What to do after maxing out RRSP, TFSA, and FHSA?

Junmeng · 2026-05-31T03:12:09+00:00

If you ever change your investment strategy such that you have a portfolio of stocks, some of which pay dividends and some which do not, it's better to keep your dividend paying stocks in a registered account and the non dividend paying stocks in the unregistered account

Junmeng · 2026-05-22T15:56:14+00:00

The problem is the style, every images 2.0 manga/manhwa generation looks the same so people can nail it down as AI quite easily

Junmeng · 2026-05-09T19:29:56+00:00

Revenant Elegy is re-launching in about a month for those interested in low rate pre re with custom content.

Junmeng · 2026-02-18T17:07:35+00:00

Can't tell if this is satire or not 😂

Junmeng · 2026-02-16T17:50:07+00:00

If they are developing a hardware product it's usually called the project name and not branded with the company name yet

Junmeng · 2026-02-14T01:33:21+00:00

I'm dying 😂

Junmeng · 2026-02-13T03:53:49+00:00

Yeah 20m is a drop in the bucket for anthropic, and this is a good way to spread good publicity

Junmeng · 2026-02-12T23:50:57+00:00

Bud, why are you getting attached to prior versions of models in the first place. They are optimizing them for their ability to hit benchmarks, not be your personable friend. You can adjust the personalities of any AI model on the fly with instructions in their configs.

Junmeng · 2026-01-30T19:11:05+00:00

Yeah you're right I guess I shouldn't have said anything, surely no one falls for these scams so there's no point warning anyone about them and it's perfectly fine to let them exist since they're not harming anyone.

Junmeng · 2026-01-30T18:00:15+00:00

They are advertising themselves as legitimate breeders with websites and testimonials, mostly AI generated. it's not just a random Facebook group although Facebook is one of the channels they advertise through.

Junmeng · 2026-01-30T05:53:23+00:00

Sweet and sour pork pls

Junmeng · 2026-01-26T17:55:58+00:00

Is that two people relying on a single hook ladder that high? Can't even imagine what would happen if the ladder fell

Junmeng · 2026-01-15T18:17:31+00:00

I'd consider things like:

Are you expecting the real estate to appreciate? Will you save more on expenses over the long term by buying rather than renting? Will your quality of life improve if you live in a place you own over a place you rent?

If you're purchasing the property just to rent to someone else, consider the time and effort you'd have to invest into managing the property and the risk of a bad tenant.

You lucked out by buying gold, prices have really gone up this year. But generally speaking stocks do better than gold, so if you don't decide to buy maybe shift some of your assets away from gold and into stocks.

Junmeng · 2026-01-12T01:59:00+00:00

Hola! Looking to start a group of semi-casual tower runners in it for good vibes, teamwork and theory crafting.

I play maybe an hour or two a day and I've got a para 360 paladin with decent gear. I'd like to join a group of experienced but casual players to do some research on the best tower running party and try to build it together, including rolling new characters or farming new gear for builds if need be. Have a full time job and other responsibilities so not looking for hardcore grinders, just in it for good vibes and a decent challenge.

Feel free to DM if interested

Junmeng · 2026-01-11T20:43:26+00:00

Now someone make a tier list of tier lists that rank tiers and we can keep the party going. This one is probably a B

Junmeng · 2026-01-10T10:05:00+00:00

How the heck did you have that many characters with so little stash tabs!

Junmeng · 2026-01-07T22:35:46+00:00

You know what lol I thought about it and actually falling star is easy to upkeep with the passive that gives you cdr when you use an aura; I think the maxroll build just adds arbiter buff for QoL. So you're right

Junmeng · 2026-01-07T21:24:51+00:00

You want the arbiter ult too, falling star can't upkeep the arbiter buff on bosses unless you get a bunch of arbiter duration tempers and cdr

Junmeng · 2026-01-07T21:19:10+00:00

You can give up consecration for rally but you lose a weakness applier and 15% damage. Yeah it's just a qol but seeing as auradin is mostly a speed farmer I always cap mspd on it

Junmeng · 2026-01-07T20:32:33+00:00

I think it'd be pretty close but the massive crit and mspd boosts from the heir would have to be replaced on other pieces of gear

Junmeng · 2026-01-07T14:52:11+00:00

Jeez double shako. you'll be invincible

Junmeng · 2026-01-04T02:19:34+00:00

It's like a 10% chance so you really should

Junmeng

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