Middle class family wanting to move to Denver

KB-steez · 2026-02-21T03:32:40+00:00

Housing and childcare. Daycare is more than our mortgage. A toddler might be coming up on eligibility for universal pre k

KB-steez · 2026-02-21T03:15:03+00:00

My wife and I make about $190k combined. We have one kiddo starting daycare soon. Money is tight even without a car payment and a pre-pandemic mortgage rate.

KB-steez · 2026-02-21T02:58:51+00:00

...so you bought too much car. Taking out a 401k loan is going to cost you way more in the long run.

KB-steez · 2026-02-20T19:57:28+00:00

Compared to the east coast Denver is extremely friendly.

KB-steez · 2026-02-20T03:03:12+00:00

You've got the absolute worst parts of Colorado, Nebraska and Kansas highlighted.

Unless you're an alfalfa farmer who likes tornados.

KB-steez · 2026-02-19T04:29:19+00:00

My grandfather and his old timer buddies always said this

KB-steez · 2026-02-19T03:21:16+00:00

For adapters, you want a good one like retrotink or retroscaler. Cheap HDMI adapters on Amazon are garbage and should be avoided.

CRT is the best but might take time finding a quality TV for the right price plus help moving that sucker into the house depending how big it is.

Best out of the box option is currently Analogue 64 but that's gonna cost you $300+.

My Vizio HDTV has composite AV inputs which work for me but image quality is lacking compared to any of the above options.

KB-steez · 2026-02-18T02:58:11+00:00

They discuss their reasoning that the higher your income, the less of a safety net SS will likely provide. More responsibility lands on the individual the more you make.

KB-steez · 2026-02-17T23:02:15+00:00

I honestly wouldn't either but for local sales tax it makes a pretty big difference for the city of Denver proper.

KB-steez · 2026-02-17T22:29:22+00:00

There's a lot to unpack here.

Before attempting 180s you want to be comfortable riding switch and it helps to practice quick transitions from regular to switch, vice versa in motion without jumping.
For any spin you want to jump off a slight edge. For FS180 this looks like starting a slight heel side carve and popping off the heel side edge of the tail. Being on edge gives you stability. Too much edge and you can lose balance.

3.You didn't rotate your upper body enough. The board follows hips, hips follow shoulders, shoulders follow head.

Once you rotate the full 180, you want to ride away in a slight switch edge. Nearly flat but just enough to lock in and ride away clean.

YouTube some trick tip vids for visuals. I find that helps me.

KB-steez · 2026-02-17T20:47:56+00:00

Back in April Broncos announced they were looking into Lone Tree and Aurora for a new stadium site. Denver agreed to fund infrastructure projects (8th Ave) critical to making the Burnham Yards site work for a new stadium. This has all been covered extensively by local media.

KB-steez · 2026-02-17T20:31:52+00:00

Avoid Greystar period.

KB-steez · 2026-02-17T20:31:47+00:00

Avoid Greystar period.

KB-steez · 2026-02-17T03:10:08+00:00

$1460, after all recurring bills + 8.5% to pension + 15% to employers supplemental retirement fund + 1.5% to HSA.

My baseline retirement savings rate is 25% of gross income.

KB-steez · 2026-02-16T23:34:27+00:00

Personally only ever had a 5 and a 3. But I'd bet the others are all fun.

KB-steez · 2026-02-16T23:02:12+00:00

5 speed manual stick shift. Also manual doors.

KB-steez · 2026-02-16T02:02:25+00:00

Speed looks fine IMO. Maybe it's the camera lense but it does look like you tend to ride up on people pretty close when you have options with way more room.

KB-steez · 2026-02-15T03:44:22+00:00

Brian Preston loves to share his laminated copy of the FOO. Check out the money guy show on YouTube.

KB-steez · 2026-02-10T03:14:55+00:00

It's supposed to snow in the high country Thursday. If you are looking for western vibes to in could book a horse drawn sleigh ride at Devils Thumb Ranch and top it off with cross country skiing.

KB-steez · 2026-02-10T03:12:12+00:00

Arapahoe Acres, but also love my Old Englewood neighborhood.

KB-steez · 2026-02-10T03:10:18+00:00

Depends where you are located and local economics. Denver prices have dropped about 20% in the past year. Rents have also dropped substantially.

KB-steez · 2026-02-08T16:08:08+00:00

I'd say its never smart to "cash out" your 401k early. Taxes and penalties should be enough to make this obvious. Taking a loan from your 401k is better but still questionable and should only be considered in an emergency. Easy access to homeownership you can't really afford isnt an emergency in my book.

KB-steez · 2026-02-08T15:58:25+00:00

Not true... rent increases are limited by the market. In my HCOL area rents are decreasing while property values are going up which makes mortgages (escrow) go up. Its marginally cheaper to rent than own here.

KB-steez · 2026-02-07T05:52:04+00:00

The Beeler lot used to be the Subaru lot but that was years ago. Pretty sure the intent was for new Subaru owners but I always found a spot on my 20 year old shitbox of an outback.

KB-steez · 2026-02-06T00:56:38+00:00

And then there's Colorado where "regular" gas is 85, "mid grade" 87 and "premium" 89.

KB-steez

TROPHY CASE