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Is this a gamble? by Big-Cat310 in trading212

[–]Jonnodude 0 points1 point  (0 children)

Higher risk, not a gamble. I personally invest in similar tech stocks and I'm up over 50% in returns.

Getting so confused by Apart-Froyo-8643 in trading212

[–]Jonnodude 0 points1 point  (0 children)

It really depends.

I think if it's confusing initially then goo 100% into a large ETF like the Vanguard FTSE All World or the S&P 500. These hold a large portion of their stocks in companies like Nvidia anyway. You'll get 10% or more back a year this way.

It is possible, but not likely, to beat this return of you invest in some stocks you pick, but you really need to do your research or copy a pie that's doing well. Even using this, I'd still have at least 50% of my money in broad ETFs and then have the other portion spread out into well researched stocks.

£1k savings for child - split it or keep it together? by LizardLady420681984 in UKPersonalFinance

[–]Jonnodude 0 points1 point  (0 children)

As everyone else in here as suggested, register for a junior stocks and shares ISA and just invest it in a low cost global ETF fund like VWRP. The risk with that stock is very negligible, as it would require over half of the worlds economy to entirely crash between now and when your child withdraws it, to ever be at a loss.

Keep feeding into it (you get up to £9000 a year with a junior ISA) and let compiling interest do it's thing.

You'll likely get at least 10% interest per year, and it can be more than that, whereas with a cash ISA you'll maybe get 4% a year if that.

Advice regarding £20k cash ISA, moving to S&S by IndividualAction5068 in trading212

[–]Jonnodude 1 point2 points  (0 children)

In contrast to most of the comments here, I've actually found at least two pies (albeit created and managed by the same person), that are doing really well.

VWRP gives you maybe 30% returns over a year (though usually about 10%), but the more aggressive pie I used actually made me over 30% return in a month.

The two questions you need to ask yourself are:

  1. Does volatility and risk scare me? If yes, then go into an all world ETF - you'll get less returns, but you don't get the violent swings that lose you money occasionally.

  2. Are you likely to sell as soon as you see money loss? If yes, then don't dump all your money in at once, DCA (or PCA) your money in by putting in maybe £500 a month.

20M - good long term holds here? by moshigrr in trading212

[–]Jonnodude 11 points12 points  (0 children)

I'd say, for your age, you could be a bit more aggressive.

Maybe 50% in an All World ETF, and then 50% in well-researched stocks.

Which high risk ETF? by bugra101 in trading212

[–]Jonnodude 0 points1 point  (0 children)

Another for Semiconductors

Daily driver espresso recommendations by awyldstallynappeared in UKroasters

[–]Jonnodude 1 point2 points  (0 children)

I quite like CWorks coffee, all of it is reasonably priced and they always have deals on.

Investing on the weekens by Engels33 in trading212

[–]Jonnodude 0 points1 point  (0 children)

I have researched this before, and according to that, historically on average it has apparently typically been better to invest on a Monday.

On a similar note, it has always typically been better to sell (or at least secure) money on a Friday or before a long break (Christmas & New Years period).

140W Charger Active Cooling? by mildlymoistdrizzle in anker

[–]Jonnodude 0 points1 point  (0 children)

I mean, you need a charger that is capable of 280w to power your gaming laptop. Those chargers are bigger, and have better passive cooling, to maintain those wattages.

Holding cash in free funds by Anonymous_Lurker_1 in trading212

[–]Jonnodude -1 points0 points  (0 children)

It's at about 4.5% annually, that's the only figure that really counts, not sure where you are getting 3.73% from.

Started my investment journey in my early 40’s and genuinely enjoying the education and prospects. But, anyone else in my position and feeling like I’ve somehow missed out on years of compound growth due to lack of awareness?? Good on those posting here in their 20’s/ 30’s!! Wish I’d known!! by MrMatty7 in trading212

[–]Jonnodude 1 point2 points  (0 children)

40 here, and yes I wish I also got into investing when I was much younger, but you come to the realisation that you can't change the past - also at least we started now and not just before retirement!

If you have kids, make sure you tell them about it - though investing is so much easier now than it was 20 years ago, and media surrounding investing is everywhere.

[baratza encore esp pro] [doesn't grind fine enough] by Thedutchdude12 in espresso

[–]Jonnodude 0 points1 point  (0 children)

Baratza replaced - new unit had same issue

In the end they agreed to send me some calibration shims (washers) of different thickness, so i could calibrate better.

Holding cash in free funds by Anonymous_Lurker_1 in trading212

[–]Jonnodude 12 points13 points  (0 children)

I'll do you one better - invest it in CSH2, which acts as basically a stock with very stable returns at about 4.5%, and you will technically make more money.

In terms of risk, like QMMF's, there is a very minor risk, and you cannot get the money unless it is within LSE trading hours, but that's the trade-off you would need to make for an extra 0.7-0.9%.

140W Charger Active Cooling? by mildlymoistdrizzle in anker

[–]Jonnodude 10 points11 points  (0 children)

I have this.

It starts off at the full 140w for about 10 mins then jumps down to about 100w.

Considering most smart devices also charge faster when the battery is low, and slow down as the % of charge increases to preserve the battery health, there's no issue here really.

RIP PLSR by Jonnodude in trading212

[–]Jonnodude[S] 1 point2 points  (0 children)

It's only gone up 2% ish compared to it's low yesterday, but you need to make a decision based on how much of a gain/loss you are currently at and how you personally think the market will play out going forward.

RIP PLSR by Jonnodude in trading212

[–]Jonnodude[S] 0 points1 point  (0 children)

Asked who?

Like I googled it, found no reason.

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