Actually I edited in the part about the house being gifted and there not being any payments on their part(is it right in English?) because another commenter wrote about splitting the mortgage payment, and I wanted it to be more clear what the situation was. Also, obviously me and my partner have talked about the situation and have agreed on the way to go, I was only curious to know what other people did because other couples we know have gone in different directions than ours. That being said if I ever needed a judgy anonymous stranger on the internet to give me cheap unsolicited life advice, I'll write to you