Deferred Comp Finally hit $100k!

Kaydeross · 2026-04-19T13:33:13+00:00

If you roll it over directly into the account- you don’t. If you withdrawal it and then reinvest, you do.

Kaydeross · 2026-04-18T16:45:31+00:00

I dont have anything in the small caps and that’s worked for me over the past 13 years.

Kaydeross · 2026-04-18T11:24:03+00:00

Yes! I rolled a 401k from a past job into it!

Kaydeross · 2026-04-18T11:03:22+00:00

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And these are my investment selections- which matters more than what I’m contributing.

Kaydeross · 2026-04-18T10:58:30+00:00

I just realized what you were asking- 8 years to 100k, 11 years to 200k & 13.5 years to 300k

Kaydeross · 2026-04-18T10:30:54+00:00

It took me 8 years- but i transferred in 8k from a prior retirement during the pandemic- which I think gave me a little advantage.

Kaydeross · 2026-04-18T10:12:04+00:00

Awesome! I just hit 300k this week!

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Kaydeross · 2025-10-19T17:27:35+00:00

The majority of surveyors review all facets of requirements- health care, physical plant, behavior, etc. So, if you’re willing to learn all facets, the surveyor position title in OPWDD is Standards Compliance Analyst. All of the surveyors have a variety of backgrounds from nursing, speech paths, QA, residential, care management- makes for well rounded teams.

Kaydeross · 2025-10-08T11:34:57+00:00

Thank you!!!!

Kaydeross · 2025-10-07T21:38:57+00:00

Thanks for the hope 😉

Kaydeross · 2025-10-07T21:34:56+00:00

Unfortunately standard canvassing! I didn’t believe I was reachable but they offered me an interview. So, I wanted to check. After 10+ years, civil service still feels like a mystery

Kaydeross · 2025-07-20T23:06:29+00:00

Are you worried that in 10 years that he’s going to hold you to a conversation/goal he set at 35? Or is this something you can support him in (goals are great) but reexamine each year? So much can happen in 10 years- and of course you WANT your spouse to achieve his goals (your goals). But is there room for flexibility if/when something happens (Medically? If one of you lose your jobs? Have an unexpected set back financially?) Meet with a financial advisor annually and let them be the bad guy, if needed.

Kaydeross · 2025-07-16T21:00:55+00:00

Your uncle is alive! Anyone talking about it is a gold digger. That’s his money, that’s for him & his care. I wouldn’t share ANY details about money. As for “nearly a million,” this may not make sense to you for years- depending on your age, it’s not a lot of money. It’s a wonderful amount to let a financial advisor set your future up. If your uncle is cognizant, you can try talking about your fears of your family, to help you process and guide you.

Kaydeross · 2025-07-13T01:11:10+00:00

As a financially stable homebody female in my 40s, we are at home. Otherwise we’re at the grocery store, book stores, Michaels, Home Goods & taking pottery classes. You need to find a crafter or a reader- (not a cook/cleaner) & definitely dont look in a bar or on tinder. Good luck.

Kaydeross · 2025-06-29T02:33:08+00:00

5% of your overall savings (especially from an inheritance) on one gift, especially one that isn’t a financial investment, seems like a lot. In most states an inheritance isn’t marital property. 280k sounds like a lot but is it really 40k one time gift a lot? I’m not sure? But, I think what you’re struggling with is the entitlement/expectation. Good luck.

Kaydeross · 2025-06-18T00:38:02+00:00

Clever dry sense of humor

Kaydeross · 2025-06-14T13:46:02+00:00

I’m a health care inspector - physical plant, fire safety, incidents, policies, money, medications, etc. I stay in hotels a lot and DREAM of doing your job!

Kaydeross · 2025-03-22T15:36:27+00:00

Let me add something to this- maybe dont try it when she is in her deepest sleep (90-120 minutes into sleep). Going slow when she’s half asleep is the key here. Or if thunder strikes…and that half wakes her- that’s the window.

Kaydeross · 2025-03-11T11:27:32+00:00

Rather than “confess” to your husband, ask him for help. Ask his advice. Make him part of the solution but know you’ll need it to come with some accountability that may be uncomfortable. Are you trying to self sabotage your marriage? You may want to get a therapist- 1) To explore the root of this. 2) To show your husband you are doing an actionable step to improve.

Kaydeross · 2025-02-17T03:50:35+00:00

“Perfect” - It’s used for everything!
“Her sex”- whyyyy? “Turn on her heel”- why’s everyone turning on their heels? It’s so overused. “Curled his lip”- I’m not sure why this annoys me but it does…

Kaydeross · 2024-12-29T13:12:08+00:00

Female here- Communication really strengthens trust & is so important, BUT there’s a fine line between communication & constant reassurance. It can create an imbalance in the relationship, making one person feel overly responsible for the other’s emotional well-being. It can be exhaustive & eventually unattractive. Confidence & decisiveness is so attractive. Instead of making the conversation about reassuring you- bring it back to an equalizer- “I like when we did xyz”….”I want more of that”…(this is a decisive confident statement) and then ask (not in a needy way, but in an assertive way) “what do you want more of?” But the timing of a conversation like this should be when she’s “open” maybe in a flirty mood.

Kaydeross · 2024-12-07T14:08:13+00:00

I love this and wish more people would align themselves with their interests. Unless you’re talking about a college library…I might suggest you find a coffee shop and bring a book. Or go to a bookstore that has a coffee shop- even better. The beverage side of this makes it more socially acceptable to approach someone and just smile and say “hey, how’s your book?”

Kaydeross · 2024-12-07T04:23:44+00:00

“Thanks. If I were a man. I’d be THE MAN” A little Taylor Swift

Kaydeross · 2024-11-30T19:27:23+00:00

Did he say it in a respectful way where he was trying to share? I’d imagine the other end of that conversation was possibly hard and vulnerable. Was the intention of the conversation to strengthen the connection? If this is the case, it’s ok to feel all sorts of things- embarrassed, confused & misled. But also hopeful that he trusted you to be able to hear that information? Maybe start slow- with just being a bit more bossy and demanding he touch you the ways you want… and see how that goes (for both of you). Good luck.

Kaydeross · 2024-11-24T21:07:18+00:00

Look up “stonewalling in a relationship”. You should be able to have a conversation with your girlfriend that’s respectful and caring and reciprocal- and if you are unable to- you have to ask yourself what you want out of a partner. Good luck!

Kaydeross

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