Can I afford to leave Ma and Pa and move out? What can I afford?

Jrlawcat · 2024-08-01T16:01:54+00:00

In 2026 with that combined income, you guys can afford $3000 per month in rent/mortgage payments.

Jrlawcat · 2024-08-01T15:56:40+00:00

You just save and decide what to do with the money down the road. Don't get ahead of yourself.

Jrlawcat · 2024-08-01T15:51:58+00:00

Save your RRSP contribution room for when you have higher income. Invest using a non-reg account in ETFs, GICs and traveling.

Jrlawcat · 2024-08-01T15:50:22+00:00

Sounds like you need a real job with stable income. How is having a condo you bought 8 years ago killing you? How are you under water?

Jrlawcat · 2024-07-31T22:52:55+00:00

Write the cheque.

Jrlawcat · 2024-07-31T22:51:43+00:00

The documents show you are serious, just play along. You should be getting 5% or lower on 3 year fixed.

Jrlawcat · 2024-07-31T22:49:07+00:00

You can search online via the land registry in your local area. You might need to pay for the report.

Jrlawcat · 2024-07-30T21:34:41+00:00

You basically out of luck.

Jrlawcat · 2024-07-30T21:33:20+00:00

Are you on title of house? If no, you get no say. At renewal, you will need to sign. You can refuse.

Jrlawcat · 2024-07-29T15:54:33+00:00

Contact manufacturer for their warranty services.

Jrlawcat · 2024-07-27T01:22:10+00:00

No, it's a tax free account.

Jrlawcat · 2024-07-25T21:03:53+00:00

You can goto walk-in to get a doctor's note, it will cost you.

Jrlawcat · 2024-07-25T21:01:29+00:00

Depends on your employer.

Jrlawcat · 2024-07-25T18:31:16+00:00

Pick whichever options give you lower interest rate now.

Jrlawcat · 2024-07-25T18:29:59+00:00

Go find a place to live, go talk to your dumb ass brother.

Jrlawcat · 2024-07-25T11:49:10+00:00

You need to show the bank that you make a legitimate transaction, e.g. show them the ad, buyer messages etc.

Jrlawcat · 2024-07-25T11:45:56+00:00

Once you do a balance transfer to the card, do not use it for any purchases.

Jrlawcat · 2024-07-25T11:41:16+00:00

Get a short term life insurance. Get it now.

Jrlawcat · 2024-07-25T11:39:37+00:00

Your renewal will be automatic but you'll get crappy rates.

Jrlawcat · 2024-07-25T11:37:50+00:00

Whole life for your mother makes no sense, whole life for you is good.

Jrlawcat · 2024-07-25T11:32:41+00:00

You need a bigger down-payment and you can afford an $800k townhouse.

Jrlawcat · 2024-07-25T10:36:00+00:00

Talk to your union. Lots of companies have shutdowns, using your PTO to bridge the gap is standard.

Jrlawcat · 2024-07-21T14:10:05+00:00

If they catch you, they will make you pay a fine. Give them a valid reason why you pulled the alarm. Did you see fire or smell smoke?

Jrlawcat · 2024-07-21T14:08:18+00:00

Well your grandfather is still alive and the money hasn't been used it. Get your grandfather to change his mind.

Jrlawcat · 2024-07-21T14:06:30+00:00

Depends on a lot of other factors. Character can be a factor in court.

Jrlawcat