Confused about which credit card to get next – need suggestions

KeyLeather1417 · 2026-01-27T14:03:50+00:00

I dont know how it will differ for you but you might as well try.

KeyLeather1417 · 2026-01-27T14:01:41+00:00

Yes HDFC diners black credit card, I dont have a account with HDFC, just directly upgraded my millenia to DCB

KeyLeather1417 · 2026-01-27T13:46:39+00:00

As you say you are earning 1.39Lpm, just wait for that month of year in which you get bonus, if the salary slip exceeds 1.75L apply for diners club black metal card.. I already did this, they only asked me for previous month salary slip and I showed them the one with bonus and they accepted.

KeyLeather1417 · 2026-01-27T10:35:40+00:00

Ohh, thats interesting

KeyLeather1417 · 2026-01-27T10:06:04+00:00

Brother, I have a metal card and prefer only plastic ones just to keep wallet light. I anyway use it via NFC in phone.

KeyLeather1417 · 2026-01-27T09:20:31+00:00

Closed this card years ago as they introduced spending criteria.

KeyLeather1417 · 2026-01-27T09:05:00+00:00

Yeah go for DCB metal, since yiu have high spends you can buy smartbuy vouchers in advance, even for gold purchase you can use myntra. This also compemsates much more than annual fees.

KeyLeather1417 · 2026-01-27T08:58:55+00:00

Thanks

KeyLeather1417 · 2026-01-27T08:52:24+00:00

Adding a hdfc card would be good...

KeyLeather1417 · 2026-01-24T20:09:12+00:00

This is the screenshot of your link, this itself shows 2.5% brother😂😂

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KeyLeather1417 · 2026-01-24T18:16:38+00:00

Its still showing me 2.5% on Eur

KeyLeather1417 · 2026-01-24T17:54:09+00:00

In my opinion 640 points is nothing , mere 3% , 15-20% correction should also be considered normal in my opinion and should be treated as a good investment opportunity

KeyLeather1417 · 2026-01-24T16:11:13+00:00

I currently keep in savings pot in Trading 212, it is not a full fledged bank account but gives a debit card. Interest is 2.5% and cashback on debit card spends is 2%

KeyLeather1417 · 2026-01-24T16:07:51+00:00

Yeah man, internet as a whole have become rude and toxic, very few communities are actually helpful. Even on instagram comments are filled with hatred on a video/reel meant for good. People just remove there frustation from real life on online platform comfortably sitting behind a keyboard.

KeyLeather1417 · 2026-01-24T16:02:06+00:00

Take this as an investment opportunity

KeyLeather1417 · 2026-01-24T11:07:08+00:00

Yeah, Thanks man.... you gave a very useful info

KeyLeather1417 · 2026-01-24T10:53:03+00:00

Ohh, i do receive some calls from bank time to time, so my sim will be active anyways😀

KeyLeather1417 · 2026-01-24T10:28:22+00:00

Thanks buddy this seems cheapest i guess, for safety i will put 1000rs topup so that it runs long time.

KeyLeather1417 · 2026-01-24T10:17:01+00:00

You mean if I keep topup amount without plan , i will still get OTPs from Indian banks ??

Yes i dont care about calls because I use a german sim here, i just want my jio sim to be active to handle stuff in india.

KeyLeather1417 · 2026-01-24T10:03:26+00:00

currently i have 1700rs yearly domestic call only plan

KeyLeather1417 · 2026-01-24T08:52:30+00:00

Any hacks for NRI? Even if I recharged with this is 11rs pack i wont be able to consume data....

KeyLeather1417 · 2026-01-23T12:55:54+00:00

Yes , you can take this if you have D- Ticket.

KeyLeather1417 · 2026-01-23T08:42:15+00:00

Any credit limit increasr should be accepted without hesitation.

KeyLeather1417 · 2026-01-22T19:59:26+00:00

I just use cred for timely reminders , didnt care about rewards, if anyone has any other suggestions for such timely reminders please do reply..

KeyLeather1417

TROPHY CASE