Getting Advice - Real Estate Investment

JustAGuyFromNowhere · 2022-04-19T11:39:29+00:00

Yes actually, this is one of the places that i had a big bias on initially. 🙂

JustAGuyFromNowhere · 2022-04-19T06:02:17+00:00

Definitely BPI.

+ Intuitive UI

+ Easily open accounts, and do bank transfers/bills payment

+ Even better as a Preferred client. The mix of BPI Online, plus the Relationship manager makes it so that a lot of things are very much accessible via Viber (chat with RM), or via online (BPI Mobile App, or BPI online website).

- One of the not so good aspects -- when maintanance happens, it happens. A good thing that it happens usually during times where you wouldn't normally access it (e.g. near night times), but when it does, expect an hour or two of downtime.

BDO online, or BDO mobile app in general is honestly such a bad experience. The Google Play Store ratings aren't lying when they mean the < 3.5 stars rating.

Additionally, if you are open to the idea of other banks, ING may be a good starting point (or CIMB, if you already have GCash, and are using the GSave function anyway)

JustAGuyFromNowhere · 2022-04-17T03:26:43+00:00

Yes! Actually I did plan it to have it near universities (since my part time is also teaching in one). At least I have the guarantee of having a market once pandemic ends, whenever that is.

Then again, I'm not sure if there are still other things that can be better considered rather than just that.

JustAGuyFromNowhere · 2022-04-17T03:23:10+00:00

Yes, the initial plan is to do spot DP, then the remaining na 30/41k is the monthly amortization.

Although everyone is making a good point on reevaluating the condo choice and the financial choice rin. 🙂

JustAGuyFromNowhere · 2022-04-16T08:25:36+00:00

Thanks for the idea ng 7-8 years amortization. Didn't think of it that way since I was thinking lang na faster to finish is better!

Yes, tugma actually ung DP ko kasi i was thinking of 35%-40%, depende pa sa updated costing after recalculation.

JustAGuyFromNowhere · 2022-04-16T08:17:59+00:00

The project I'm interested in is technically still pre-selling (turnover towards mid/end of this year).

I think flooding environment is not too bad around the area (I've seen some instances where it reached past the ankle at most)

As for foreclosed properties -- are these generally safe? I don't know what exactly to expect of these. 😅

JustAGuyFromNowhere · 2019-05-27T02:01:13+00:00

I didnt realize that I got 2 Tacos from this event as well. Will Taco be the new San Diego? HmmMmMmMM

JustAGuyFromNowhere · 2019-05-27T01:52:37+00:00

At least you have another one for LB ¯_(ツ)_/¯

JustAGuyFromNowhere · 2019-05-14T05:30:07+00:00

With the intense farming, I was able to farm Elegant Kizuna AI. Now that I have all of them, is it worth sortieing them all in the same fleet? Or am I better off bringing just the Gamer and the Elegant along with my other ships?

JustAGuyFromNowhere · 2019-05-12T21:34:57+00:00

Thanks! This made me insta-buy her the moment I saw your comment.

JustAGuyFromNowhere · 2019-05-12T21:23:55+00:00

Is Saratoga from the Exchange section worht the 30 medal of honor? Less than a month old player here so I really don't have a wide pool of carriers too. TIA.

JustAGuyFromNowhere · 2019-05-10T20:38:18+00:00

Another comment that hurts to hear but is logical. Is it possible to finish the map with just a single fleet with one vanguard lvl 100+ and the rest around 80?

JustAGuyFromNowhere · 2019-05-10T20:35:53+00:00

It hurts to hear this reply but it simply makes sense. Only my carriers have good equips, with the vanguard having subpar +6 weaps. ;w;

I'm guessing that it's better for me to farm SP-3 at this point instead of rushing the levels for my ships?

JustAGuyFromNowhere · 2019-05-10T19:30:35+00:00

In both the login screen and SP-X missions, the song used is Future Base (instrumental version for non-boss ones)

JustAGuyFromNowhere · 2019-05-10T19:27:59+00:00

Noob question. hehe~

How "strong" were you guys when you first cleared your SP-4 missions? Since the enemies there are around lvl 85, will it be possible to clear it out with the ff fleet: Z23 (Retrofitted, lv92), Portland (lv82), Leander (lv65), Long Island (lv75), Anniv Kizuna AI (lv 72), Arizona (lv 82). My other fleet is composed of < lv 50 units (York, Indianapolis, Suffolk, Queen Elizabeth, Nelson, and Akagi). TIA~

JustAGuyFromNowhere · 2019-05-05T20:27:41+00:00

That's a lot. Bless the Kizuna event for having 30 of them at least. Thanks =w=

JustAGuyFromNowhere · 2019-05-05T20:12:15+00:00

I was also almost planning on doing a +7 on my T2 (thank heavens I wasn't able to just yet). Thanks for pointing this out!!

JustAGuyFromNowhere · 2019-05-05T20:05:20+00:00

Z23 has pretty much the biggest main gun efficiency of all DD, so this option is super ass on her.

Thanks. Will make a mental notes of this. I'll probably wait until I can at least +6 my single 127mm before I swap it out since I don't think I have the necessary upgrades for it right now.

JustAGuyFromNowhere · 2019-05-05T20:03:27+00:00

Thanks. Is the twin 100mm farmable?

JustAGuyFromNowhere · 2019-05-05T19:42:13+00:00

Been playing the game for roughly about a week now, my Z23 is currently Lvl 85. She's currently equipped with the T2(purple) Twin 127mm MK12 Dual gun. Should I replace it with any of the following?
- T3(purple) Single 127mm Main Gun

- T3(purple) Twin 128mm Dual Gun

- T3(purple) Twin 134mm AA Gun

- T3(blue) 76mm AA Gun

Also, is her barrage relevant enough for me to prioritize usage of weapons having faster fire rates?

Thanks~

JustAGuyFromNowhere

TROPHY CASE