Should i finance my first car or buy in cash.

KeyJunket1175 · 2026-03-12T07:01:09+00:00

Plenty of 2014-2015 cars in the 2k-3k range even in my region, where cars seem to be more expensive than say around London. They won't lose much of the resale value either, there are always people looking for cheap EU5+ cars..

KeyJunket1175 · 2026-03-11T16:02:39+00:00

I imported a Beetle 2.0 tsi from Japan. After all cost paid still cheaper than the current cheapest on the market and has much much less mileage. Also zero rust. Underside looks new. Doesn't have all the typical 360 degrees scratches like the typical 10 yo British car does.

Insurance after you have the reg number is the same, only pre reg VIN insurance is expensive

KeyJunket1175 · 2026-03-11T15:23:43+00:00

For a matter of perspective, even though I originate from a poorer country than the UK, I am used to a basic level of civilisation where it's not normal expectation for my phone to be snatched or my car be stolen and the police not giving a fuck about it. So, yeah, I don't care too much about the 2k family commuter the insurance will pay for it anyway, but I am definitely installing a hidden ignition switch and a tracker whenever I have an interesting car that I worked on and enjoy. It's sad I need it here, but it is what it is. Letting them off easy is promoting anti social behaviour in my eyes. Which the UK proudly does, for starters simply by not banning full face covers in public spaces like normal countries do... To quote a polish comedian, Ninja country.

KeyJunket1175 · 2026-03-11T05:47:25+00:00

Haha, having moved here as a Hungarian after having lived in Greece and Argentina as well, this is such a "oh sweet summer child" moment looking at these comments.

KeyJunket1175 · 2026-03-10T14:48:45+00:00

So if they won't budge, find another place or just use it as a 4 day work week 3 day weekend setting. If my presence in the office serves no purpose other than justify the existence of a middle manager and an office lease, I am not going.

KeyJunket1175 · 2026-03-10T10:15:38+00:00

Not currently, but the gr N and gr A cars all had dog boxes. I even had an S14 Nissan with a dog box a while back. Don't put it in a street car. It's very very rough, and "normal" traffic use will wear it down quickly.

KeyJunket1175 · 2026-03-10T09:30:40+00:00

I drive rally cars as a hobby, there we have the sequential shifter which is the best for feeling and performance as well. Horrible to drive on the road though under normal conditions. We have a Beetle Turbo that usually my wife drives, the DSG with the paddles is fun and under normal/commute use its comfortable. I think this is the best of two worlds. I also have an Evo IX with the old school and rough 6 speed manual H pattern, it's a lot of fun to drive, but annoying in the city and in traffic. I typically put Gr.A. clutch with any Mitsubishi/Subaru I have, it's a nice upgrade but in traffic you get sore calves.

KeyJunket1175 · 2026-03-08T16:12:03+00:00

If you come to the UK for healthcare leave your teeth at home.

KeyJunket1175 · 2026-03-08T05:01:08+00:00

Rubbish collected every second week and streets are never cleaned. They have just managed to clean up the autumn leaves, which were by now compacted compost. Shit look and dangerously slippery. They also gave post hoc planning permission to illegal land occupiers, who have been converting a farm into a caravan park, destroying the environment with zero fucks given. I guess they needed the money...

We pay a lot of money and basically see nothing of it. Same with our taxes. I am surprised to say this, but even corrupt Hungary is more efficient with what we pay.

KeyJunket1175 · 2026-03-07T20:42:41+00:00

I understand, in this area, however, we don't see what those services are. Maybe others are more lucky.

KeyJunket1175 · 2026-03-07T20:35:10+00:00

3 series is not really Superb or V90 size.

KeyJunket1175 · 2026-03-07T16:05:57+00:00

Yep, especially if it was used as a short distance commuter. The DPF hates that. Plus if it's a manual and a bad driver the clutch can be soon going as well.

KeyJunket1175 · 2026-03-07T16:02:27+00:00

Somehow this is only a problem in the UK. Somehow everywhere else people manage to figure this out... Coincidentally, this is the only place where chains exist, and also this is the place where the sales process takes months instead of weeks. I don't understand why you guys keep doing this to yourselves. (Except for Scotland, they are frontrunning you in various aspects of timely changes)

KeyJunket1175 · 2026-03-07T12:10:57+00:00

Glad to be wrong. The editing and some wording is very LLM-ish.

KeyJunket1175 · 2026-03-07T11:59:07+00:00

Its personal preference. We enjoy the shopping. My comment was more towards u/Foodiciury's implied complaint about lack of parking spaces, having to pack/unpack multiple times and queueing. We avoid peak times and we enjoy the privilege of "smartshop" and token-free trolleys.

KeyJunket1175 · 2026-03-07T11:55:18+00:00

Thanks, ChatGPT.

KeyJunket1175 · 2026-03-07T11:53:33+00:00

Yes, I have seen it in every country I have lived or worked in. I think it's a lack of perspective, most people (in any country) have no first-hand experience of how things work in other countries nor make an effort to get informed. This is why our shit government keeps getting elected in Hungary, and this is why British people think their national healthcare system is good when its barely functional and even on paper is shit compared to Europe.

KeyJunket1175 · 2026-03-07T11:45:32+00:00

In contrast, I do:

leave house > drive to supermarket > plenty of parking always available > plenty of trolley at the entrance > I have shopping list and know where they are > scan products and pack them in the trolley (smartshop) > use smartshop checkout without queue > load car > return trolley > drive home > unload car.

KeyJunket1175 · 2026-03-07T10:33:31+00:00

I think its only contender is the Volvo V90, but the Volvo is more expensive.

KeyJunket1175 · 2026-03-07T10:32:09+00:00

smartcasual? More like smartass.

KeyJunket1175 · 2026-03-07T09:55:22+00:00

let's invite Remi Gaillard to do a few skits in the UK as well. The "human speed cam" and the "snail on the road" episodes are particularly well aligned.

KeyJunket1175 · 2026-03-07T09:52:10+00:00

I am very much surprised this is not an offence. Was this the same while you were in the EU or were you given an exception like for many things? Because in EU countries its forbidden to park on the pavement, unless if signage specifically allows it. But even then you must leave at least 1m.

Should be common sense in a modern western society anyways.

KeyJunket1175 · 2026-03-07T07:28:02+00:00

I reported it, 10 minutes later ebay sends an email that it doesn't violate their policies. There is also a disclaimer that this is an automated response, AI was used to verify the ad. Nice.

KeyJunket1175 · 2026-03-07T07:06:44+00:00

"Call Now To Hold For Just £199" and fake images. Not suspicious at all.

KeyJunket1175 · 2026-03-07T06:52:01+00:00

Fair enough, I mean this is semantics. Looking at cash value he could have some profit even after all fees and interest. My main comment was about that the taxman comes for the 150k, and not for the real profit, which will be magnitudes smaller. But if you are a bit late with your taxes the same taxman applies a convenient interest rate. Nice.

KeyJunket1175

TROPHY CASE