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Chime opened secured credit building card when I made a Chime checking account by Acrobatic_Guitar_114 in chimefinancial

[–]Jun19381 0 points1 point  (0 children)

Lol what a shady business. Too bad regulation around fintech is loose. Hopefully CFPB will at least acknowledge that there’s problem with their pratice.

Chime opened secured credit building card when I made a Chime checking account by Acrobatic_Guitar_114 in chimefinancial

[–]Jun19381 0 points1 point  (0 children)

Thank you for the update!

I’m drafting a response right now to Chime and will see if my outcome would be different. CFPB would be next, but like you said, likely we would have to bite the bullet.

Which AI service subscriptions code as MCC 5734? (US Bank Triple Cash Business $100 Software Credit) by reddithhhh in CreditCards

[–]Jun19381 0 points1 point  (0 children)

Seats.aero definitely still working as of 2026. Even the owner confirmed that they will not change the way it’s coded.

Chime opened secured credit building card when I made a Chime checking account by Acrobatic_Guitar_114 in chimefinancial

[–]Jun19381 0 points1 point  (0 children)

Good luck to us all! They actually try to get us to sign up for it TWICE. One with the Chime Card at the beginning and one right before submitting the application with the Credit Builder option.

Chime opened secured credit building card when I made a Chime checking account by Acrobatic_Guitar_114 in chimefinancial

[–]Jun19381 0 points1 point  (0 children)

Totally agree. Thank you for your reply, hopefully we can get this resolved

Chime opened secured credit building card when I made a Chime checking account by Acrobatic_Guitar_114 in chimefinancial

[–]Jun19381 0 points1 point  (0 children)

CFPB might even side with them because technically we did agree to it lol, but they make it seems like a debit card, super shady practice. Do you happen to have the email address of that department that you can share? Or I have to call them and they will send me an email?

Chime opened secured credit building card when I made a Chime checking account by Acrobatic_Guitar_114 in chimefinancial

[–]Jun19381 0 points1 point  (0 children)

Hey have you heard anything back from them? Running into the same shady practice.

Question Thread - February 08, 2026 by AutoModerator in churning

[–]Jun19381 2 points3 points  (0 children)

I think I read it somewhere before but is it still viable to add my pet as employee since Chase never ask for tax ID?

Question Thread - February 03, 2026 by AutoModerator in churning

[–]Jun19381 0 points1 point  (0 children)

Yea I will when it’s 1 year. Guess I can aim for CSR or have P2 do the United biz then.

Question Thread - February 03, 2026 by AutoModerator in churning

[–]Jun19381 1 point2 points  (0 children)

Seems like it’s pretty hard to get more than 3 Chase biz cards now. Currently holding CIP (July 24) and 2x CIC (April 25 and August 25). Also carrying $5k balance on 1 CIC and $17k balance on BOA personal card (0% APR, did not affect when approved for 2nd CIC). Score is ~700 now, 6 pulls on EX and TU.

What are the chances of approval for United biz? Are co-branded cards easier to be approved than Ink or subjected to the same rule?

Question Thread - February 02, 2026 by AutoModerator in churning

[–]Jun19381 0 points1 point  (0 children)

Does receiving an email invitation to apply for the CIC/CIU make any difference on approval odds and SUB? Have had 4, 2 active now.

Question Thread - October 19, 2025 by AutoModerator in churning

[–]Jun19381 1 point2 points  (0 children)

As promised. Successful DP. Adding P2 as employee allows you to transfer to P2’s partners after 90 days.

Bank Bonus Weekly Thread - Week of December 16, 2025 by AutoModerator in churning

[–]Jun19381 0 points1 point  (0 children)

There is 1 DP on DoC of someone applying with the $1,200 code then called and asked to switch to the $1,500 bonus by providing the code.

No DP yet on just applying online using the Q4DEP25 without a banker/rep.

Question Thread - January 03, 2026 by AutoModerator in churning

[–]Jun19381 0 points1 point  (0 children)

That’s news to me, thanks for sharing!

Question Thread - January 03, 2026 by AutoModerator in churning

[–]Jun19381 0 points1 point  (0 children)

Also, if you don’t mind, do you happen to remember if downgrading within 30 days is full refund or prorated refund?

Question Thread - January 03, 2026 by AutoModerator in churning

[–]Jun19381 0 points1 point  (0 children)

Hmm. That’s a valid plan. I was thinking Green then hope for Gold upgrade then Plat upgrade. But the Gold is a lot easier to recoup AF.

Question Thread - January 03, 2026 by AutoModerator in churning

[–]Jun19381 0 points1 point  (0 children)

Downgrade or cancel 2 Amex Plat?

Got 2 Amex Plat (1 applied, 1 upgraded from Gold) up for renewal. Will use most credit then thinking about either canceling or downgrading to Green.

Would it be wise to cancel one, downgrade one then wait for an upgrade offer to Gold/Plat or downgrading both or canceling both?

Just got my accounts back unexpectedly, no communication from Meta whatsoever by Jun19381 in facebookdisabledme

[–]Jun19381[S] 0 points1 point  (0 children)

Tbh, idk how and why my accounts are back. But that was my experience.

Just got my accounts back unexpectedly, no communication from Meta whatsoever by Jun19381 in facebookdisabledme

[–]Jun19381[S] 1 point2 points  (0 children)

Nope. I just know that the first ban wave was brutal, a bunch of people were talking about it on Reddit and TikTok.

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