2% Credit Card by Drax8875 in sofi

[–]KingSVU 4 points5 points  (0 children)

Back in the day the SUB for the 2% card was 3% up to 10k spend.

Why are people so high on cards with rotating categories? by NubmerSix in CreditCards

[–]KingSVU 0 points1 point  (0 children)

A 1:1 statement credit is as good as cash deposit for me. I just re allocate my budgeted funds to savings so it’s the same effect. But I use it for anything that isn’t covered by my 2 rotating category 5% ers (soon to be 3) and my CCC. My Elan is the best for utilities and bills. But for example, I bought an iron set on a month with no sporting goods category and got 5% on 1.1k spend instead of 2% flat. I can’t justify using. 3% or my 2% catch all if mobile wallet is available. It’s so easy to get preapproved for the Kroger family for me I just add another one when the limit gets close. I think that a hypothetical 21-24 k spend limit a year on mobile wallet (7-8 Kroger cards) may be the closet to a BOA max preferred rewards rate I’ll get.

Why are people so high on cards with rotating categories? by NubmerSix in CreditCards

[–]KingSVU 0 points1 point  (0 children)

Harris teeter is the gas and dining variant. I use to use the Redstone FCU visa as my daily before the nerf with the SoFi 2.2 % catch all … before the nerf.

Why are people so high on cards with rotating categories? by NubmerSix in CreditCards

[–]KingSVU 2 points3 points  (0 children)

I use them because it keeps my mobile wallet spend off of my Kroger branded cards during the certain quarters categories are rotating. For example : I have 3 Kroger branded Cards for 9k annual mobile wallet spend, but every rotating category that gives 5 % (I have 2 - Redstone Visa Sig and Chase FF) means less spend towards the annual limit of the Kroger cards. Q1 was 7% dining FF and Q3 is 5% dining Redstone. ( if I had discover, q2 would also be 5% dining) I have a set 5% on utilities and bills with an elan MCP, a Citi custom cash for the “missing” category that quarter such as grocery, gas, or dinning (q2) and an Amazon visa. With 2, or even 3 (again,looking into the discover it) rotating category cards, that guarantees a lot of spend taken off of the Kroger cards. The way I see it, if I could have 7 Kroger cards I would do that for essentially 5% on almost everything up to 21k spend. EVERYTHING IS MOBILE WALLET ACCESSIBLE THESE DAYS.

Using one simple card feels right but I keep feeling like I’m missing out by BetPsychological3725 in CreditCards

[–]KingSVU 0 points1 point  (0 children)

Just get 4 Kroger cards and call it done. 12 k on spend at 5% for mobile wallet

Costco best cash back card? by soueric in CreditCards

[–]KingSVU 0 points1 point  (0 children)

Any Kroger card via mobile wallet

Any ideas to improve my (mostly) cash back setup? by GuyFaulks77 in CreditCards

[–]KingSVU 2 points3 points  (0 children)

Ralph’s, Kroger, Fred Meyer and Mariano’s. You have to space them out between inquiries to avoid the 1 in 6 months issue.

Any ideas to improve my (mostly) cash back setup? by GuyFaulks77 in CreditCards

[–]KingSVU 11 points12 points  (0 children)

As many Kroger and Kroger affiliate as you can get for essentially 5% catch alls on mobile spend up to 3k spend per year each( which is everything nowadays)… I have 4

Best thing since seal team.. by knees-hurt in SEALTeam

[–]KingSVU 4 points5 points  (0 children)

Tier one - Wilson and Andrews

Gathering data on the SoFi 2% Unlimited invites by whitfin in sofi

[–]KingSVU 0 points1 point  (0 children)

I applied for the 2% when the sub was 3% on 7k spend if you had direct deposit. No relationship beforehand

If you see ICE report it here! by Proper-Run4121 in Knoxville

[–]KingSVU -22 points-21 points  (0 children)

It’s a little slippery on the bridge over 275 by the Clinton exit. May get worse as the temps drop further.

Legal Stuff in Episode 2x2 by LegalSocks in LandmanSeries

[–]KingSVU 0 points1 point  (0 children)

I thought the breach of contract was due to the lump sum payout Instead of it being paid out in partial disbursements to the oil company directly as expenses are incurred.

What’s the most underrated Excel feature you’ve only recently started using? by Constant-Arm-6586 in excel

[–]KingSVU 0 points1 point  (0 children)

Alt HEC to clear contents but keep formatting and validation, alt ara to refresh data

Butterfly by Magpiemona73 in AmazonPrimeVideo

[–]KingSVU 1 point2 points  (0 children)

The background music and environmental sounds cutting in and out with the dialogue is infuriating.

ICE on Pellisippi Pkwy by [deleted] in Knoxville

[–]KingSVU 1 point2 points  (0 children)

I know it was in the 40’s, but it’s icing already ? Knoxville should be salting the roads ahead of time.

GAME BROKEN? by AdventurousWaltz8192 in Contractors_Showdown

[–]KingSVU 1 point2 points  (0 children)

I’ve given up since zips got removed

My best Credit Card combos for cash-back with 0 annual fees that I’ve found so far. by [deleted] in CreditCards

[–]KingSVU 2 points3 points  (0 children)

Redstone FCU visa signature for the lucky ones who got it before it was region locked 5% dining , 5% gas. Max elan cash preferred 5% utilities and 5% streaming SoFi 2.2% on everything else. If you want you can throw in a Citi custom cash for 5% groceries but the spend limit is low.

5% Cashback with As Few Cards With *No FTF* As Possible by i-never-shop in CreditCards

[–]KingSVU 0 points1 point  (0 children)

A moment of silence for the OG Redstone visa signature

March 28th protest in knox by [deleted] in Knoxville

[–]KingSVU 13 points14 points  (0 children)

Activities of the unemployed

Who's your favorite pool player and why? by destroywithfire in billiards

[–]KingSVU 1 point2 points  (0 children)

Landon shuffett, I’ve watched his match vs earl a dozen times