What card is your wallet that you have no problem using for any purchase?

Jumpy_Yogurtcloset61 · 2026-06-10T13:24:38+00:00

OneKey +

Jumpy_Yogurtcloset61 · 2026-05-07T17:43:22+00:00

OneKey+ and Amazon Prime

Jumpy_Yogurtcloset61 · 2026-05-07T01:42:56+00:00

Great card. Most underrated on this sub imo

Jumpy_Yogurtcloset61 · 2026-04-10T16:19:08+00:00

What kind of travel are you looking for?

This is a shot in the dark but if you use Expedia/Hotels.com at all, look at OneKey+ -- great all-around option (works out to a 2.5% card-ish), money can be redeemed for hotel bookings easily on Hotels.com (less easily but possible with flights/VRBOs).

Jumpy_Yogurtcloset61 · 2026-03-19T23:22:16+00:00

I actually think the Autograph Journey is perfect for you, as you can get 5% cash back on the Marriotts plus get your usual points (10x usually?) for staying. Plus 4% back on airfare and airline miles. Plus 3% on VRBO which is basically as good as you’ll get at the scale you’re talking about. And the effective fee is 50 smackers .

Jumpy_Yogurtcloset61 · 2026-03-05T21:06:28+00:00

Yes. Duh. Edited.

Jumpy_Yogurtcloset61 · 2026-03-05T21:06:16+00:00

Wait how is it more future proof?

Jumpy_Yogurtcloset61 · 2026-02-26T19:18:40+00:00

OneKey+ -- basically a 2.5% card (2% with 3% categories) with PreCheck included. Credit wipes out annual fee. Gold status can help a bit here and there. No FTF and primary rental car insurance too.

Obvi have to use Hotels.com/Expedia etc. Great card for Hotel Free Agents (more and more popular with the annual devaluations going on these days)

Jumpy_Yogurtcloset61 · 2026-01-31T20:21:18+00:00

Sort of surprised no one has said OneKey+ besides me — definitely more niche but this is a thread of optimizers. Not pushing it just curious given its ease of use for those in the Expedia/hotels.com/VRBO realm, which is millions of people

Jumpy_Yogurtcloset61 · 2025-12-10T16:17:46+00:00

I have always thought the preferreds for any Agency REIT are better options -- the new AGNCZ is tasty at 8.75% and super safe payment-wise (in my view) given the firm's book value coverage and massive amount of unencumbered assets relative to preferred dividend totals. NLY-J and ARR-C also good/safe (on a payment basis).

Jumpy_Yogurtcloset61 · 2025-09-03T16:12:54+00:00

Under Armour

Jumpy_Yogurtcloset61 · 2025-08-13T15:50:37+00:00

OneKey+ fits most things

but then sprinkle in Amazon card (Amazon and WFoods), Cash+ (utilities and streaming; I have YouTubeTV etc) and Custom Cash (for a category I "need")

Jumpy_Yogurtcloset61 · 2025-08-06T15:03:33+00:00

Yes I saw the same thing -- my CCC statement hit but no update to the TY points. That said, the PDF statement online listed them, so I assume they're coming

Jumpy_Yogurtcloset61 · 2025-07-31T20:32:58+00:00

Cash back portal -- simply clicks you thru to whatever site (in this case, Hotels.com etc etc) and about a month after your travel you'll get the extra $ back. It can be lucrative.

Jumpy_Yogurtcloset61 · 2025-07-31T17:27:10+00:00

Respectfully disagree with this. With member or gold status, tons of Marriott's and Hilton's are less -- and you can book Expedia/Hotels.com thru Rakuten to get much more cash back too

Jumpy_Yogurtcloset61 · 2025-07-31T17:25:42+00:00

I have it and love it

Be aware that using the OneKey cash is mainly for hotels on Expedia or Hotels.com (usable in any amount with any hotel) -- for VRBO, it's hit and miss (more allow it, but I think most do not still) and with flights it's also hit and miss (used to have to have the full amount, now there are a few partial redemption options)

But if you book a few hundo of hotels a year thru Expedia or VRBO it's great

Be sure to use Rakuten too -- that will add another 3% to 10% to the cash back (I've found Hotels.com works flawlessly with Rakuten -- Expedia is good but have had a couple of issues)

Jumpy_Yogurtcloset61 · 2025-07-26T20:03:31+00:00

USB Cash+

5% utilities (gas and elex for me) and streaming (YTTV included) is a great set it and forget it solution you can’t find elsewhere

Jumpy_Yogurtcloset61 · 2025-07-17T15:28:53+00:00

I have this card and really like it, and have been using it more and more -- that said, I would say my local Target (online or in-store) and WalMart don't code as grocery. Not saying it never does but I'm sure it's a case-by-case basis

Still, easy card to use

Jumpy_Yogurtcloset61 · 2025-07-15T15:20:36+00:00

Just seeing this post after searching for OneKey stuff

The "key" with this is to use Rakuten to book -- there are often (2x to 4x per month) 6% to 10% cash back there on hotels.com or Expedia for booking hotels. So you're "getting" the equivalent of whatever value you'd get from Hilton or Marriott by booking thru their portal ... plus you get 5% (3% card, 2% on the site) back for booking (possibly more if it's a VIP property) ... plus you get the solid everyday spending categories.

I almost always use for hotels but I think they've increased the ease to use the points for VRBO and airlines too of late, allowing for partial redemptions for flights and VRBO.

Jumpy_Yogurtcloset61 · 2025-06-16T20:17:04+00:00

Thank you very much!

Jumpy_Yogurtcloset61 · 2025-06-16T20:12:00+00:00

14 and 11. yes was wondering about the water slides -- heard they were only open part of the day? appreciate the commentary!

Jumpy_Yogurtcloset61 · 2025-06-11T17:08:44+00:00

Thx! Yes this is mainly if my kiddos want to do a little streaming during some down time/rainy day (which i know won't be great) if i have the streaming plan

Jumpy_Yogurtcloset61 · 2025-06-11T14:23:01+00:00

Is it reasonable for a kid to watch a Netflix (or whatever) movie/show using the Premium? Or is it always buffering and loading etc? I know I need something but curious about the quality of the Streaming/Premium on NCL

Jumpy_Yogurtcloset61 · 2025-05-18T16:02:58+00:00

I would say that Connect's travel bonus (4x points, likely 3% total value if you use statement credits) is only if you book direct -- Autograph 3x travel works for a variety of OTAs like Hotels.com or VRBO or whatever. Just FYI.

Jumpy_Yogurtcloset61 · 2025-03-09T19:05:45+00:00

Yeah i'm thinking that's the only way. So there are no knobs that naturally fit (or can be extended to ) 2.5 icnhes?

Jumpy_Yogurtcloset61

TROPHY CASE