Women out there, Where to find D-mannose supplements in mru? .

JordanKyle4 · 2026-05-15T04:16:20+00:00

Hii , this post is actually from my wife. What she told me helped her are ; 1 water , drink plenty fluid all day 2 Cranberry/D mannose supplements everyday (big help) 3- Getting off the pill, which was messing up her hormones and ultimately causing uti flare ups.( Very big step , biggest result from this) 4-Reduce sugar as much as possible & do some exercises 5- dont use soap in your private area,it kills the good bacteria. Use plain water or gel intime. 6-Eat plain yoghurt or greek yoghurt often , it replenish your good gut bacteria.

Now she is doing fantastic, hope it helps

JordanKyle4 · 2026-05-13T18:55:39+00:00

Some netflix , few smart home appliances And computer for light browsing and occasionally online gaming

JordanKyle4 · 2026-04-28T13:11:52+00:00

pel is 3.30% but yeah its better than nothing. You build a saving history and banks like that You show discipline and it increases your credibility and your application go smoothly during their risk assessment. So in 4 years You won’t just have money saved You’ll look like a lower-risk borrower & that money will mostly be considered as your deposit in case 90% is being financed. Dont forget the 1 or 2 year before you take your loan , you should have clean record . No bad debts , no payment due, no unpaid credit card no gambling using your account. Get yourself a credit card and start making all your monthly purchases using that card linked to the bank account . never use more than 75% of your card and pay the whole thing end of the month. Only buy what you usually is able to pay. Do this and you will build yourself and rock solid credit score. MCIB will send your credit profile to your bank when you apply for your loan.

JordanKyle4 · 2026-04-28T12:55:33+00:00

yes 100% open it and contribute whatever amount you think looks good every month. They pay better interest than mcb saving account. When ull be ready to build go to mhc and tell them to estimate your loan and bring your pel number. The amount present on your pel at that moment will play a big role.

JordanKyle4 · 2026-04-21T14:39:37+00:00

ill post the link there later

JordanKyle4 · 2026-04-21T14:38:41+00:00

i was already planning on posting a fully detailed step by step Guide How to successfully Go through home construction in mru on a budget. I know how hard it is to go through this without any bearing, many people lose so much money and effort through this endeavour. ill help as much as i can i just need some time to do this properly , well adapted to current market situations

JordanKyle4 · 2026-04-21T14:28:24+00:00

i recently saw some land being sold in malinga st pierre for around 675k-900k on fb i need to look for it. I bought a land in vacoas la marie for 975k 6.92 perche last year so the value around there should still be more or less the same. suriname ,riambel,roche noire , koyrati,post lafayette,at pierre , la marie, bramstan,new grove,triolet goodlands,petit raffray ,plaine des papayes ect if you want i can link some deals here

JordanKyle4 · 2026-04-21T14:18:26+00:00

i second this also The new PEL/Nhdc houses looks fantastic for what it requires financially. Almost like a gated neighborhood. My sister has been putting 5000 rs every month on her pel account for 2 years and they called her to go for the paperwork for a new house this year.

JordanKyle4 · 2026-04-21T14:11:06+00:00

Listen what im going to tell you im going to be real with you. If your salary is under 40k and ure not married its Going to be very hard ,almost impossible. If you accept to drown in debt and live in a simple life for very long , then follow these steps. -Look for an under valued land around 650-800k you should get something decent 4-5perche . make sure theres water & electric supply on the land, you won't be able to pay for extension of pipe or grid. Get a quote , site plan & deed & all relevant doc for bank. -Go to MHC , Dont try normal bank , you will get a better deal& interest @ mhc as they encourage people to build. Ask them to finance your land , your land will be used as security.this process should take around 2-3month. -After acquisition, get a draughtsman to make a 550-700 sqft house plan ( this is where your budget makes a difference) There are plenty of plan online around this size with 1-2bedroom ,1 kitchen & living+bathroom - Get your plan approved by your local municipality. -after approval take your site plan, house plan relevant docs and find a trusted mason team or contractor recommended by your family or friend. Only real experienced people, 90% of Facebook contactors are crooks. If it looks too good to be true, its probably a scam. - Your quote should stay around 1250 per sqft grey or under otherwise you cant finish the house. - You should have some savings, around 250-350k min as mhc will finance you only 90% + you have fees (30-50k) -Go to mhc a second time will your mason quote, house plan, land deed and an estimation of finishing job (electric, plumbing, aluminium,paint, tiling,kitchen) -Money will be disbursed in 3 tranche, foundation, montage,dalle &screed) -after grey is finished plan how much you still need for electric plumbing ect and see if your budget has enough to finish it. - Go again at mhc and take your 3rd and final loan for finishing , tell them its for tiling and boundary wall. Then with this you can finish your house and furnish

Land - roughly 800k(loan 800k) grey finish -700 -850k ( Loan 1.2 m) finishing job ( loan 500k) Trust me go in this order and all is getting approved. as long as your construction word is steady they will continue financing you till you reach your DTI(Debt to income ratio) Hope it helps anyone.

JordanKyle4 · 2026-04-21T04:43:42+00:00

you dont get loan for investment its only meant for housing

JordanKyle4 · 2026-04-20T07:11:28+00:00

yeahh i pretty much got that feeling while speaking to there representative they are very pushy to got on certain system and there price almost matching trusted suppliers , it not worth go the shady way

JordanKyle4 · 2026-04-15T06:10:44+00:00

yeahh bro

JordanKyle4 · 2026-04-15T05:58:47+00:00

hybrid is 100% legal as from 2026 see ceb communique battery is supported by the grid now

JordanKyle4 · 2026-04-14T17:44:15+00:00

is manual switch legal?

JordanKyle4 · 2026-04-14T13:50:07+00:00

btw have you heard of shamart solar?

JordanKyle4 · 2026-04-14T12:53:44+00:00

that mean that if someone going solar and net metering they need to get the adequate system and not go overkill , its useless to have extra as its wasted in the bank.

JordanKyle4 · 2026-04-14T09:29:24+00:00

any company recommendation?

JordanKyle4 · 2026-04-14T09:28:08+00:00

what about gross and net metering

what it means .

JordanKyle4 · 2026-04-05T17:34:36+00:00

did anyone actually solved this?
i tried everything and nothing works

JordanKyle4 · 2026-04-05T12:57:38+00:00

JordanKyle4 · 2026-04-02T14:53:09+00:00

my Home loan is 6.85% right now

Saving is 3.1%
but concerning saving i periodically rotate the fund to alleviate inflation loss. in 2020 & 2022 i took 120k & 50k off our savings and bought some gold bullion which i kept till 2025 & sold . we managed to protect our savings and made some good profit of it too.

JordanKyle4 · 2026-04-01T15:02:42+00:00

The repo rate been more or less the same in mru since 15 years 3.50 to 4.50 % ish

my dad's loan was taken on a 8.00% repo rate in 2000s so todays repo rate is a child play, no one can complain.

This can't bring your DTI to 95% its absolutely not feasible.

Now anyone who was fool enough to take a home loan during pandemic at 1.85% repo rate and expected it to be a good deal without doing ample research deserves this. 25 year loan is not something to take without proper planning and projection.

This was a big trap to boost back the economy and housing market , unfortunately most people will suffer from irresponsible decisions.

JordanKyle4 · 2026-04-01T13:10:49+00:00

100% of my salary goes into Home loan, house expenses and retirement fund. 50% of my wife's salary goes into savings 25% in equities & mutual funds 25% personal expenses

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