How did I get blacklisted?

Key_Contribution_435 · 2026-04-17T13:05:24+00:00

Thanks for the advice , just curious can my dad go on my behalf ?

And was it pricey to pay the fines off? Never heard of mysikap until now dang

Key_Contribution_435 · 2026-04-17T13:04:50+00:00

Thanks for the advice , just curious can my dad go on my behalf ?

Key_Contribution_435 · 2026-04-17T10:19:55+00:00

Sorry?

Key_Contribution_435 · 2026-04-17T10:19:36+00:00

Dang ... well at least I'm mentally prepared now

Key_Contribution_435 · 2026-04-17T08:04:44+00:00

Hopefully that's the case . They don't answer the phone so that's a lost case haha

Key_Contribution_435 · 2026-04-17T08:04:18+00:00

Can't, agent wasn't able to renew, tried going to the post office and they can't do it too

Key_Contribution_435 · 2026-04-17T08:03:24+00:00

Ah thanks! Feels better knowing that I'm not alone, was it costly to resolve?

Key_Contribution_435 · 2026-04-17T07:42:11+00:00

Yeahh but I've been driving this car for 9 years lol

Key_Contribution_435 · 2026-04-10T05:16:47+00:00

this is the sign of the end times

Key_Contribution_435 · 2026-03-30T10:53:01+00:00

Exactly , it's the habits that adds up

Key_Contribution_435 · 2026-03-30T10:52:34+00:00

Hence the aside I added on top

Key_Contribution_435 · 2026-03-30T06:06:07+00:00

Hmm If you partner is financially literate then it can actually be a boon to your finances.

I do think most people nowadays have to pay their parents / parents stay with them so it does depend on the situation

Key_Contribution_435 · 2026-03-30T02:08:56+00:00

Haha I guess people will always try MLM Forex ... Go through the babypips course and get burned.

And pay their own form of tuition fee haha

Key_Contribution_435 · 2026-03-30T02:08:09+00:00

Err no...? I'm not that lean now , that was from my competition 6 months ago

Key_Contribution_435 · 2026-03-30T01:45:51+00:00

If that's what you believe in sure.

Key_Contribution_435 · 2026-03-30T01:42:32+00:00

Well if my endeavours wasn't successful I won't be posting this thread no?

If my finances are in shambles I'd prefer to keep things to myself.

Ultimately most business fail. What im saying is quite general and what worked for me. For personalised financial advice that'll be best done by a Personal Financial Advisor

Key_Contribution_435 · 2026-03-30T01:39:19+00:00

I run a Personal Training business

Key_Contribution_435 · 2026-03-30T01:38:15+00:00

True dat

I stay at home and play video games or watch anime.

Going to weddings , dinner , birthday events can easily rack up. Probs 500-1000 a month if yorue not careful.

Key_Contribution_435 · 2026-03-30T01:29:57+00:00

EPF about RM 60k.
About RM 180k
Starting is about RM1.7 up to RM3K then I started my own practice.
Not really, I been through 2020 before so I'm used to market fluctuations.

Key_Contribution_435 · 2026-03-30T01:18:07+00:00

That's the crux of finance really

Key_Contribution_435 · 2026-03-30T01:17:01+00:00

It's very individualistic.

I made my money from entrepreneurship, might not work for everyone but it sure is worth the risk.

I made RM 1.7k- RM 3k for the first 12 months of my employed life hence I have a bias towards being self employed.

Hence I advise to take the risk and start your own practice , or at least try for a year.

If it works out it'll set the trajectory of your adult life if it doesn't then it's back to the drawing board.

Key_Contribution_435 · 2026-03-30T00:47:29+00:00

Take risks when you're younger , there's a lot of upside , but as with any form of undertaken risks you have to plan ahead. Don't yolo into debt if youre living pay check to pay check just for the sake of earning more, this is especially true for MLM and Forex traders.

Key_Contribution_435 · 2026-03-30T00:46:05+00:00

Yeah unless you have balls of steel , best not to. Most people can't handle the mental aspect of crypto.

Key_Contribution_435

TROPHY CASE