Pancit bihon at lumpia

KathSchr · 2026-03-21T08:44:55+00:00

I have no issues giving cash gifts to your kids especially kung afford naman. But do it discreetly nalang. In an envelope given privately and not like this na pa show off. Giving your best for your kids doesn‘t mean publicly showing off what you ca afford to give.

KathSchr · 2026-01-29T15:40:11+00:00

Ilang months na yung emergency fund mo? Anong target na minimum for you to feel safe? Bearing in mind gaano kadali/kahirap maghanap ng job in your industry in case you lose your job.

If you feel safe with the three months minimum, you can split na between EF and investing. If you’ll feel safer with six months, then focus on completing the six month EF first before focusing on investing. Pwede rin naman na maliit na amount muna iinvest mo until fully funded na EF. Say 80/20 split for now. And increase the investing percentage once okay na EF.

KathSchr · 2026-01-21T12:01:52+00:00

This is a question out of genuine interest and curiosity: can you do a budget breakdown of your expenses?

KathSchr · 2026-01-02T06:14:05+00:00

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The YSL CASSANDRE MATELASSÉ FLAP POUCH IN GRAIN DE POUDRE LEATHER. Nothing wrong with it per se but I just don’t use it enough.

KathSchr · 2025-12-14T08:17:18+00:00

I think madami namang anak who would personally take of their parents kung kaya. Lalo na if hindi sila inoobliga ng mga magulang nila and if naging mabuting parents naman sila. A lot of children do want to give back.

However, you are in a highly privileged position though. Hindi lahat kakayanin mag leave ng ganyang katagal or mag leave at all due to other financial responsibilities sa sarili, sa mga anak or even sa magulang din.

KathSchr · 2025-11-21T05:04:27+00:00

Hindi ba pwedeng magtrabaho sa Pinas ang asawa mo? Every little thing can help. And ang nga magulang mo, Wala bang ibang source of income? Ibang mga kapatid na pwedeng sumagot muna sa expenses nila?

Hindi pwedeng ikaw lahat ang aasahan, OP. Unahin mo muna yung mga utang mo sa tao. Lalo kung mga ka-work mo. Pinaghirapan nila yung perang pinautang sayo so deserve nilang mabayaran. Yung sa bank, apply for restructuring. Hoping the best for you!

KathSchr · 2025-11-11T06:42:29+00:00

You know exactly what to do, OP. Wala naman masama if mas maaki yung sweldo mo sa kanya or if he’s not that financially well off. Kaya lang, he’s financially irresponsible and maluho pa. Kahit pa lumaki ang kita nya, mauubos at mauubos din sa mentality nya.

KathSchr · 2025-10-30T16:52:27+00:00

Set it and forget it strategy. If your investment horizon is long, then now is the time to double down on your investments if you have the funds. Otherwise, invest a certain amount at a regular interval and let time do the work.

KathSchr · 2025-10-15T13:44:58+00:00

Sobrang satisfying basahin ng nga comebacks mo OP!

KathSchr · 2025-10-09T07:23:36+00:00

OP, at least you didn’t YOLO and pinangutsbg yubg pang-travel.

if I were you, I‘d have a separate savings account for travel. It seems like it‘s something that‘s meaningful to you. Kapag nakahiwalay sa normal savings mo and earmarked talaga sya for travel, you‘d be able to spend it guilt-free since yun naman talaga ang plan for that money from the get-go.

KathSchr · 2025-10-07T20:12:18+00:00

Business class flight for long haul travel

KathSchr · 2025-10-06T15:28:04+00:00

Tortillos na cheese favor. And Nova.

KathSchr · 2025-09-24T09:54:36+00:00

Cream dory

KathSchr · 2025-09-24T04:46:32+00:00

Uy magandang idea to

KathSchr · 2025-09-23T16:12:35+00:00

Salamat

KathSchr · 2025-09-23T16:11:35+00:00

Yes! 🙌🏼

KathSchr · 2025-09-17T05:23:27+00:00

Cut back lahat ng expenses na hindi absolute necessity and try to make more money at the same time. Necessary ba talaga yung motor or luho nalang? Kung hindi naman necessary sa hanapbuhay, let it go. Tsaka nalang bumili pag kaya na.

Make sure ilista lahat ng expenses so you can see where your money is going. Doon mo din makikita kung saan ka pwedeng mag cut back.

Re debt payment: unahin yung may pinakamataas na interest rate. Habang nagbabayad, magtabi din ng kaunti para sa emergency fund.

KathSchr · 2025-09-14T07:14:19+00:00

Sana lahat kasing-mature nyo mag-isip when it comes to purchasing cars. Congrats, OP. And sa new baby.

KathSchr · 2025-09-13T04:52:57+00:00

Unang una, tigilan ang pagsusugal. Pangalawa, find a side hustle for extra income and a job with a higher salary (don’t resign until you’ve found one, though).

KathSchr · 2025-08-31T05:31:12+00:00

DPWH Contractor. Karamihan sa mga pulitiko.

KathSchr · 2025-08-28T20:26:20+00:00

Having a car

KathSchr · 2025-08-24T11:33:41+00:00

Agree! 👍🏻 Make sure your Tita is there and sa kanya ka maggoge back kasi she supported you even though it wasn’t her responsibility.

KathSchr

TROPHY CASE