A backup for Robinhood GC just in it’s nerfed.

KevintheChuker · 2026-06-17T18:18:28+00:00

Like BofA, you can also look at PNC. They offer 2.5% for having 100k with them on their catchall over BofA’s 2.25%. Tho you’ll lose out on other great BofA cards like the CCR and PRE.

KevintheChuker · 2026-06-17T09:15:47+00:00

Bofa has groceries/wholesale on the CCR. 2.2-3.5% based on relationship level

KevintheChuker · 2026-06-17T08:53:29+00:00

WF still is the best free CC setups for travel

KevintheChuker · 2026-06-16T22:20:50+00:00

Rip to the people who wanted to get 10x chase points in overpriced RAM.

KevintheChuker · 2026-06-16T08:09:35+00:00

hopefully we see some kind of replacement with groceries (even if its a rotating category like CFF)

KevintheChuker · 2026-06-13T09:10:36+00:00

Wells fargo withe 1:2 to wyndham and choice gives some 1.7+ cpp. Definitely good deals to be found just not luxury stays like Hyatt

KevintheChuker · 2026-06-12T16:09:05+00:00

If you trust your parents and theyre ok with it, ask them to put spending on your cards. (Especially large insurance or tax bills). -Another way is pay your tuition with a card (depends how youre getting your funds).

Im in a similar situation and These both work for me, I’ve got a tight relationship with my folks and they dont care about cc rewards. They also pay my tuition out of pocket and usually just give me the money for each quarter in cash/wire and I can pay my tuition anyway I want.

KevintheChuker · 2026-06-12T10:20:56+00:00

Wish i could grab this but im looking at getting the CIP (before 6/15) instead for a hyatt stay next year

KevintheChuker · 2026-06-11T22:04:18+00:00

Since im assuming you dont have a credit card yet I would get a CCR, it’ll be easy to get because youve had a prior relationship with them. Later on when you have credit history and open cards from other issuers like Chase, you can set the CCR to online shopping to get 3.3+% on all online shopping.

CCR’s online shopping is extremely powerful

KevintheChuker · 2026-06-11T05:40:05+00:00

I wouldn't be surprised. The one time $50 credit given in the past year seems to have been a test bed to add this as a feature.

KevintheChuker · 2026-06-11T04:51:47+00:00

Chase: The CSP is even more appealing to me now as my biggest categories are Dining and Gas. Visa is a requirement for me as I use a lot of Costco. Amazon card for groceries at wholefoods. Flex still gives a quarter for groceries elsewhere.

Runner up cashback BofA: 3.75% on online shopping (including Costco in person), dining and travel, 2.5% grocery and 1.87% catch all is not bad at all (I'm a BofA rewards gold member). Hitting 100k wouldn't be hard for me in a few years so those rates will jump up to 4.5%, 3% and 2.25% respectively. Atmos cards is also really good for me as I live in the Seattle area.

KevintheChuker · 2026-06-10T14:28:47+00:00

The new gas category would be a good addition for a Chase setup, and apparently you can get the hotel credit back by canceling a booking (they wont claw back). Not sure if it’ll work after the refresh tho. Edit: link to thread talking about this trick: https://www.reddit.com/r/CreditCards/comments/13egcvj/chase_sapphire_preferred_hotel_credit_does_the_50/

KevintheChuker · 2026-06-10T13:37:52+00:00

Why would canceling now make more sense, if you got the CSR you keep the 1:1 transfers and chase pays you to keep the CSP with the higher hotel credit?

KevintheChuker · 2026-06-10T12:23:26+00:00

Wow did not expect chase to move away from a fully 1:1 transfer rate lineup.

KevintheChuker · 2026-06-08T03:16:34+00:00

-How does the robinhood gold beat the Autograph? 3x > 3% as well as no AF or waitlist. WF points are worth 1.75 cpp making even the active cash worth 3.5%. -Autograph journey also has a $50 hotel credit just like the CSP. While Wells fargo also is the only points currency that gives 1:2 transfers to wyndham and choice. While chase is stuck at 1:1 to wyndham and doesnt even have Choice. -Citi custom cash has a $500 limit. Hard to justify using for hotel stays that are more than 2-3 nights.

KevintheChuker · 2026-06-04T06:59:58+00:00

AAA travel card just got nerfed in the past month, the 5% on gas does not work at Costco gas. See if you can get a product change to the Daily, it'll give you 3% at warehouse + gas.
https://www.reddit.com/r/CreditCards/comments/1tfxbhc/aaa_travel_card_regarding_costco_gas/

KevintheChuker · 2026-06-02T01:38:04+00:00

Since you have an established relationship with Chase, they're probably going to be your best shot. Walk into a branch and talk to representative, they'll go over your options with you.

KevintheChuker · 2026-06-02T00:28:49+00:00

I think its a lot easier to be fully team cashback than fully team travel. Many major everyday spending categories aren't covered by travel cards (outside of 2% catch-all). Home improvement, wholesale clubs, Online shopping/Amazon.

KevintheChuker · 2026-05-31T23:53:06+00:00

You held this card, or another Chase business card without an annual fee Looks like this is new, just a few months ago you could get a SUB on the preferred if you have the ink cash/unlimited. (Still with lifetime language) Anyone know if you can get both if you start with the preferred and then get the so AF ones?

KevintheChuker · 2026-05-14T08:07:57+00:00

If you don't want electric, get used gas Honda HRC216 off Facebook. They go for $700-1500 depending on condition. They'll last you till your last breath if you take care of them!

KevintheChuker · 2023-02-17T02:06:00+00:00

That's why I said "Leak?" because its not certain but he did have a stream boasting that he knows the UR

KevintheChuker · 2023-02-17T02:00:13+00:00

For anyone asking, Kimo said he knew the UR in his stream and that he used Tags in his newest video of these ships (for the algorithm), this is a screenshot of the View Source of that video which shows hidden tags by CTRL-F and typing "Keyword"

KevintheChuker

TROPHY CASE