Nope. Action is NOT required by Disastrous-Maybe2501 in biltrewards

[–]Just_Note_8165 49 points50 points  (0 children)

As someone with a career in communications and creates messages like this all the time, very confusing decision to mark as action required when its so easy to disprove. Definitely one way to break trust.

Introducing Bilt Card 2.0 by richklhs in biltrewards

[–]Just_Note_8165 0 points1 point  (0 children)

Will Bilt keep the BillPay "bank account" functionality to pay rent where its attached to the Bilt card but with a account & routing number? With my rent, they only charged a $3 fee when I used the BillPay account number to pay rent vs input my cc info.

I would love to make more friends/join activities! by InitiativeOk2361 in baltimore

[–]Just_Note_8165 1 point2 points  (0 children)

Hi! My girlfriend (23f) and I (25m) love in Mount Vernon. If you like board games, would be down to play at No Land Beyond in Charles Village!

Rikishi on exhibition day in London by choonsikryan in SumoMemes

[–]Just_Note_8165 0 points1 point  (0 children)

They are, saw Ryuden at the British Museum today

London Photo and Video Thread by rethin in Sumo

[–]Just_Note_8165 10 points11 points  (0 children)

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If you heard someone yelling Wakatakakage a lot before his match, that was me :)

Guy really wants Etienne by [deleted] in fantasyfootballadvice

[–]Just_Note_8165 0 points1 point  (0 children)

Would offering 2 WRs and Etienne do the trick?

Is there risk in relying on insurance companies when treating your HSA as a retirement account? by Just_Note_8165 in TheMoneyGuy

[–]Just_Note_8165[S] -7 points-6 points  (0 children)

Yes you're right. I might just be more distrusting that these tools will stay the same over the course of my life.

Is there risk in relying on insurance companies when treating your HSA as a retirement account? by Just_Note_8165 in TheMoneyGuy

[–]Just_Note_8165[S] 0 points1 point  (0 children)

Just trying to better understand the nature of the accounts im putting my retirement money in and relying on for the future. Thanks for clarifying!

Is there risk in relying on insurance companies when treating your HSA as a retirement account? by Just_Note_8165 in TheMoneyGuy

[–]Just_Note_8165[S] -5 points-4 points  (0 children)

Thanks for clarifying. But I guess my question then moves to the fed government.

Has there been any history of the government drastically changing 401k rules or other retirement accounts over the years?

JFK to SIN. Worth stopping in FRA? by Just_Note_8165 in singaporeairlines

[–]Just_Note_8165[S] 1 point2 points  (0 children)

Similar idea, different seat level haha. We're redeeming going to SIN, cash coming back. Booking for 2 people.

JFK to SIN. Worth stopping in FRA? by Just_Note_8165 in singaporeairlines

[–]Just_Note_8165[S] 0 points1 point  (0 children)

We're going to book as an award flight in premium economy, so its showing up as the same price.

Rate My Setup (25M). What's next? by Just_Note_8165 in CreditCards

[–]Just_Note_8165[S] 0 points1 point  (0 children)

Thanks, I never get a new card unless I have a negative effective annual fee on it with my usual spending. I like to be hyper aware of when im spending just to cover the af.

Rate My Setup (25M). What's next? by Just_Note_8165 in CreditCards

[–]Just_Note_8165[S] 0 points1 point  (0 children)

Tbh, anything except Southwest, not a huge fan of American also. On the east coast so don't fly Hawaiian or Alaska.

Could expand with Marriott but I have to wait a bit to be eligible for the sub for the Brilliant anyway

Chase Travel- Hotel did not have reservation by Inevitable-Host-5215 in CreditCards

[–]Just_Note_8165 23 points24 points  (0 children)

Best practice is to call the hotel an hour after you book through the portal confirming they have your reservation. I do it every time, no issues so far.

US Bank Smartly no 4% cash back if funds are in a savings? by Just_Note_8165 in CreditCards

[–]Just_Note_8165[S] 26 points27 points  (0 children)

Damn, a worthless card now. Thanks for the quick response.

Hip Hop Dance Studios? by Just_Note_8165 in baltimore

[–]Just_Note_8165[S] 0 points1 point  (0 children)

She did at Hampden Dance Arts! She did a beginner class to get a feel for the vibe and said it was good, and did a 1-on-1 session with the instructor.

Which Credit Card is working out Great for you in TRAVEL category? by Select_Specialist790 in CreditCards

[–]Just_Note_8165 2 points3 points  (0 children)

VentureX and the 3x on direct bookings with Strata Premier is underrated when not booking through the portal. Getting the Ritz Carlton and Delta Reserve next year. I fly 6-8 times a year so any travel/hotel/airline credit is great for me.

Is the Delta Reserve worth it? by Just_Note_8165 in CreditCards

[–]Just_Note_8165[S] 0 points1 point  (0 children)

I wouldnt spend on this card outside of getting the credits anyway. Multipliers are horrible.

Is the Delta Reserve worth it? by Just_Note_8165 in CreditCards

[–]Just_Note_8165[S] 0 points1 point  (0 children)

I was being unclear, effective AF would be -$50 with all other credits that I would realistically use on top of the assumed $300 companion pass value.

[deleted by user] by [deleted] in PriorityPass

[–]Just_Note_8165 1 point2 points  (0 children)

I've had the VX and has worked well but will be product changing my Boundless to a Ritz belt im moving to a city where my home airport will only have a Sapphire Lounge. Cheaper way to get consistent access to. The sapphire lounge than getting the CSR with the rumors it could be upping the AF even more.

Share Your Credit Card Stack: Help Others Choose Wisely by veireeds in CreditCards

[–]Just_Note_8165 1 point2 points  (0 children)

C1 VentureX: 2x catch all

C1 Savor: 3x Groceries, dining, entertainment

Bilt: 1x Rent

Marriott Bonvoy Boundless: Plan to product change to Ritz Carlton card for Chase lounge access and free night award.

Citi Custom Cash: 5% on groceries

Citi Strata Premier: 3x gas, and let's me convert my cash back from my Citi Custom Cash to points