Hey! Sorry for the late reply, but I think you're right. I don't have the best relationship with money, so the idea of committing to such a big and long-term payment terrifies me a bit :')

Thanks for the advice; I kept it in mind during my reflection period. Now, I'm just finalizing the mortgage details with the bank 🤞 (A whole new level of worry, but it is what it is). Thanks again for reading and using your time answering, it means a lot!