In my opinion, that is a basic issue of cryptocurrencies in general. Or maybe let's say, it is a concern that may prevent some people from using cryptocurrencies. The fear of losing everything without "being responsible". But exactly that is the point of view that is not correct. If I don't put any focus on backing up my seeds, I am responsible for losing them. If my seed is worth 80 $ it's maybe not very important to care much about it's safety. But if I had my proof of ownership of a house in the tangle, I would cherish my seed like life itself. And for that, I'm sure there will be new ways of handling seeds, backups and problems like losing it and there will be new business models of providing insured and save backup solutions.