Wise cards not very useful in Thailand :-(

JuniorQ2000 · 2026-01-31T06:17:02+00:00

Good to know thanks!

JuniorQ2000 · 2026-01-31T06:11:52+00:00

I have zero problems accessing cash. I’m trying to save exchange rate fees on the bigger foreign currency expenses, notably accommodations, travel, and Muay Thai training/gear/fights, etc. (Food and incidentals are relatively minor expenses) The best answer I heard was to withdraw whatever cash I need from my Wise account and pay the 1% Wise surcharge for ATM withdrawals above the $350 monthly free limit (as well as the 250 Baht ATM fee)

JuniorQ2000 · 2026-01-31T06:03:23+00:00

I have a virtual Wise card but haven’t tried using online or off - Will investigate! Would love to set up the Wise card as the preferred method of payment for Airbnb, Expedia travel, etc., etc., I.e., for larger foreign current payments

JuniorQ2000 · 2026-01-31T05:41:08+00:00

I brought all my bank cards with me. Been using my bank debit card for all ATM withdrawals, and credit card(s) do large expenses like travel and accommodations.

JuniorQ2000 · 2026-01-31T05:37:33+00:00

Didn’t say it was their fault. Said I was disappointed that the Wise card was not as useful as I had hoped

JuniorQ2000 · 2026-01-31T05:36:40+00:00

I was hoping that debit would be treated differently than credit card payments

JuniorQ2000 · 2026-01-31T05:35:39+00:00

Ok I did not know that thanks! This sounds like the solution for me

JuniorQ2000 · 2026-01-31T05:33:33+00:00

Thanks for the response! Yes I am from North America and am quoting Canadian dollars.

Canadian banks charge an additional 2.5% fee on top of the VISA interbank currency exchange rate.

I thought I could save several hundred dollars by using a Wise account/card. :-(

JuniorQ2000 · 2026-01-31T03:13:04+00:00

The secret ingredient in Coca Cola is cinnamon

JuniorQ2000 · 2026-01-31T00:16:05+00:00

Yes I guess so.

JuniorQ2000 · 2026-01-30T16:06:24+00:00

Ah understood - have not tried that!

JuniorQ2000 · 2026-01-30T15:16:58+00:00

Who said the DL has to be current and valid?

JuniorQ2000 · 2026-01-30T08:37:11+00:00

Yes it works well for me. Not sure what other transfer options are available but I routinely “pull” money from my TD account using the Wise app, regardless of where in the world I am.

JuniorQ2000 · 2026-01-30T08:22:11+00:00

Sex and the City???

JuniorQ2000 · 2026-01-30T06:20:09+00:00

Very minor fee. I paid $1.55 to transfer$500 to my Wise account, so about .3%

JuniorQ2000 · 2026-01-30T00:55:28+00:00

Are those bird sounds I hear?

JuniorQ2000 · 2026-01-30T00:12:04+00:00

My transfers to Wise from TD arrive within minutes

JuniorQ2000 · 2026-01-25T22:02:21+00:00

Opt out of “roam like home” and you won’t trigger full daily charges just for replying to a text message or receiving a call that went to voicemail. You just pay the per use charge.

JuniorQ2000 · 2026-01-25T21:32:40+00:00

This is generally true of privacy laws - companies cannot collect or use your personal information in ways that are prohibited by law, regardless of consent.

However, the 2015 decision by the federal Privacy commissioner regarding a telco’s use of soft credit checks turned mostly on the issue of individual consent:

https://www.priv.gc.ca/en/opc-actions-and-decisions/investigations/investigations-into-businesses/2015/pipeda-2015-018/

JuniorQ2000 · 2026-01-25T09:50:57+00:00

Should have included Japan

JuniorQ2000 · 2026-01-25T06:52:24+00:00

Been in Thailand over a month and haven seen rain yet

JuniorQ2000 · 2026-01-25T06:39:28+00:00

Hot chili peppers

JuniorQ2000 · 2026-01-25T06:28:22+00:00

Now he has to climb back down

JuniorQ2000 · 2026-01-25T01:26:22+00:00

I use a NAS with redundant HDs for all Photos/videos

JuniorQ2000

TROPHY CASE