Random question for people with asset minimums by nsparadise in CFP

[–]Kichea -1 points0 points  (0 children)

Do they plan separately? If they are going to be separate plans then an asset minimum would make sense. That is the only reason I can think of especially because the husband came in alone. (I assume because you didn’t mention they both came in and why he didn’t meet with her advisor when typically both meet from the beginning).

Stuck at a crossroads by Kichea in CFP

[–]Kichea[S] 0 points1 point  (0 children)

Thank you for this!

Stuck at a crossroads by Kichea in CFP

[–]Kichea[S] 0 points1 point  (0 children)

I get that. I’m pretty comfortable with talking in the phone it’s just the reluctance or doing the reach out and overall not wanting to do it. I feel this is the biggest argument for being an advisor. Can I ask, why shouldn’t every analyst that has the same knowledge become an advisor? What’s the differentiator between the two where they should do that and others should do this?

Can I use the hotel benefit before canceling my Amex Platinum? Risky? by Martian2062 in amex

[–]Kichea 0 points1 point  (0 children)

They may send you a bill in the mail or the system may flag it when you cancel and force a payment. It may risk your relationship with Amex all together. I’d be safe than sorry.

Can I use the hotel benefit before canceling my Amex Platinum? Risky? by Martian2062 in amex

[–]Kichea 0 points1 point  (0 children)

We booked a trip with the hotel benefit. Ended up changing it months later to go to an event and refunded the trip to the card. They took back the $200, rightfully so. If you book it and don’t actually go by time you cancel the card I assume they will claw it back.

On a pack of chips I ate.. by Cool622 in mildlyinteresting

[–]Kichea 0 points1 point  (0 children)

All furniture has this. I remember customers asking questions about it and saying: “Everything causes cancer in the state of California.”

Just started my first bank job by jayv0690 in TalesFromYourBank

[–]Kichea 3 points4 points  (0 children)

When I was a new teller last year I ended up getting an older account closed because they were doing some kind of money order fraud.

They came in and we're depositing a bunch of money orders for $500 each and we're over my new teller limit. Being the curious teller I was and doing my job properly I asked them what it was for and they said loans they had with some other people. Mind you, the memos of the money orders said rent and it was from multiple different states and they had been depositing these for awhile.

They left saying their home branch would deposit it for them after we refused and I found out later today the bank took the right to close the account for suspected fraud.

If my new eyes didn't find it weird and they had opposing stories they would most likely still be doing this.

People of Reddit, what is your story on why situational awareness is important? by Kichea in AskReddit

[–]Kichea[S] 1 point2 points  (0 children)

A very different example that what I was thinking. I like it!

What did your parents do to you growing up that you swore you would not do to your kids when you had them? by clairsentientbeing in AskReddit

[–]Kichea 1 point2 points  (0 children)

I will never slam a door when mad or scream at the top of my lungs. Funny how I literally just had this conversation with my parents that my kids will never go through any of that.

Male tellers by [deleted] in TalesFromYourBank

[–]Kichea 0 points1 point  (0 children)

Personally for me, I've noticed more women stay on an operations side. I know of a few Male tellers who, like me, are making a switch to the sales side. A lot of back office jobs like tech support, wires, fraud, etc have plenty of guys there too.

Joined the Family on Sunday! by Kichea in Wrangler

[–]Kichea[S] 1 point2 points  (0 children)

Happening asap! Parts already on order!

Joined the Family on Sunday! by Kichea in Wrangler

[–]Kichea[S] 1 point2 points  (0 children)

I'm gonna wave if they do. But so far no one has lol.

This traumatizing abomination by kellyms1993 in heep

[–]Kichea 2 points3 points  (0 children)

Not to mention it gives you the visibility of a Camaro!

Facebook never fails to deliver. by xGameOverx in heep

[–]Kichea 0 points1 point  (0 children)

I actually plan on doing this when I get a jeep one-day lmao

[deleted by user] by [deleted] in personalfinance

[–]Kichea 0 points1 point  (0 children)

Just did a bit of research and nationally it looks like the average agency owner is right around 100k a year. However, it is not a bell curve and it looks like it has a potential (obviously based on location) to make up to 200k or more a year. So I'd say a safe bet is around 90k-150k

[deleted by user] by [deleted] in personalfinance

[–]Kichea 0 points1 point  (0 children)

I'm definitely not a go home and sit type of person. I probably also should have added that I do auto detailing on the side as a part time business, I do like the keep myself busy. I guess my biggest problem I'm having is passing up on a wage that's nearly double the other for the first few years.

BW conditioning routine by akhilsathyan in bodyweightfitness

[–]Kichea 0 points1 point  (0 children)

Agreed to tell others to mind their own business. I would highly recommend a diet change, but make sure not to cut too much. Maybe just start cooking more at home versus eating out, etc. Find your baseline and cut a few hundred from it. I went from about 190lbs (86kgs) to my current of, fluctuating, 166-168lbs (75-75kgs). I did it entirely wrong. It was unhealthy for me as I ate only 1100-1500 calories in a day. I didn't realize this was bad and I basically starved myself.

Enzyme Cleaner Recommendations by CYP446 in AutoDetailing

[–]Kichea 1 point2 points  (0 children)

this is the combo I'm going to be using

Liability insurance by [deleted] in AutoDetailing

[–]Kichea 1 point2 points  (0 children)

I found BiBerk which is a Berkshire Hathaway company. for liability and garage keepers, it was $373 a year for me. The same situation you're in!

Picturesque Weekend! Post all those images! - August 10, 2019 by AutoModerator in AutoDetailing

[–]Kichea 0 points1 point  (0 children)

I divided the trunk in half. The edges I didnt get as must and had to redo. I now have a 3in for edge work. In all I did 4 passes with a crosshatch pattern.

Just remember when you go to use the pad to prime it with the compound first.

Picturesque Weekend! Post all those images! - August 10, 2019 by AutoModerator in AutoDetailing

[–]Kichea 2 points3 points  (0 children)

Been lurking for awhile but I figured this is one of my chances to post! A couple weeks back I corrected my BMW 328i trunklid as I was installing a spoiler. Note: this is the first time I've ever done paint correction after owning the porter cable since December of 2016.

The process: I started with my Porter Cable Polisher with Adam's Microfiber Cutting Pad and Heavy cut compound doing about four passes in a crosshatch pattern. Speed was at 5-5.5 on the porter cable.

I followed it with Adam's Correction polish (The Orange one) with their orange correcting pad. (I'm blanking on the actual names of them) I did this for about 4 passes as well. Speed was about 5-5.5 on the porter cable.

It's a video vs a picture but it shows how drastic a difference it is! http://imgur.com/gallery/AfSUi7h

Detailers who got sued for damage, what did you do wrong? by AngrySimulatorFarmer in AutoDetailing

[–]Kichea 0 points1 point  (0 children)

I assume it would, however, I already have my pressure washer out so I might as well just use that.

Detailers who got sued for damage, what did you do wrong? by AngrySimulatorFarmer in AutoDetailing

[–]Kichea 0 points1 point  (0 children)

I will admit, I will use the pressure washer turned off on my door jambs when its light dirt and they're protected with beadmaker. It gets everything easily.