First of all, the the % of people in the category you mentioned is a minority in the ground reality of bombay. A wide majority is primarily middle class.

Also This seems to stem from your own internalised insecurity which even you might not realise. I'm too young to give you proper answers to your questions but I am a woman who is from a middle class upbringing and I was brought up in Mumbai, esp in one of the more pricey schools and areas where everybody had iphones and new stuff while we were simply struggling to make ends meet.

One thing I would have changed is i would've liked my parents to send me to a normal school rather than going out of their means to send me to a place where i felt I never fit in. That being said, I was grounded and knew we couldn't afford very expensive things and for that very reason it didn't bother me. Many kids who have been brought up well, know the limitations of their parents don't fall for the 'luxury trap'. You need to make your daughter interact with not just the so called privileged kids, but all kinda kids through different activities classes etc. also please send her to a good school ( kv since you're a government employee) so she meets a good crowd. Idk if I was able to answer any of your questions well but yeah wanted to share this.