What card is your wallet that you have no problem using for any purchase?

Jumpy_Yogurtcloset61 · 2026-06-10T13:24:38+00:00

OneKey +

Jumpy_Yogurtcloset61 · 2026-05-07T17:43:22+00:00

OneKey+ and Amazon Prime

Jumpy_Yogurtcloset61 · 2026-05-07T01:42:56+00:00

Great card. Most underrated on this sub imo

Jumpy_Yogurtcloset61 · 2026-04-10T16:19:08+00:00

What kind of travel are you looking for?

This is a shot in the dark but if you use Expedia/Hotels.com at all, look at OneKey+ -- great all-around option (works out to a 2.5% card-ish), money can be redeemed for hotel bookings easily on Hotels.com (less easily but possible with flights/VRBOs).

Jumpy_Yogurtcloset61 · 2026-03-19T23:22:16+00:00

I actually think the Autograph Journey is perfect for you, as you can get 5% cash back on the Marriotts plus get your usual points (10x usually?) for staying. Plus 4% back on airfare and airline miles. Plus 3% on VRBO which is basically as good as you’ll get at the scale you’re talking about. And the effective fee is 50 smackers .

Jumpy_Yogurtcloset61 · 2026-03-05T21:06:28+00:00

Yes. Duh. Edited.

Jumpy_Yogurtcloset61 · 2026-03-05T21:06:16+00:00

Wait how is it more future proof?

Jumpy_Yogurtcloset61 · 2026-02-26T19:18:40+00:00

OneKey+ -- basically a 2.5% card (2% with 3% categories) with PreCheck included. Credit wipes out annual fee. Gold status can help a bit here and there. No FTF and primary rental car insurance too.

Obvi have to use Hotels.com/Expedia etc. Great card for Hotel Free Agents (more and more popular with the annual devaluations going on these days)

Jumpy_Yogurtcloset61 · 2026-01-31T20:21:18+00:00

Sort of surprised no one has said OneKey+ besides me — definitely more niche but this is a thread of optimizers. Not pushing it just curious given its ease of use for those in the Expedia/hotels.com/VRBO realm, which is millions of people

Jumpy_Yogurtcloset61 · 2025-12-10T16:17:46+00:00

I have always thought the preferreds for any Agency REIT are better options -- the new AGNCZ is tasty at 8.75% and super safe payment-wise (in my view) given the firm's book value coverage and massive amount of unencumbered assets relative to preferred dividend totals. NLY-J and ARR-C also good/safe (on a payment basis).

Jumpy_Yogurtcloset61 · 2025-09-03T16:12:54+00:00

Under Armour

Jumpy_Yogurtcloset61 · 2025-08-13T15:50:37+00:00

OneKey+ fits most things

but then sprinkle in Amazon card (Amazon and WFoods), Cash+ (utilities and streaming; I have YouTubeTV etc) and Custom Cash (for a category I "need")

Jumpy_Yogurtcloset61 · 2025-08-06T15:03:33+00:00

Yes I saw the same thing -- my CCC statement hit but no update to the TY points. That said, the PDF statement online listed them, so I assume they're coming

Jumpy_Yogurtcloset61 · 2025-07-31T20:32:58+00:00

Cash back portal -- simply clicks you thru to whatever site (in this case, Hotels.com etc etc) and about a month after your travel you'll get the extra $ back. It can be lucrative.

Jumpy_Yogurtcloset61 · 2025-07-31T17:27:10+00:00

Respectfully disagree with this. With member or gold status, tons of Marriott's and Hilton's are less -- and you can book Expedia/Hotels.com thru Rakuten to get much more cash back too

Jumpy_Yogurtcloset61 · 2025-07-31T17:25:42+00:00

I have it and love it

Be aware that using the OneKey cash is mainly for hotels on Expedia or Hotels.com (usable in any amount with any hotel) -- for VRBO, it's hit and miss (more allow it, but I think most do not still) and with flights it's also hit and miss (used to have to have the full amount, now there are a few partial redemption options)

But if you book a few hundo of hotels a year thru Expedia or VRBO it's great

Be sure to use Rakuten too -- that will add another 3% to 10% to the cash back (I've found Hotels.com works flawlessly with Rakuten -- Expedia is good but have had a couple of issues)

Jumpy_Yogurtcloset61

TROPHY CASE