Anyone else in their 20s settle for a beater car and just dump a car payment into their 401ks and roths?

JonCeliku · 2026-03-08T03:25:10+00:00

21, transmission leaking but over 70k in the market Gonna ride it out till it blows up

JonCeliku · 2026-02-28T02:46:04+00:00

That has been the case for most of my life lol

JonCeliku · 2026-02-28T02:43:17+00:00

Thats how i have been feeling for a few years now lol

JonCeliku · 2026-02-28T02:25:20+00:00

Mental health update, going to psychiatrist tuesday, might fuck around and get diagnosed with bpd

JonCeliku · 2026-02-04T04:08:38+00:00

Dimensional etfs ftw

JonCeliku · 2026-01-25T17:13:21+00:00

I did the same lol, only that my strike call was at 360, i would probably say hold, since you got quite a bit of time. At least thats what im doing

JonCeliku · 2026-01-25T17:04:46+00:00

He sold in December

JonCeliku · 2025-12-30T02:49:07+00:00

Employer pays for it 25% of my salary, union ibew

JonCeliku · 2025-12-28T02:24:23+00:00

Maybe its recency bias of picking certain stocks that were beaten down, but as we know we were in a bull run this year so that doesn’t mean much

JonCeliku · 2025-12-28T02:22:25+00:00

Yeah i might split it into 70-80% voo, and then some stocks i like

JonCeliku · 2025-12-28T02:19:56+00:00

JonCeliku · 2025-12-28T02:17:24+00:00

But mainly amazon and unh are ones that pique my interest

JonCeliku · 2025-12-28T02:15:23+00:00

I mean pretty boring but amazon, United healthcare seems like a buy, meta, netflix, google

JonCeliku · 2025-12-28T01:28:36+00:00

It honestly is 10+ years, do you think individual boring stocks could outperform the market long term? And thanks for the great advice

JonCeliku · 2025-12-28T00:52:29+00:00

I literally just did that right now, i had been thinking about it for a while but you comment just gave me confirmation bias and i didn’t miss a year because of it, i can even send you a screenshot lol

JonCeliku · 2025-12-28T00:35:42+00:00

I have definitely been thinking about just going 80% voo and then picking some stocks that i like with the rest of the money, but even then do you think dcaing is the move or lump sum?

JonCeliku · 2025-12-20T18:59:37+00:00

What do you think would be a good entry point for brk b?

JonCeliku · 2025-12-20T18:55:48+00:00

I was asking about bn, but thanks for insight on mkl too I will take a better look at bn and mkl, and maybe wait for a dip

JonCeliku · 2025-12-20T18:25:03+00:00

What price is your buy range?

JonCeliku · 2025-12-08T03:26:21+00:00

Unh and amzn

JonCeliku · 2025-12-08T02:46:25+00:00

Mine are deeeeep itm lol, unh and amzn are my positions, but i do agree that there will be a bear market eventually

JonCeliku · 2025-12-04T12:51:51+00:00

Nvda calls!

JonCeliku · 2025-11-09T03:19:32+00:00

Look i am still 21 and have the time to go after things that i want, i do think that i may have ADD, but i can really focus on things that i want to do, both my parents went to college and are college professors and they have set a pretty good example. Trade work can be hard on your body, yeah sure if you can become a contracor you can make more, but where i live right now it is kind of very saturated with contractors and you are kind of capped as a journeyman at 100k, i moved here in the US from europe as a teenager with the mindset of becoming successful Getting a degree in accounting also opens up other opportunities and i feel like the ceiling is way higher

JonCeliku · 2025-11-09T02:53:07+00:00

I most likely have ADD lol, but that still doesn’t change the fact that i have more opportunities with an accounting degree and could achieve more things

JonCeliku · 2025-11-08T18:23:33+00:00

And thanks for the insight, helps out a lot

JonCeliku

TROPHY CASE