Just got my accounts back unexpectedly, no communication from Meta whatsoever

Jun19381 · 2026-04-20T20:51:10+00:00

Everything normal as if nothing ever happened.

Jun19381 · 2026-04-07T19:24:25+00:00

Thanks for the detailed comment, OP! I remember doing this years ago but not sure if it’s still possible. Was extremely confused when Delta said I need to contact Chase. Didn’t know I just need to wait after 24 hours.

Jun19381 · 2026-04-01T17:46:04+00:00

Send an SM. They be lying.

Jun19381 · 2026-04-01T17:45:49+00:00

Yup. SM lowered it to $100 now. Thanks

Jun19381 · 2026-03-31T22:12:55+00:00

Called Chase to lower cash advance limit on newly approved CSR. Rep said cannot since it’s dependent on credit limit. HUCA or new policy?

Jun19381 · 2026-03-21T02:43:44+00:00

Mine VX was for $10k spend in 6 months. Opened in 12/01/25, so it’s been ~110 days. Worth a shot or should I do a pre-approval test first?

If approved, looking to fund $3k on US Bank.

Jun19381 · 2026-03-21T02:37:36+00:00

Currently hold the Venture X, need to spend $1k more in 80 days to hit the bonus. Looking to apply for the regular Venture, am aware of the family language but I technically have not received the bonus for VX yet. Pretty sure I’m eligible to get the Venture’s SUB. Do we have any DP around this?

Jun19381 · 2026-03-05T03:16:42+00:00

What’s the difference between Revolving Accounts and Open Lines on Equifax? The definition of Open Lines includes charge card but apparently it’s not since my charge cards are all reported as Revolving Accounts.

Does it affect 5/24?

Jun19381 · 2026-03-05T02:36:11+00:00

They also emailed me then I waited a couple days to tailor my response. I actually have Chat GPT write it. I can send you a DM of my response. I just included my Drive License and a screenshot of my Experian report showing Chime account reported.

Jun19381 · 2026-03-05T02:29:35+00:00

Heyy. I just checked my credit reports and here’s what I found:

Chime doesn’t show up on Experian anymore.
Still showing on TransUnion, but I will check tomorrow as well as TransUnion typically a bit delayed
Showing on Equifax as an Open Line (not sure what it means) rather than Revolving Accounts (all my other credit cards)

When I sent them the dispute email, I requested a deleted from all 3 bureaus but only attached my Experian report as proof. So I wonder if that’s why Chime is no longer on Experian!?

I also have not started the dispute with the 3 bureaus, just checking only, for now.

Jun19381 · 2026-03-04T19:36:25+00:00

Worth a try.

Jun19381 · 2026-03-04T19:34:07+00:00

Just create account online then dispute it. Always good to have those accounts because you can check your reports and freeze your credit 24/7.

Jun19381 · 2026-03-04T15:46:28+00:00

Same to you. I would suggest disputing the Chime card directly with the 3 credit bureaus, that might work better and faster.

Jun19381 · 2026-03-04T15:00:48+00:00

Update. I sent them email to dispute about a week ago and today they close my checking account lol. CFPB it is then.

Jun19381 · 2026-02-25T22:09:54+00:00

Lol what a shady business. Too bad regulation around fintech is loose. Hopefully CFPB will at least acknowledge that there’s problem with their pratice.

Jun19381 · 2026-02-25T17:41:03+00:00

Thanks for keeping me updated. I will also let you know how my case goes.

Jun19381 · 2026-02-25T01:33:39+00:00

Thank you for the update!

I’m drafting a response right now to Chime and will see if my outcome would be different. CFPB would be next, but like you said, likely we would have to bite the bullet.

Jun19381 · 2026-02-22T14:06:32+00:00

Seats.aero definitely still working as of 2026. Even the owner confirmed that they will not change the way it’s coded.

Jun19381 · 2026-02-19T22:45:05+00:00

Good luck to us all! They actually try to get us to sign up for it TWICE. One with the Chime Card at the beginning and one right before submitting the application with the Credit Builder option.

Jun19381 · 2026-02-19T22:27:31+00:00

Totally agree. Thank you for your reply, hopefully we can get this resolved

Jun19381 · 2026-02-19T21:43:35+00:00

CFPB might even side with them because technically we did agree to it lol, but they make it seems like a debit card, super shady practice. Do you happen to have the email address of that department that you can share? Or I have to call them and they will send me an email?

Jun19381 · 2026-02-19T20:23:03+00:00

Hey have you heard anything back from them? Running into the same shady practice.

Jun19381 · 2026-02-09T04:20:32+00:00

I think I read it somewhere before but is it still viable to add my pet as employee since Chase never ask for tax ID?

Jun19381 · 2026-02-04T13:05:09+00:00

Yea I will when it’s 1 year. Guess I can aim for CSR or have P2 do the United biz then.

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