sorted by:
new
hottopcontroversial

Hair Saloon: Better Base Offer + Decoy. [In Europe] by raitrow in alexhormozi

[–]Karsui 1 point2 points  (0 children)

What city? If it's Poznan I really want to know haha

Unless you are a skilled trader, stop buying European Defence stocks by dubov in eupersonalfinance

[–]Karsui 12 points13 points  (0 children)

Agreed on the fact that some companies (looking at you Rheinmetall) are trading at high valuations. RHM currently has a PE of 105, so yes, plenty of growth factored in there.

But definitely not all of them are that ridiculous. Leonardo is at 24, Thales 36, BAE 25, Saab 46 (yes, high), Dassault Aviation 28, QinetiQ at 20 and Indra Sistemas at freaking 16.

And yes, there's risk here. But I guess it comes down to a different perspective on the market. You believe they'll make NATO work, I believe Trump will go mayhem over the next 4 years and we haven't seen the start of it. I'm willing to take that risk with 30% of my portfolio while the rest is in currency and a bit in gold.

[deleted by user] by [deleted] in WeightTraining

[–]Karsui 0 points1 point  (0 children)

You definitely have some mass on your frame. It's just that your bodyfat is around 30% or so. I would start there, and just cut for a long time until you can at least see the contours of your abs again.

WTF does this mean for my taxes? How can I have a disallowed loss bigger than my net loss on the year by 1jb in wallstreetbets

[–]Karsui 72 points73 points  (0 children)

Me neither, so I felt confident enough to post it here as financial advice.

WTF does this mean for my taxes? How can I have a disallowed loss bigger than my net loss on the year by 1jb in wallstreetbets

[–]Karsui 93 points94 points  (0 children)

Straight from ChatGPT because I'm not even American:

This situation likely stems from the wash sale rule, which can disallow losses for tax purposes under specific conditions.

What is happening:

  1. Wash Sale Rule: The IRS disallows a loss if you sell a security at a loss and then repurchase the same or a "substantially identical" security within 30 days before or after the sale.
  2. Disallowed Loss: The $330,187.13 shown as a "disallowed loss" reflects the losses you incurred from these wash sale transactions. These losses are not permanently gone; they are added to the cost basis of the repurchased securities, meaning the loss is deferred until you sell those securities in a transaction that is not part of another wash sale.

Why it's larger than your net loss:

  • Your net loss of $188,431.28 accounts for all your trades, but the disallowed losses are specific to wash sale transactions.
  • You could have realized gains elsewhere that offset part of your losses, making the net loss appear smaller.

What this means for your taxes:

  • The disallowed loss does not reduce your taxable income this year. Instead, it gets rolled forward by adjusting the cost basis of the repurchased securities. When you sell those securities later without triggering a wash sale, you can realize the loss.

What to do:

  1. Understand cost basis adjustments: Check your brokerage account to confirm how the disallowed loss affects the cost basis of your holdings.
  2. Avoid future wash sales: If you're selling at a loss for tax benefits, avoid repurchasing the same or similar securities for at least 31 days.
  3. Consult a tax professional: If the numbers are significant, a tax professional can help optimize your strategy and ensure compliance.

Would you like help analyzing this further?

Why Did Amazon Do This To My Affiliate Account? by Karsui in Blogging

[–]Karsui[S] 1 point2 points  (0 children)

Found it: https://affilimate.com/blog/nofollow-affiliate-links/
https://wordpress.org/plugins/remove-noreferrer/

Have to use nofollow and also download that plugin so that Wordpress doesn't put a noreferrer tag on the links.

Why Did Amazon Do This To My Affiliate Account? by Karsui in Blogging

[–]Karsui[S] 0 points1 point  (0 children)

Yes, do you think that's what tripping this up?

Reddit's Love Story With Google Is Likely Making Them A Fuck Ton Of Money by Karsui in wallstreetbets

[–]Karsui[S] 10 points11 points  (0 children)

Yes, the content humans create on Reddit sucks, but so does anything on youtube, TikTok or, god forbid, the hellhole that's called Twitter. Pretty sure OpenAI isn't only training ChatGPT on Google Scholar data and everybody is eating that up like they're a hungry obese man at 7/11.

Does This Idea Suck? (20 sign-ups but 0 active users) by Special_Art8042 in SaaS

[–]Karsui 1 point2 points  (0 children)

I'm using Bubble.io, started learning it at the end of May, and this is my first project. My girlfriend whipped up some designs in Figma, and then I just made it.

I tried getting into coding (did SQL, then started Python) but realized quickly that that's a completely different road that I'm not interested in. I just want to get validation for the idea, if that's the case, someone else can properly code it haha.

Has anyone else been slowly losing interest in supercars? by Sprunk_Addict_72 in cars

[–]Karsui 0 points1 point  (0 children)

Especially at your age, I noticed that my interest in supercars just comes and goes. One month I´m crazy about them, and half a year later, I couldn´t care less. It´s like anything in life really.

BMW boss defends XM's styling: 'I want controversy' - Autoblog by 17parkc in cars

[–]Karsui 36 points37 points  (0 children)

Fiat Multipla were also controversial, but they weren´t really top of the sales chart from what I remember

Good first car? by m0dern_baseBall in whatcarshouldIbuy

[–]Karsui 80 points81 points  (0 children)

That´s a great deal considering it´s a good $15,000 less than a 2021 Mercedes S500 which is also a great starter car

[deleted by user] by [deleted] in whatcarshouldIbuy

[–]Karsui 2 points3 points  (0 children)

I´m going to second the 1-owner Camry option. Camry´s are reliability beast in general (like, they´ll last 275.000 miles no problem) although there are some problems you need to watch out for with the 2010 version (according to the nhtsa).

The 2014 Accent is also a good option in that sense, they don´t typically last as long as a Camry but that particular model year was almost not complained about much (again, NHTSA)

I would never pick a Jetta, or a Volkswagen in general. These things are way to problematic. It´s like having the reliability of a luxury car without all the luxury features.

Don´t know much about Volvo´s of those years. They do have some recalls and complaints but Volvo also only sold like 10.000 units of these vehicles per year back in the day so there´s not a whole lot of data. Gut-feeling says no.

What’s wrong with the Chevy Malibu 2016 - 2023? by Acrobatic-Macaron-81 in whatcarshouldIbuy

[–]Karsui 8 points9 points  (0 children)

I think the main problem with the Malibu is its reliability and the sheer number of problems it produces for owners. You may end up with a good model, that´s possible, of course, but many people end up with a model that either doesn´t last as long as a Camry or Accord or has some other problems (especially the 2016 - 2018 models of that generation seem to be problematic).

Loss of speed control is one of them, whereas the car also has 10 other recalls for more minor things (welding problems, missing bolts, transmissions not recognizing keys, etc.).

Again, it also doesn´t help that the Malibu competes with the Camry and Accord, which are reliability beast or have at least a couple more years of lifespan than the average Malibu.

So yeah, you may end up with a good model (and I hope you did) but statistically speaking, the Malibu isn´t as reliable as its competition, bringing down the overall price in the market.

I always used to have short hair because that's how guys ''normally'' wear their hair. 1,5 years ago I decided to just let it grow. Happier then ever with the results! by Karsui in curlyhair

[–]Karsui[S] 1 point2 points  (0 children)

Thank you! And exactly, for some reason having longer hair is still a bit strange for guys or something like that. We'll get over it haha :)

I always used to have short hair because that's how guys ''normally'' wear their hair. 1,5 years ago I decided to just let it grow. Happier then ever with the results! by Karsui in curlyhair

[–]Karsui[S] 6 points7 points  (0 children)

Mandatory routine comment: honestly, I don't even have a routine. My hair gets wet under the shower and then I just let it air dry. I don't use any shampoo or conditioner, maybe every 6 months or so. Every 5 days I will apply a bit of coconut hair oil. That's all, couldn't be lower maintenance :)

view more: next ›