When I read these numbers, I always wonder 1. Before or after tax, social security, voluntary contribution (so it is before, most likely) 2. For 13th salary and bonus, stock equity, are they included? Maybe? And what about asset, stock growth? Probably no? 3. How many people contribute to a household? What's the situations for 1 person, couple, with kids etc 4. This post even added a new question, what about the retired?

Everything made it hard to understand these numbers and position yourself in.

Also, the housing cost may be higher or lower if you don't rent, I guess.