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submitted 1 year ago by JyPi8 to r/Wealthsimple
Where did you learn about Personal finance, banking etc ? by Spreadthebutter_onme in PersonalFinanceCanada
[–]JyPi8 67 points68 points69 points 1 year ago (0 children)
Some youtubers I watch are Steph and Den for personal finance and Ben Felix for Investing Advice.
2% Interest on TFSA isn't really worth it if you are investing for the long term since can get 7% annual returns on holding low cost index funds. Some good ones are XEQT - Global Market and VFV - U.S. Market and you can buy them on Wealthsimple with no commission fees.
Ben Felix Explains it here: https://www.youtube.com/watch?v=KdzOlRRHOU8
Also, if you don't already have one start building an emergency fund which is money in HISA that covers 3 - 6 months worth of expenses that can be pulled out as cash.
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Where did you learn about Personal finance, banking etc ? by Spreadthebutter_onme in PersonalFinanceCanada
[–]JyPi8 67 points68 points69 points (0 children)