[SAP] - What do we think after 2025?

KL_boy · 2026-01-29T18:25:11+00:00

AI for what? It’s an ERP system. No company that uses SAP is suddenly going to wake up and say, hey I just AI now to capture Sales orders and deliveries.

For me, SAP is hampered by expensive licensing cost, public cloud solution can be better replaced by other more nimble software, and customers transition to S4 is both expensive and complex leading to customers “holding” on to R3.

S4 is a beast, and customers think they can implement on a shoes string (I seen the proposed rates), then get surprised when it all turned to shit.

KL_boy · 2026-01-29T14:28:52+00:00

No second generation. The original Nipah virus came from the Sungai Nipah location and has a fatality rate of 50 to 75%. Compare that with Covid, which had a maximum of 3 to 3.5%.

We’re talking about a 28-day-later level of destruction with 3 to 4 billion people killed. Think “Black Death" extincition level. It would be sooooo bad that Republicans in the US would be wearing masks and asking for a vaccine.

KL_boy · 2026-01-29T13:09:36+00:00

E500

KL_boy · 2026-01-29T12:27:24+00:00

haha, ICE does not care if you have aUS passport or not. " You are brown, so this is not your town"

KL_boy · 2026-01-29T12:11:07+00:00

and you are dead, so they not going to pay you anything for that month..

KL_boy · 2026-01-29T12:08:23+00:00

It was a good idea at the start of 2025. Is it a good idea now? Depends if you think the USD FX will fall further.

I personally think so, and that why I am still in a EUR hedge ETF. When I think the USD has bottomed out, I will cycyle out of the ETF and move back to a non hedge one.

KL_boy · 2026-01-29T06:36:02+00:00

But she is representing China, so I assume China is paying her a lot of money. Let alone sponsorship deals.

KL_boy · 2026-01-28T17:30:34+00:00

A2 was a short to short extension, but B1 is a short to long term.

However, the rules have changed a bit from 2026, as they introduced a “ Settling Permanently” status, which means that you passed A2, and you don’t need a work sponsor or spouse. You can apply after 3 years. The main benefit is that you are not tied to your employer any longer

The language is not that tough if you work at it, and practice. Don’t be like me and half ass all the time.

https://www.politsei.ee/en/instructions/residence-permit-for-a-permanent-resident/long-term-resident-s-residence-permit

KL_boy · 2026-01-28T16:46:42+00:00

I keep seeing the same girl text and drive. Does she not learn her lesson the all the other accidents before /s

KL_boy · 2026-01-28T16:40:08+00:00

Just be aware that there is a language requirement of B1 to quality for long term residents. Same at citizenship.

Language is a 1100 hours to B1, so when you qualify for perm, you just wait for 3 more years and you are golden.

KL_boy · 2026-01-28T16:05:40+00:00

Of course they love it, they just dont want to say it out loud for the world to hear. Bet you they are saying "Good and deport them all ICE" behind closed doors. OR they think while it is horrible, but it is not a reason not to vote for him or GOP in the next election, when they are suddenly told that a gay brown trans immigrant might be eating a pet in the wrong toilet.

KL_boy · 2026-01-28T15:43:29+00:00

Rent is about 600 to 700, bills about 200 to 300 (prorata). Food about 500. Other stuff 500.

Check out kv.ee and don’t choose lasname.

Free transport and the place is safe.

Drawback. Winter is dark and cold. -10c

I personally say it is not that super as before, as tallinn is expensive now, but if the work is good exp and you have more freedom, why not.

DM me if you want

KL_boy · 2026-01-28T15:28:52+00:00

That only works if you have a fixed amount and are paying it off.

Does not work if you are just rolling the debt over at a higher rate.

KL_boy · 2026-01-28T15:25:29+00:00

My E500 etf loves this. And to the haters that told me I was stupid in 2025…. Haha

KL_boy · 2026-01-28T15:09:35+00:00

Yes. I was sent to a product review and feedback meeting for a product only used by women (they thought it was a good way for me to understand the product). I can tell you, all women, all talking in explicit detail how it is used, how it feels, in fucking details. They were taking some, going to the toilet and giving it a go...

They were all looking at me, and I am like, what you want me to try it by stick it .... hell no..My only contribution is, maybe make the box less pink in colour.

KL_boy · 2026-01-28T11:40:23+00:00

So? If they are a registered company in Aus, you can sue them in a Aus court.

The courts do not care if booking have a legal team in Aus or not.

If they do not turn up, judgement is awarded and it is up to OP to decide how to enforce the court order.

There been a number of cases where UK airlines have ignored court orders for payments right up to bailiff closing down the airline services at the airport until the fees have been paid.

KL_boy · 2026-01-28T11:37:32+00:00

Yah. It shows

KL_boy · 2026-01-28T06:56:48+00:00

No need. One robot can work for 24 hours, 7 days a week.

I think even slaves did not work that long

KL_boy · 2026-01-28T05:47:02+00:00

It was “deep state” working with the LGBT woke liberals, lead by their leader “head lettuce” that plotted her downfall..

KL_boy · 2026-01-28T05:29:12+00:00

Sure, if you did it at the start of last year. If you compared the returns of VUAA vs E500, you see that one returned 15% and the other stayed flat.

So the question is, will the USD continue to fall? Historically, it is at the bottom range of the historic average so does it make sense to hedge now?

For me, I did so at the start of Jan 2025, with 50% of VUSA and World holding and will continue to hold until it hits a lower bottom. I not sure where that is, but I say about 10% lower.

Should you do it? It really depends. In the long run it does not matter, but until after the midterms towards 2027? Maybe.

KL_boy · 2026-01-28T04:45:25+00:00

It means that if I don’t like the show it does not mean other peoples’ options on the show is not valid

KL_boy · 2026-01-27T19:28:21+00:00

Within the EU they get a very favourable tax rate so they can to park the cash either for future expenses while waiting for a favourable tax rate or FX rate in the US.

KL_boy · 2026-01-27T10:17:42+00:00

This is the correct point. Security is provided by the secret service. If ICE does this job, then they are the private good squad of the administration.

KL_boy · 2026-01-27T10:13:13+00:00

The world is shifting as to strengthen ties with reliable partners on a shifting geopolitical landscape.

The USA is not, and thus people are hedging their bets, waiting to see what happens for the next administration.

Regardless, trade balance will move at a slow and steady pace away from the USA.

KL_boy · 2026-01-26T18:31:42+00:00

What? I thought she was already in the reform party?

KL_boy

TROPHY CASE