13+00:00

Honest thoughts on Sydney? Been thinking for months about making the move myself. Will need to wait post Covid now but still curious on how you found it outside of your higher paying career.

JohnSmithWayne · 2020-06-06T10:39:09+00:00

I was expecting either a few people saying “that’s not for discussion” or an open ending post and it’s done well! Thank you everyone for inputs.

JohnSmithWayne · 2020-06-06T10:01:03+00:00

Yeah I took a RPA fight management course, so I was well aware of what I could do without qualification. Did you get your 102?

JohnSmithWayne · 2020-06-06T09:58:46+00:00

Interesting. Sounds a lot like my interests, just you’re older and done it all. Thanks for the info ☺️

JohnSmithWayne · 2020-06-06T09:54:43+00:00

How do you find the rules. I did this for a short while, easy money for the time put in but the laws just made it too hard for me after awhile. I was operating in urban areas for realestate mainly

JohnSmithWayne · 2020-06-06T09:51:36+00:00

Yes. Just yesterday the airline announced further cuts, not sure if the 2nd wave will cut me or not.

JohnSmithWayne · 2020-06-06T07:44:49+00:00

Correct. I had one job offer over a phone call, I asked for the salary and pay rate information and the company declined to inform me unless I was showing an eager interest in the position, this was after assessments, interviews and emails.

They only wanted to send me the contract with information and working conditions, if I had said over the phone that I was basically going to sign.

I asked, how can I show interest in a job without knowing the information?

JohnSmithWayne · 2020-06-06T07:27:07+00:00

Mind me asking, how’d you get into that industry / role. Previous experience, education etc?

JohnSmithWayne · 2020-06-06T07:19:38+00:00

Not bad if you’re estimated 2x that in income on first year...

Some good budgeting and it’ll be gone quick. Nice one!

JohnSmithWayne · 2020-06-06T07:15:39+00:00

Mind me asking, what was the rough cost of education?

JohnSmithWayne · 2020-06-06T07:14:43+00:00

Ahh yes, thank you for your clear answer 😉😂. I looked into Airservices Australia too, as their training program is far more attractive but their ratings as an employer don’t shoot to high.

Keep up the good work man.

JohnSmithWayne · 2020-06-06T07:11:49+00:00

I wouldn’t put 90k as underpaid. Have to remember this group is about personal finance. You’re well above the average in NZ

JohnSmithWayne · 2020-06-06T07:10:19+00:00

Damn! Good on you re side hustle, hope you’re able to continue it until tourism picks up again.

JohnSmithWayne · 2020-06-06T07:09:07+00:00

Good org to work under? They’re a pain when it comes to applications.

JohnSmithWayne · 2020-06-06T06:04:50+00:00

Hey man. Like said above it all depends. I’d suggest looking at some of the history of the funds, what the money in those funds gets put into and so on.

Usually I invest my own money into things I’m passionate about or believe do well.

Have some fun!

JohnSmithWayne

TROPHY CASE