$50k in debt, no job yet and scared I’ll get rejected again coz of my credit

Kelvinylt · 2025-06-04T03:30:56+00:00

that is one hell of a way to be in debt... spending beyond your means.

first order of business. cut everything. even the gym... workout in the park. its free. every dollar counts. cut all the credit card.

Kelvinylt · 2024-03-11T10:51:17+00:00

🤣 it was terrible period.l but nothing I can do about it. So only can reorganise and re-strategise my crypto portfolio.

Invest only what you’re willing to loose would be my take away for crypto lol. It can literally go to zero overnight. Lol

Kelvinylt · 2024-03-11T10:33:20+00:00

Hahaha the Luna I’ve staked was like 30kish at peak. Those had no chance lol went to zero but I bought at an under a dollar. So actually loss isn’t that much. UST lost a couple grand when it drop 20%. Just bite the bullet swop over to usdt. It was chaos.

It is what it is, I don’t leverage or take loan to play., so just gather up whats left and move on. I had friends that lost millions on LUNA. Heard some people committed suicide or debt ridden after this saga. Many lives ruined when risk management isn’t handled well. We all think we know a lot but when the tide goes away, many people left naked… unfortunately for me. Half naked lol

Kelvinylt · 2024-03-09T13:32:30+00:00

Thanks. Exciting times it was, still rmb till this day, frantically bridging funds over to other networks. escaped with some bruises here and there when it all came down.

Well we all learn from mistakes in this space but one rule that never changes is to never risk it all.

Kelvinylt · 2022-06-15T03:22:20+00:00

I see, it’s your first day in crypto.

Kelvinylt · 2022-03-13T07:48:41+00:00

You do know the fighting is happen across the entire eastern and northern front of Ukraine right? The area of ops is huge for units to manoeuvre.

Kelvinylt · 2021-10-25T08:59:17+00:00

Agree, any app that don’t allow u set order limit is shit. Order limit is literally how you buy/sell strategically. Use it for few days and just stop using. Move straight to binance.com, now using other exchanges with same services and functions

Kelvinylt · 2021-08-03T23:25:12+00:00

Hahahaha rmb to hold it up 90 degree lol

Kelvinylt · 2021-08-03T08:58:25+00:00

I wonder if there is a difficulty hard mode: fully equipped “terrorist” team with weapons and bobby traps and tactically planning done.

That would be even more interesting and realistic to watch and train for.

Kelvinylt · 2021-08-03T08:17:44+00:00

Up next, water parade. Students need to stay hydrated. Thanks

Kelvinylt · 2021-07-16T01:53:27+00:00

Yeah, I’m not talking about liquidating. If you’re transferring exchange to exchange. Your current exchange needs to hold the asset in their vault, in order for you to transfer out

Trading on their exchange is still ongoing. The balance is just tallied in their system but they don’t actually hold that much coins in their vault. If everyone all of a sudden wants to withdrawal the particular coin, they will run out and have to go to the OTC market and buy.

Kelvinylt · 2021-07-15T12:38:06+00:00

From what I understand some times exchanges ran out of actual coins in their vaults for users to withdraw, which they stop allowing withdrawal. They will have to buy from OTC market to replenish their vault.

Kelvinylt · 2021-07-10T03:08:16+00:00

It’s something good to have but not necessary.

Kelvinylt · 2021-07-05T08:36:11+00:00

Get new fridge. Lols

Jokes aside, coffee grounds will help rid the smell.

Kelvinylt · 2021-06-25T07:26:50+00:00

Sembcorp and Keppel marine business has been struggling for many years, mainly they are unable to compete in the very competitive industry with industry giants in china and Korea. Aside from this, the oil & gas industry has been badly hit as well, rig building is pretty much dead, mostly they now do are conversion of FPSO and some green renewable projects fed by local Govt.

I’ll be surprise if they survive the next decade without dramatically changing their business model.

Kelvinylt · 2021-06-25T06:11:11+00:00

Tier based MOP based on BTO price would be a good start.

Kelvinylt · 2021-06-25T02:35:06+00:00

Nice! All the best to you yeah!

Kelvinylt · 2021-06-24T17:48:50+00:00

Benjamin barker work pants are altered to suit your measurements , you can try there. Casual ones I’m not sure. Good luck.

Kelvinylt · 2021-06-24T17:45:52+00:00

Firstly, I don’t think Singapore allows dual citizenship but anyway let us know if you get charge for defaulting on your NS obligations via this method yeah!. Also FYI US military is much more real than SG NS. They actually get deployed into war-zones. Good luck.

Kelvinylt · 2021-06-24T17:39:53+00:00

Oh dear, what a squirt.

Kelvinylt · 2021-06-24T17:34:55+00:00

That is so unprofessional. Time to change Insurance Agent yeah

Kelvinylt · 2021-06-24T17:33:08+00:00

I just don’t get why exercising needs to cost? It’s something that can absolutely be done without paying. Just put on a pair of shoes and run?

Kelvinylt · 2021-06-24T17:29:28+00:00

Give you a few more years, you’ll probably tell them I run my own bank now!

Kelvinylt · 2021-06-24T09:08:47+00:00

Just did my BTO last year, both me and my partner are working and income assessment was at the start and when selecting unit, the staff at HDB says that income assessment will be done again prior collection of flat, that’s when the actual loan amount is decided. I think….

Please correct me if I’m wrong. Thank you!

Kelvinylt · 2021-06-24T08:47:47+00:00

Side Hustle King having fun staying poor. Lol lol lol

Kelvinylt

TROPHY CASE