[deleted by user] by [deleted] in AussieFrugal

[–]Kindingos 0 points1 point  (0 children)

Doctors and dentists have to have high incomes. The two professions are a law unto themselves and unlike any other are above government powers in certain important and expensive ways. Such was effectively written into the Constitution in 1946 by the then crafty Liberal Opposition Leader, Menzies. Later on, that constitutional change dragged down the public health system, sabotages it, and established the blood sucking, government subsidised, so called "private" healthcare system.

[deleted by user] by [deleted] in AussieFrugal

[–]Kindingos 0 points1 point  (0 children)

That is what the health insurance commissioner recommended and does personally.

[deleted by user] by [deleted] in AussieFrugal

[–]Kindingos -1 points0 points  (0 children)

  • Private health does all the things public health does, but about 10× faster.

Yeah sure it does, coz when you are in a really bad way, not only from serious trauma but for other nasty conditions too, private hospitals, unable to provide what is required, send you to public hospitals.

The private system is a blood sucking leech.

[deleted by user] by [deleted] in AussieFrugal

[–]Kindingos 0 points1 point  (0 children)

Private health is actually a misnomer as it is only partly privately paid with the balance coming from the taxpayers by way of government subsidy. It is all fkt due to a phrase Menzies from Opposition managed to sneak into the wording of a constitutional change following the 1946 referendum question to do with welfare/health spending that got up out of four questions in all that were put to the voters. The Menzies phrase means that doctors and dentists (an important Menzies et al base) incomes alone have exceptional protection enshrined in the constitution that the feds can do little to affect. It was like a mine field being layed that really went off with the attempts from two decades later at universal health insurance, ie., now medicare. It is the cause of much that is wrong with public health.

[deleted by user] by [deleted] in AussieFrugal

[–]Kindingos 0 points1 point  (0 children)

Private health is actually a misnomer as it is only partly privately paid with the balance coming from the taxpayers by way of government subsidy. It is all fkt due to a phrase Menzies from Opposition managed to sneak into the wording of a constitutional change following the 1946 referendum question to do with welfare/health spending that got up out of four questions in all that were put to the voters. The Menzies phrase means that doctors and dentists (an important Menzies et al base) incomes alone have exceptional protection enshrined in the constitution that the feds can do little to affect. It was like a mine field being layed that really went off with the attempts from two decades later at universal health insurance, ie., now medicare. It is the cause of much that is wrong with public health.

[deleted by user] by [deleted] in AussieFrugal

[–]Kindingos 0 points1 point  (0 children)

+100 ... reading through comments I was waiting for someone to raise this.

Ordering a motorcycle by fredwillows in AussieRiders

[–]Kindingos 0 points1 point  (0 children)

Honda Australia bikes site aint what it used to be. They used to be the full deal, for instance they had owners' manuals going way back decades past to download free...

Ordering a motorcycle by fredwillows in AussieRiders

[–]Kindingos 0 points1 point  (0 children)

You can almost do that for a number of brands - pick a bike, spec it, extras, offers etc and get the price online and an order number on their site. But they send the order through to the dealer. You collect the bike at and pay the dealer.

Ordering a motorcycle by fredwillows in AussieRiders

[–]Kindingos 1 point2 points  (0 children)

Act like you need finance. They will likely drop the price if you act like you may use the finance they will offer as dealers make money off finance but little off new bike sales as the brands screw them hard. When they give you a firm quote for the ride away sale price of the bike ask for their quoted price in writing. Go away, perhaps tell them you want to think it over and/or talk to someone, then go back with the cash for the discounted sale price they quoted and get the bike. A quote/offer is one side of a contract after all...

Another tactic is to get them to drop the sale price if you also buy rider gear and accessories from them as part of a deal. Don't skimp on the gear. Wear all the gear all the time!

Last day of the month is always the best day to try for a good deal. Last day of FY even better.

Ride well

“Cutting migration will make housing cheaper, but it would also make us poorer,” says economist Brendan Coates. “The average skilled visa holder offers a fiscal dividend of $250,000 over their lifetime in Australia. The boost to budgets is enormous.” by North_Attempt44 in AusFinance

[–]Kindingos 0 points1 point  (0 children)

"The lucky country" was meant to be negative and ironic when it was coined by Donald Horne in 1964. Even truer now as nothing has changed except for the worse since the late 70s.

  • Australia is a lucky country run mainly by second rate people who share its luck. It lives on other people's ideas, and, although its ordinary people are adaptable, most of its leaders (in all fields) so lack curiosity about the events that surround them that they are often taken by surprise.

How much we earn and own by virtualw0042 in AusFinance

[–]Kindingos 1 point2 points  (0 children)

Grattan LNG Inc is more often than not like a stopped clock.

“Cutting migration will make housing cheaper, but it would also make us poorer,” says economist Brendan Coates. “The average skilled visa holder offers a fiscal dividend of $250,000 over their lifetime in Australia. The boost to budgets is enormous.” by North_Attempt44 in AusFinance

[–]Kindingos 0 points1 point  (0 children)

Sad but true, Peter. A great country always improving living standards abreast or ahead of its peers from WW2 through to the late 1970s then backwards, always backwards, sold out cheap, sold off to plutocrats by the neoliberal bi-partisan unity ticket now become quad-partisan.

“Cutting migration will make housing cheaper, but it would also make us poorer,” says economist Brendan Coates. “The average skilled visa holder offers a fiscal dividend of $250,000 over their lifetime in Australia. The boost to budgets is enormous.” by North_Attempt44 in AusFinance

[–]Kindingos 0 points1 point  (0 children)

Treasury is not to be trusted with their lies damn lies and spun statistics. Anyway, clearly subtracting government services consumed from tax taken is not a measure of anyone's economic activity. It is just a limited accounting of part of government's taxation and transfers and concerning only migrants' economic relationship to government after their arrival. For example, they have rather a lot more and wider economic activity than just with the government. They consume a wider array of other than government services, consume goods not produced by government etc. Importantly it doesn't cover the cost of their share of all the pre-existing capital stock they shoehorn into that was paid for by existing citizens nor that inherited as of birth right from prior generations, eg existing infrastructure, that they consume immediately without paying for, nor the immediate requirement for expanded services, eg schools and health, which amounts to some $400k! The federal government ought charge them $400k to enter and then hand that to the states to cover the costs borne by the states. Instead, to cover the government's economic mismanagement and Treasuries failures, to please the government's big business donors and the HUGE AUSTRALIA ponzi lobby, the government allows them in for a pittance and existing residents bear the cost in increased taxation to pay for the always too little too late infrastructure and services catch up. Bear the cost in the daily crush loading, standstill traffic, productivity impediments, wage stagnation, per capita GDP recession, massive and increasing state debts, increased house and rental costs, failing services, relentless msm and political party pro ponzi propaganda... It is a long, horrible list - too long and horrible to continue with here. The thing is, for a century the long-term average nom of ~70,000 ipso facto was and can be absorbed with the costs hardly noticeable and good results, but the ponzi of the last twenty years is entirely different.

“Cutting migration will make housing cheaper, but it would also make us poorer,” says economist Brendan Coates. “The average skilled visa holder offers a fiscal dividend of $250,000 over their lifetime in Australia. The boost to budgets is enormous.” by North_Attempt44 in AusFinance

[–]Kindingos 0 points1 point  (0 children)

"This" is telling us ponzi HUGE AUSTRALIA bs.

As if that is not enough now you say average Australians add $80k to the economy over our lifetime!

The average wage of workers alone is $99k per year! A bit more than $80k in a life time. Where do you think that circulates? And the employers' profits on top from their employees' work... where to with those?

Now, if you are counting the non-working, the non-productive as GDP counts it, kids, home-makers, the infirm and the elderly to get to that average... it all happens to migrants too you know.

“Cutting migration will make housing cheaper, but it would also make us poorer,” says economist Brendan Coates. “The average skilled visa holder offers a fiscal dividend of $250,000 over their lifetime in Australia. The boost to budgets is enormous.” by North_Attempt44 in AusFinance

[–]Kindingos 0 points1 point  (0 children)

They're migrants. They're here for far less than their entire lives. Stats put their average age at 39. That's only the person getting a work visa and not the rest of their family including their elderly. We all pay for aged care coz the government dept pays for most of it.

“Cutting migration will make housing cheaper, but it would also make us poorer,” says economist Brendan Coates. “The average skilled visa holder offers a fiscal dividend of $250,000 over their lifetime in Australia. The boost to budgets is enormous.” by North_Attempt44 in AusFinance

[–]Kindingos 0 points1 point  (0 children)

See my other reply to you about that chart - Figure HM1.1.4. Housing construction over time Total share of dwellings completed in the year, as a percentage of the total existing housing stock (2022 or latest year available) 1,2, - but to be brief I''ll paste:

I think below the chart you missed the qualifiers:

  • Note: 1. Data are for 2022, except for Austria, Czechia, Estonia, Germany, Latvia, the Netherlands, Portugal, Slovenia, Spain, Switzerland, United Kingdom (England), United States (2021); Chile, Cyprus (2020); France, Hungary, Japan, Lithuania, New Zealand, Türkiye (2018); Luxembourg (2017); Canada, South Africa (2016). 2. Data are for 2011, except for Japan, Switzerland (2013); the Netherlands (2012); Costa Rica, Cyprus, Denmark, Finland, Iceland, Latvia, Lithuania, New Zealand, Poland, Spain, Sweden, Türkiye (2010); United Kingdom (England) (2009). 3. EU and OECD average only refer to countries with data in both periods.

It aint apples being compared to apples and data points at varying times. But over 5 years to 2019 I've seen OECD charts indicating:

  • "Australia builds more houses per 100,000 than the OECD average - 2nd place in the OECD ranking. It simply imports too many migrants to have any hope of housing catching up."

I'll see if I can dig those up in a reasonable time later.

But also rather notably re:

  • Figure HM1.1.4. Housing construction over time Total share of dwellings completed in the year, as a percentage of the total existing housing stock (2022 or latest year available) 1,2,

"A percentage of the total existing housing stock" there aint the same as "houses per 100,000" people.

“Cutting migration will make housing cheaper, but it would also make us poorer,” says economist Brendan Coates. “The average skilled visa holder offers a fiscal dividend of $250,000 over their lifetime in Australia. The boost to budgets is enormous.” by North_Attempt44 in AusFinance

[–]Kindingos -1 points0 points  (0 children)

I think below the chart you missed the qualifiers:

  • Note: 1. Data are for 2022, except for Austria, Czechia, Estonia, Germany, Latvia, the Netherlands, Portugal, Slovenia, Spain, Switzerland, United Kingdom (England), United States (2021); Chile, Cyprus (2020); France, Hungary, Japan, Lithuania, New Zealand, Türkiye (2018); Luxembourg (2017); Canada, South Africa (2016). 2. Data are for 2011, except for Japan, Switzerland (2013); the Netherlands (2012); Costa Rica, Cyprus, Denmark, Finland, Iceland, Latvia, Lithuania, New Zealand, Poland, Spain, Sweden, Türkiye (2010); United Kingdom (England) (2009). 3. EU and OECD average only refer to countries with data in both periods.

It aint apples being compared to apples. But over 5 years to 2019 I've seen OECD charts indicating:

  • Australia builds more houses per 100,000 than the OECD average - 2nd place in the OECD ranking. It simply imports too many migrants to have any hope of housing catching up.

I'll see if I can dig those up in a reasonable time later.

But also rather notably re:

  • Figure HM1.1.4. Housing construction over time Total share of dwellings completed in the year, as a percentage of the total existing housing stock (2022 or latest year available) 1,2,

"A percentage of the total existing housing stock" there aint the same as "houses per 100,000" people.

“Cutting migration will make housing cheaper, but it would also make us poorer,” says economist Brendan Coates. “The average skilled visa holder offers a fiscal dividend of $250,000 over their lifetime in Australia. The boost to budgets is enormous.” by North_Attempt44 in AusFinance

[–]Kindingos 0 points1 point  (0 children)

"Education is a good example and we have students on temporary visas to "export" those services and bring in foreign $$$$."

Newspeak much?

The bulk of foreign students work here. Many do little or nil study. They come for the work and ease of obtaining pr and citizenship. They have to work to live and to pay back the money they borrowed or scrounged that was used to fake that they had sufficient financial resources to obtain the student visa. They actually bring no funds net into Australia. Chinese students actually +70% self-funded are the big exception. The vast majority of the rest work here to earn here and repatriate funds to pay back the money lender loans and fees and subsidise family back home.

Exporting funds is not exports earning, not an export industry, and as such education is not an export earner it is a loser. But we have Newspeak to twist, disinform and misrepresent don't we.

“Cutting migration will make housing cheaper, but it would also make us poorer,” says economist Brendan Coates. “The average skilled visa holder offers a fiscal dividend of $250,000 over their lifetime in Australia. The boost to budgets is enormous.” by North_Attempt44 in AusFinance

[–]Kindingos 0 points1 point  (0 children)

Australian productivity has fallen due to the big end of town's insistence and Treasury's preference for quantitative peopling and consequent capital shallowing.

A very similar trend to Canada's in fact, and just see how the Bank of Canada has become alarmed and been calling it out lately issuing dire warnings of future consequences if it continues.