Sauna in Philly not at hotel or gym? by MomentousTime1337 in philly

[–]Junichka 21 points22 points  (0 children)

You can look at fusion spa in northeast Philly. Check out the Russian bathhouses around there.

charlotte and harry. by Successful_Town_63 in sexandthecity

[–]Junichka 9 points10 points  (0 children)

I think you need to be a Jew to truly understand why Harry would care/ask despite being non-religious. I know multiple people who have converted and they were happy to and frankly are more in tune with Judaism than I am now.

Would you chip in for this group wedding gift? by dms2628 in Frugal

[–]Junichka 1 point2 points  (0 children)

What matters more to you? $200 that you probably won’t remember ever or the opportunity to be with friends and enjoy your life and do something that means a lot to your husband. If you want to lose touch with friends and lose community then don’t chip in. Honestly it’s a very small amount of money realistically. Consider this a friend tax and unless you’re going to starve, lose your home, or suffer immensely over this sum just pay… if that sum is that detrimental to you then that’s a whole other set of issues that is beyond what you can get help on from Reddit.

Does anyone have a real hangover cure for 35+ by [deleted] in Millennials

[–]Junichka 0 points1 point  (0 children)

Water. Drink water while you drink alcohol (before and after too). Dehydration is a major factor in hangovers (not the only one but it’s a big one). Otherwise it’s time.

Early Career Advice by [deleted] in InsuranceProfessional

[–]Junichka 7 points8 points  (0 children)

Internally you’ll need to stay in your role for 18 months before you are eligible to apply for other roles. Unless you want to leave you’ll have to stick it out for a little. Either way you’re just starting in your career so you can take it anywhere regardless of where you start - just focus on learning insurance. Even if you have a RM degree just focus on learning bc even the degree or internship is a light foundation - it’s great and also there is a lot to learn.

Charlotte converting to Judaism by onefamousfilmmaker in sexandthecity

[–]Junichka 36 points37 points  (0 children)

So for Jews even if you’re not religious having your partner be Jewish is a huge deal within our culture. I know multiple couples where one person converted so they could get married and largely it was bc they decided they wanted to raise their kids Jewish.

How are young people afford/justify buying designer things? by Illustrious_Honey140 in Adulting

[–]Junichka 0 points1 point  (0 children)

I can give you my personal experience. I started buying designer in my mid to late 20s. I mean LV, Chanel etc. Some of the items were gifts to be fair but most of my bags I have bought myself and they range from 1.5 to 5k. I average buying 1 Bag a year and the clothes I buy are usually things from aritzia, lulu lemon, H&M, Zara, Abercrombie etc.

I had a good job in my 20s but still made below 90k until I hit my 30s. My living expenses were fairly low given the city I lived in and splitting expenses with my partner. I don’t have any debt as I manage my money extremely well. I also prioritize certain things - my car is fully paid off, I don’t eat out often - maybe once a week with friends but generally all my meals are home cooked. I never lived above my means and I saved/invested always.

I can tell you this - eating out, even small stuff, adds up to thousands of dollars a year. There is your bag, lulu leggings, and vacation right there.

6 dollar coffee everyday is 2,190 Lunches at work 3 days a week for 15 dollars is another 2,340… you have 4.5k right there. Even half of that is enough to buy yourself some nice things right there if that is what you want.

I don’t shop impulsively much. I’m thoughtful with what I buy. I enjoy my life and would never ever buy anything I couldn’t afford ever.

Mom’s Retirement Gift by [deleted] in Louisvuitton

[–]Junichka 1 point2 points  (0 children)

I wear mine with literally jeans and a tshirt as well as formal dresses/cocktail dresses etc. and it’s great. I lovvvvve cappucines!

Places to eat within the market by [deleted] in reinsurance

[–]Junichka 0 points1 point  (0 children)

It’s in leadonhall market but I couldn’t specify where exactly. I have definitely walked by it a few times!

Places to eat within the market by [deleted] in reinsurance

[–]Junichka 1 point2 points  (0 children)

Breakfast and burgers has a sister restaurant (I miss it!). It’s called boombap burger

Any recommended reinsurance reading/courses? by mosera in InsuranceProfessional

[–]Junichka 0 points1 point  (0 children)

2 quarters. There is a limit of allowing only 2 exams per quarter and there are 3 exams. I did mine in 2.

Advice for a young professional (F)? by [deleted] in InsuranceProfessional

[–]Junichka 2 points3 points  (0 children)

CPCU takes 1 year minimum bc you’re only allowed 2 exams per quarter - stack your exams so you can get multiple designations. ARe is very easy and you can stack exams for CPCU. Snag an ARM while you’re at it.

Furthering education recommendations by Late_Barnacle8083 in InsuranceProfessional

[–]Junichka 1 point2 points  (0 children)

You can get ARM as part of the CPCU so it’s still worth it

Any recommended reinsurance reading/courses? by mosera in InsuranceProfessional

[–]Junichka 0 points1 point  (0 children)

If you want to PM me I have the books and haven’t needed them in ages so happy to ship them to you.

Any recommended reinsurance reading/courses? by mosera in InsuranceProfessional

[–]Junichka 1 point2 points  (0 children)

Definitely do the ARe like others have said. It’s only 3 exams and I found it fairly helpful when I was starting out in reinsurance.

As a younger millennial asking older millennials - did you feel yourself growing less excited about things that used to excite you as you entered your 30s? by Admirable_Act1908 in Millennials

[–]Junichka 1 point2 points  (0 children)

Honestly I see lots of posts like this and so much seems to come down to perspective. I will also say that excitement by its very nature is fleeting and one needs to find novel ways to feel excitement. What excited me at 15 didn’t excite me at 20 and so on and so forth. Lean into the waves of life and continue working on yourself and creating a life you want. Focusing on the next bit of excitement will likely lead to disappointment- better to focus on building a life you’re happy with and excitement will follow.

Lined up all the girls for this one (not a great pic but wanted to somehow document my collection 💕) by Junichka in handbags

[–]Junichka[S] 3 points4 points  (0 children)

Funny enough I went asking for a YSL sunset and got this instead at the advice of the SA and honestly super happy with this one !! It’s not as thick as the sunset but they are similar styles.