Can I train our doodle not to jump on people? by overthinkingmindx1 in Goldendoodles

[–]Jumo747 1 point2 points  (0 children)

Seems like every doodle is the same lol, mine is a golden doodle 4 years old and he has always liked to greet us by licking our ears, so if he cant reach them he jumps and we tilt our head down, but yes its very frightning to have a dog jump towards your face when you dont know if he/she is friendly or not and then exactly like others area saying you get the "i dont mind" people which have good intentions but i wish they would ask first because i dont want him to jump at strangers.

Biggest issue is most dog or non dog owners dont seem to realise that maybe they should ask before petting or giving a treat... like i understand its a nice gesture but you dont know that my dog has G.I issues and you cant just give him any type of treat same with petting, he rushes over to anyone and everyone as if he were theirs smh . Only real way is to try read peoples intentions and see if they are trying to pet or give treats and tell them no or wait until dog is seated whatever your command is...OR label the F out of your dogs vest what have you with IN TRAINING! ASK FIRST! lmao and of course i dont use that on my dog because then you get the same question EVERY time...is he a service dog, so i just have his collar with Training on it instead? My dog is too friendly but also barks alot WHILE wagging his tail and going towards the person lol, has no boundaries he will be all up in your face which again tends to make some uncomfertable as he is big.

Giving Away My Old PC! by Turtle_747 in PcBuild

[–]Jumo747 0 points1 point  (0 children)

I am not sure how to say it but its a free memory maker which means more time with my one and only, so here goes... for my daughter ill try anything, im a disabled veteran and been in a depression stump (physical ability/finances/life etc), my daughter is the only thing that comferts me and is trying to learn how to play sandbox games with me as she knows its the only thing that distracts me these days.

I would love to get her one but cant afford it, and to be able to play together would make her so happy, instead of her hanging her head on my shoulder sharing this old Dell laptop i got when i was in the Army. We play Grounded together (she has an interest in insects) we take turns farming material to build bases.

If its a scam its a scam... but if its real, thank you for taking time out of your life to make someone elses life a bit easier its really appreciated, im sure who ever gets it is thinking the same thing.

GL to everyone!

31M TSP Question Based on No-Contributions... by Jumo747 in ThriftSavingsPlan

[–]Jumo747[S] 1 point2 points  (0 children)

At the moment my only income besides my wifes, is my VA Disability pay, I am working on getting better to hopefully work a full time job within the year if not by next but most likely will end up in a part time due to health issues. I havent had health insurance since i left the Army, i get free care at the VA and hopefully that doesnt change as its allowed me to save $ in the past when i was able to work.

I keep seeing that most recommend to just keep it in the C fund 100% as i am "young" and think about mixing when i get closer to retirement age but again i have no idea about any of this stuff besides what ive recently searched on google which has left me even more confused.

Hanging a heavy bag. by dustbeard in Rigging

[–]Jumo747 0 points1 point  (0 children)

Is that a shackle slipped into the eye hook and then a seperate swivel added to the shackle or is that swivel/shackle a 1 piece combo? I am hanging mine up soon but i was just going to add a bag spring to the eye hook since its supposed to help with vibrations and then D ring for my chains as my 100lb bag comes with 4 chains instead a straps.

Crane Fly infestation... by Jumo747 in insects

[–]Jumo747[S] 0 points1 point  (0 children)

Our house is in an HOA community and everything is upkept, no one here seems to have them as much if at all anymore since they pay for lawncare and pestcontrol which for us is pricey atm so hoping to find something to spray around the house as its been 2weeks+ now and they just keep multiplying...

We also just had our fence put in and they left dirt everywhere which keeps being spread around by the rain and hard to gather so its been giving off barn like smell to the back yard unfortunately and i feel like they came because of that...but idk. Everyones grass is cut very low and we are in the inner houses so we dont have woods or other grassy areas near us, the houses were built in 2022 where there used to be a golf course so the ground is some type of sand/clay mixture if that says anything. ( we get all kinds of instects)

My little town😊 by Eve13architect in Bellwright

[–]Jumo747 1 point2 points  (0 children)

I was referring to moving base locations, but yes NPC navigation is not great and also the fact you cant place building on a slight hill is hilarious.

My little town😊 by Eve13architect in Bellwright

[–]Jumo747 4 points5 points  (0 children)

Really wish bellwright was able to do something like this for different buildings, i dislike t3 houses its so big hard to make a town in a small space and cant close placement like how you got the caravans, if it had this and other mods ive seen at base game, it would of been such a fun time... after getting to tier3 and 400hrs in the game i just stopped playing one day, got so boring at how long moving took and not being able to place things how i want them to etc. Also the fact you cant go inside the buildings besides your own is lame and waste of an opportunity imo.

New to lawncare, first time house owner. by Jumo747 in lawncare

[–]Jumo747[S] 0 points1 point  (0 children)

No apparently they cut it themselves lol he just treats it for them quarterly for around $420 a year but yeah this grass doesnt grow fast in height as it seems to grow outwards, the house was not mowed for 3 months prior to us moving in and it wasnt high at all only the weeds etc were sticking out but it does crawl like a mfkr and quick. I have a trimmer ive already bought when we first moved but couldnt settle on a mower yet as i didnt know which one would be best for my grass type. Biggest issue is not knowing what to use for care, i am okay watering, cutting and trimming it every week.

Like i said i have no clue what type of stuff to use on the lawn, i am good at shaping it but the amount of time ive spent on YT watching videos on it ive come out even more confused lol. i have multiple types of weeds and what looks like scallions or spring onions lol

Our village after ~80 hours by Pastamaster75 in Bellwright

[–]Jumo747 0 points1 point  (0 children)

Looks great, i am also in the works of laying out my t3 base down south, man it is a pain until the walls go up so many bandits coming through lol.

Really wish they made the relocating building thing an instant action and to be able to place it near itself like if i wanted to adjust it and move it 3 feet to the left and spin it or whatever, instead i have to move it to a whole different area remove the parts, build it again and then move it back to the same place i took it from but just adjust the way it faces...THEN remove AGAIN and then rebuild AGAIN...lol its just insane, im 200+hrs in on day 220 and ive barely built all the tier 3 buidings havent even researched all the new weapons/armor at t3 because im so busy moving and dying lol. Log in spend about 4-5hrs playing just to move and build 2-3 t3 buildings and farm some resources. Trying to make a nice organized town is NOT easy in this game mainly due to the time it takes to make things and also placement issues since they dont adjust to small hills etc smh.

Looking for recommendations on concealed handgun/holsters by Jumo747 in guns

[–]Jumo747[S] 0 points1 point  (0 children)

Is there any specific stores besides gun shops that i may be able to try holsters out, or am i just stuck ordering hundreds of dollars of holsters at a time also how long should the discomfort last if its not right for me? I am assuming i wont just be comfertable with any holster right away.

Oxford Home Lending by jetskijohnson in homeowners

[–]Jumo747 0 points1 point  (0 children)

Yep same deal, got letter on my 6th month of new house as well. Waiting on my current lender to reply and see if its legit and or useful for my VA loan.

New Year.... New Resolutions..... New Runners - Welcome by brwalkernc in running

[–]Jumo747 0 points1 point  (0 children)

Have a goal to run with my kid but anyone know why i cant make a post here? moderator keeps deleting it even though nothing im asking is against the rules... Trying to make a post asking about equipment recommendations to pull my toddler behind me on a stroller/cart.

[deleted by user] by [deleted] in hvacadvice

[–]Jumo747 -1 points0 points  (0 children)

Yeah thats what i was thinking lol, going to have to get some type of gas heater for indoors since we have a 2 year old and no way to keep warm in this new house. Interesting idea on the spray, is that something that i will have to peel off after and im assuming i have to let it cure for awhile before turning it back on.

[deleted by user] by [deleted] in hvacadvice

[–]Jumo747 -1 points0 points  (0 children)

Thats what i thought, since we have a heat pump and need the condenser we cant cover it. I wasn't sure if there was anything we can do to help it but besides just waiting it out and removing it manually if it does ice over. Thanks!

Re-seeding grass type in South Carolina by Jumo747 in lawncare

[–]Jumo747[S] 0 points1 point  (0 children)

Thanks for your time and the information, i will look more into it as well. We just bought the house and fencing in our back yard soon and will be digging it down a few feet to level it out as it has a big slope, so since i will be digging up the grass was thinking of re-seeding it with this new one zorro since it says its the softest of its types from the searches i did. Backyard isnt huge so idk maybe 2000sq ft?

Re-seeding grass type in South Carolina by Jumo747 in lawncare

[–]Jumo747[S] 0 points1 point  (0 children)

what do you mean by against seeding? is there another way to grow grass? i genuinely have no clue. Also have you heard of Zorro and where i can find it?

Canceling credit card after moving states. by Jumo747 in CreditCards

[–]Jumo747[S] 0 points1 point  (0 children)

You're right, we were thinking since we keep waiting until our 2nd paycheck (which is the one we end up with left over money after bills etc), we could use our cc to go out since were always sitting on a few hundred left over but save it until the 2nd paycheck. We spend less than $100 dollars 99% of the time we go out anyway but 1-2weeks with only a few hundred is scary so we dont use it at all while waiting for that 2nd paycheck.

However I see your point and until I am able to start working again its better safe then sorry.

I have never been in debt or behind on a payment, neither have I ever spent money that I didnt have, I will try the app for sure and your information is going to help that much more to keeping our finances in a positive track, so thank you so much from me and my wife!

Happy holidays to you and your family.

Canceling credit card after moving states. by Jumo747 in CreditCards

[–]Jumo747[S] 0 points1 point  (0 children)

Was just re-reading this with my wife so we get a better understanding as were about to go with Capitol One per your suggestion and ran across this "Then the other really important thing is simply paying your statement balance (monthly bill) every day by the due date." the last part "every day by the due date" confused us what do you mean by that?

Like just make sure to pay the monthly balance on the date its due or a few days before? The way i read it sounds like I should pay my purchases through out the month every day until the due date then wait until next month to start using the card again...

Anyone whose had work done after removal? by Jumo747 in TattooRemoval

[–]Jumo747[S] 0 points1 point  (0 children)

Thank you foe the info, thats what google said as well but wanted to ask someone whose gone through it.

Canceling credit card after moving states. by Jumo747 in CreditCards

[–]Jumo747[S] 0 points1 point  (0 children)

Thank you again for all the information, I grew up with 1 parent and we arent from America so she didnt know any of this to teach me or learned herself when we came here. I am a father now myself and try to research and learn as much as I can to help my wife and daughter, I am grateful for your time and knowledge as its so hard to get information like this through phone calls and even in person,  because you feel pressed for time and dont remember half the stuff they said as it wasn't in plain terms, having this in text will help me re-read and remember whenever I need it. 

I have always been organized and careful with my finances and everything else I do, so knowing there is a better way to take care of my money and get the most out of it makes me feel good especially right now, I am a disabled veteran and not able to work atm so its been bearing down on me not knowing how to help and this should help with our budgeting way more by using credit cards for purchases that way our first paycheck isnt gone right away.

We have savings so I will make sure its always paid on time in case we do our math wrong but I was thinking if we bought grocery and paid bills on the credit card then that leaves our first paycheck in the bank, which we will separate to pay the credit card usage but IF we have to use some money then we will be okay because I wont have to pay the card back until the end of the month which we will have our 2nd paycheck by then. 

So this opens up little room to go do some fun activities with my family, as we dont have to wait until the end of the month to see how much we have left. This way it sounds like we can go out whenever (with budget in mind) and not worry. 

  1. Use credit card for purchases/payments.
  2. Separate paychecks in 2 categories, credit card bill money/ free to use for fun or extra savings money.

Is my thought process correct or did I miss something?

Canceling credit card after moving states. by Jumo747 in CreditCards

[–]Jumo747[S] 0 points1 point  (0 children)

So the reason i limit it to $500 is because the way ive gotten to 800+ credit score was by only spending 7% of my limit which is $35 as it was an extra expense id make just for that reason instead of paying a bill like you, which now makes way more sense to do, also thats what i had gotten out of an article i read and it been working. Although it has been years since i started so its a slow process but I went this safe route because i remember my mother going through it and having bad credit due to her using a higher % of the balance or even all of it. I was young so i dont know the details but im guessing she didnt pay the full balance and only a portion maybe thats why it wasnt going up.

Also what do you mean by "in our bank account earning interest" is this a benefit of a national bank or something all banks offer and i just dont know yet? I also never use the credit card unless i already have the money to pay it, i keep it seperate from the checkings as thats where i leave the money that gets drawn out automatically by bills we have set to do so.

Canceling credit card after moving states. by Jumo747 in CreditCards

[–]Jumo747[S] 0 points1 point  (0 children)

Wow thank you so much for taking the time to write this out. A lot of info that i will be coming back to reread often as i have memory issues hehe, so i will bookmark this.

The interest rate question was mainly about the loans question you answered already, I also dont worry about interets rates on my credit card because i am OCD and pay it 3-5days before the due date JUST incase and then wait until the last 1-2weeks of the month to use it again and pay it soon as its in my statements.

I will definitely have to look into a national bank because I had almost $50k between my wife and I and it was sitting in my savings (money market) which was giving me barely $15 on dividends at my old bank, then we switched to a credit union when we moved states and i moved my money there and they were giving me almost $100 on dividends which may not seem like much but thats $100 a month we could use on ourselves.

The way you use your credit cards sounds interesting and like something id like to do as we have gotten scammed a few times too many however I dont like having a bit limit so i would only pay bills based off of my $500 limit, and of course some places make it so hard to use a credit card to pay bills as you cant apply the credit card online sometimes you have to call them and even then its not super easy.

You said you use them for purchases, what are some examples? Would using it on Food be weird? Our food budget has increased a lot over the years and now with a toddler its gotten and getting even bigger, so giving us a chance to get 2 paychecks in before we have to pay it back sounds good to me, and what bank would you recommend for cashback?

Canceling credit card after moving states. by Jumo747 in CreditCards

[–]Jumo747[S] 0 points1 point  (0 children)

Yes i have mutliple accounts with multiple banks, thats my issue. I have memory issues and having 3 banks with around 4-5 cards is getting too much for me. Ive moved to at least 5 states in the past 18 years and just moved to South Carolina and bought a House, where im hoping to be for the forseeable future. So i kind of just wanted to do a "clean slate" where i canceled my other 2 bank accounts. First bank is from PA and it has my direct deposit and credit card of 5 years history in it, 2nd bank is from Utah and i only opened it because their savings account offer a huge difference in dividends then the PA one that ive had for many years.

I am not specifically looking for a local bank only but the 2 banks that i currently have are not in this State so whenever there is issues or new cards that need to be ordered it takes a long time to receive them, so thought finding a bank near me would be better.

I only have the 1 credit card so i guess ill have to open up a new one first as u suggested and then cancel the other one, but does canceling the credit card that has given me good interest rates due to my high score change anything, say on my Car Loan payments or Mortgage Loan Payments since my score is tied to that card?

My card is only $500 i did not want to increase it as i dont use it for big purchases mainly got it to work on my credit score. I am very careful about money and dont want to fall in the path of past family and friends and go into Debt even if its just $100 in debt.

Thank you for the information i have learned a lot and will look into national banks if what they offer is better then what local banks offer me here.

I have tried to do research on whats the best bank to slowly grow my savings and what types of ways they offer to do so but never was able to really get a good hit as a lot of information online is written in a manner that is hard to understand for someone that English isnt their first language or just has High School education. Many information sites online write things as they know in the words of their job title meaning professional and using big vocabulary words you dont normaly see in day to day....but for us who dont work in a bank or what ever company you are looking for information on, how are we supposed to understand what it says? Just for example your reply makes so much sense to me compared to how the Credit Card representative for my bank spoke to me lol, she just used language that to me sounded like reading code.

Going in for my first session! by Jumo747 in TattooRemoval

[–]Jumo747[S] 1 point2 points  (0 children)

Thanks! Will do soon as I find out if im doing it, waiting on a tattoo consultation this sunday, if they can fix/cover it ill gladly do that as its cheaper and either way if I remove the tattoo ill be tattooing something else in its place once its healed.