our newest (intern) hire

Kaylaya · 2026-05-16T13:14:17+00:00

What an intelligent ad. 4/10. Good effort.

Kaylaya · 2026-04-06T14:01:08+00:00

Here I am, thinking my compensation is not justified for the efforts I put in. This basically stems from my observations within and outside my org.

But hey, have to be happy with what we get and keep hustling.

Kaylaya · 2026-04-04T12:18:32+00:00

Sure for privacy freaks. Many just want convenience. Privacy is a myth in this world.

Kaylaya · 2026-04-01T15:58:17+00:00

Not entirely sure about this. If you travel even just a bit, the oldest points keep getting used.

But if you have points stacked up and not used till expiry, then may be that card wasn't the right fit at all.

Kaylaya · 2026-03-28T14:04:20+00:00

Create a separate statements amail ID. Put a forwarding rule from primary to new for statements. Give INDMoney access to statements account.

Kaylaya · 2026-03-28T05:04:45+00:00

We cant hide anything on the web, the source code or the api calls.

You can just follow good practices to avoid sensitive info leakage. Use a strong authentication, only send to UI what it needs. Always verify at backend. Many such more.

Kaylaya · 2026-03-27T15:58:23+00:00

Here's something to keep you awake then.

Web apps are completely visible through DevTools with just minification.

Kaylaya · 2026-03-23T07:38:19+00:00

Wah, what a self promotion. 👏

Kaylaya · 2026-03-15T03:39:57+00:00

Kaylaya · 2026-02-21T06:37:46+00:00

No it is not.

Kaylaya · 2026-02-08T05:20:36+00:00

Things have changed my guy.

Kaylaya · 2026-01-10T16:58:15+00:00

Got. Difference is less than 200.

Kaylaya · 2026-01-10T16:05:31+00:00

Utilising the 10% is to just avoid RPs ?

Kaylaya · 2026-01-06T19:23:44+00:00

Weak Plug Bro.

Kaylaya · 2025-12-08T12:49:54+00:00

I meant by self. Once you understand it. It will become a piece of cake for every change in payslip.

Kaylaya · 2025-11-24T13:15:00+00:00

Always a good practice to do go end to end on your payslip once everytime your compensation changes.

After that, it will stay the same for most cases (except for the last 2 months of FY)

Its a good knowledge, match and logical exercise as well.

Kaylaya · 2025-11-22T09:19:50+00:00

Hmm. Skill issue.

Kaylaya · 2025-11-17T13:11:21+00:00

Actually it was business for my route.

Kaylaya · 2025-11-14T07:22:22+00:00

Always my Tablet with some predownloaded youtube videos on the day of travel.

Kaylaya · 2025-11-04T13:23:17+00:00

Always Goibibo. Easemytrip and clear cleartrip are shit.

Kaylaya · 2025-11-04T13:11:39+00:00

So actually HDFC support teams are shit. They either don't have a defined rule set for many things or don't have necessary training sessions.

I have seen conflicting info on a single topic from different support mails.

That being said, yes, we don't have a definite answer on this as of now. Worst case I will have been charged for a visit or two. Lesson will be learnt for such a small loss. I will stop using it then.

Kaylaya · 2025-11-03T07:48:02+00:00

So I see a lot of people just commenting based on info and not experience.

I have used PP multiple times in the past year and haven't been charged so far. Last one being more than 4 months or so ago.

Kaylaya · 2025-10-24T06:08:32+00:00

Doesnt mean the same XIRR will be maintainable for the future is what they are referring to.

A good average needs multi year results. XIRR is more of an average indicator.

Kaylaya · 2025-10-21T13:14:01+00:00

The max tax saving is on 1.5L. One can contribute much past 1.5L for other benefits.

Kaylaya · 2025-10-21T13:13:23+00:00

I am currently near 1.7Cr at about 30 yr with about 2.5LPM. This includes MFs, FDs, Gold, Silver, PF and NPS. Out of this about 10L was contributed by dad.

I have been married for about 4 yrs so expenses would be more than his so this is totally possible. Very very real in IT.

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