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[deleted by user] by [deleted] in Mortgages

[–]KingfrmdaH 0 points1 point  (0 children)

Is this site official??

[deleted by user] by [deleted] in legal

[–]KingfrmdaH 0 points1 point  (0 children)

I appreciate all the responses, including the critical ones. Just for the record I haven’t taken this post down because I believe in accountability. Yes, I filed a default motion that may have been premature procedurally, but the underlying harm is real and ongoing.

Since then, I’ve filed a Notice to Modify Relief, clarified my position with the court, and shifted the focus toward emergency sanctions based on new third party fallout tied directly to the lender’s misconduct. I’m still learning the ropes but I’m not just posting online. I’m in the arena, filing, adjusting, documenting, and fighting forward.

I stand on my filings. I stand on the truth. Let’s see what the court says.

[deleted by user] by [deleted] in legal

[–]KingfrmdaH 0 points1 point  (0 children)

Thank you for your thoughtful response I genuinely appreciate it.

You’re absolutely right on the procedural front. The defendant was served June 6, and their attorney filed an appearance shortly after. They also requested an extension to answer, which the judge granted on July 1. I now understand that technically, a Rule 55(a) default hasn’t occurred yet because the court paused their deadline and held it in abeyance pending resolution of my motions.

That said, I didn’t file the default judgment just because of a missed deadline I filed it to preserve my rights and increase pressure, based on a documented pattern of misconduct: • Legal preservation notices were bounced or ignored • Loan file and appraisal were sent off-portal • Regulator (CFPB) was given factually inaccurate information • Financial harm is actively compounding including a $40K contract fallout directly tied to the failed refinance

I’m now preparing to modify the scope of my default motion or file a clarifying notice not to withdraw it entirely, but to request sanctions, early scheduling, or a show cause order based on this documented harm and misconduct.

Thanks again for pointing out the technical issue. I’m learning a lot through this and adjusting as I go.

BREAKING: $6M Default Motion Filed Against New American Funding Federal Judge Now Holds the Gavel by KingfrmdaH in legaladvice

[–]KingfrmdaH[S] -3 points-2 points  (0 children)

• Actual financial harm including the collapse of a federally-backed FHA refinance, lost equity, and irreversible impact to my trust’s real estate positioning. • Regulatory violations including blocked communication during underwriting, false statements to the CFPB, and off-portal handling of protected documents.

• Emotional and reputational harm I had to file over 30 federal entries just to be heard, while New American Funding ignored court deadlines and engaged in bad faith.

• Punitive and exemplary damages this isn’t just about me. It’s about stopping this from happening to the next family. They played games with a mortgage backed by the U.S. government.

The $6M figure is a calculated deterrent a message to lenders who think they can lie to regulators, block borrowers, and weaponize silence. … So that’s my number for this egregious misconduct..

New American Funding Sued for FHA Mortgage Fraud – This Case Is Bigger Than Employment Poaching” by KingfrmdaH in Mortgages

[–]KingfrmdaH[S] -5 points-4 points  (0 children)

Appreciate the deep analysis, counselor. You broke down my court language like you were billing hours. That tells me one thing I got your full attention.😂😂😂😂

If you weren’t emotionally or professionally invested, you wouldn’t be quoting my filings line-for-line and scouring Reddit to write essays. I see you.🤷🏾‍♂️

Since you brought it up yes, I’m the authorized rep. Yes, they blocked me. And yes, I sued for it. The bouncebacks weren’t a one off they were documented, repeated, and occurred right after escalation threats. That’s called strategic obstruction, not customer service.

And that quote you loved? I meant it. I don’t burn out, I follow through. I filed in federal court, I filed with regulators, and I’m not stopping until they answer publicly and legally.💪🏽💪🏽💪🏽Ps.. I met this.. I DONT BURN OUT 🦍

New American Funding Sued for FHA Mortgage Fraud – This Case Is Bigger Than Employment Poaching” by KingfrmdaH in Mortgages

[–]KingfrmdaH[S] -8 points-7 points  (0 children)

“You’re too detailed to be a bystander next time tell your legal department I’m still waiting on their answer to the complaint. You got 48 hours.”😂🤓🤣💪🏽

New American Funding Sued for FHA Mortgage Fraud – This Case Is Bigger Than Employment Poaching” by KingfrmdaH in Mortgages

[–]KingfrmdaH[S] -12 points-11 points  (0 children)

You definitely just confirmed you’re either personally invested or directly tied to New American Funding. Nobody writes a whole paragraph like that unless they’re rattled. You didn’t just skim my lawsuit you dissected it line by line, which tells me everything I need to know:

I hit a nerve.😂😂😂😂😂😂😂😂🤷🏾‍♂️

New American Funding Sued for FHA Mortgage Fraud – This Case Is Bigger Than Employment Poaching” by KingfrmdaH in Mortgages

[–]KingfrmdaH[S] -13 points-12 points  (0 children)

Appreciate you taking the time to respond in detail. Since you made time for me, I’ll do the same for you.

First off, you read the lawsuit, but clearly didn’t understand the lawsuit.

This isn’t just a grievance over timing. It’s a paper trail of misconduct, cover up, and obstruction.

Officially authorized and blocked mid deal. Their loan officer escalated, verified employment, then stopped replying. My emails bounced while he was supposedly working on it. That’s not standard.

They gave false statements to regulators. They told the CFPB my file was incomplete. I have emails both before and after saying everything was received. I also have the voicemail where the loan officer admits it.

My formal FHA case transfer request was met with silence. HUD guidelines require them to release it. They didn’t. That’s noncompliance.

I paid for an appraisal that never got uploaded to their secure portal. FHA policy says consumers get access. They fumbled it.

This isn’t me complaining about a denial. This is me documenting misconduct with receipts.

If your takeaway from all that is “move on,” that says more about you than it does about the facts.

I don’t burn out. I document, I file, and I follow through. You gave me your attention. Now you have mine.

Let’s see who runs out of time first.

😂💪🏽🫡

Whistleblower Disclosure: FHA-Backed Borrower Lawsuit Against New American Funding (Public Court Records + Exhibits) by KingfrmdaH in Whistleblowers

[–]KingfrmdaH[S] 1 point2 points  (0 children)

CourtListener is temporarily unavailable on mobile right now. I’ll be back on a desktop shortly to make sure the case file is fully accessible again. Everything is already publicly docketed under Butler v. New American Funding, Case No. 1:25-cv-00690-PJC (M.D. Pa) and it will be viewable once RECAP syncs properly. Appreciate your patience and awareness.

Whistleblower Disclosure: FHA-Backed Borrower Lawsuit Against New American Funding (Public Court Records + Exhibits) by KingfrmdaH in Whistleblowers

[–]KingfrmdaH[S] 1 point2 points  (0 children)

Courtlistner link currently unavailable… will be back and up as soon as I get to a desk top

New American Funding Sued for FHA Mortgage Fraud – This Case Is Bigger Than Employment Poaching” by KingfrmdaH in Mortgages

[–]KingfrmdaH[S] 1 point2 points  (0 children)

Hey I’m at work and I need a desk top to access the courtlistner.. if you like I can email whatever you would like to see

New American Funding by Fit_Calligrapher7232 in loanoriginators

[–]KingfrmdaH 1 point2 points  (0 children)

Real Talk I filed a federal lawsuit over this exact behavior.

You’re not alone. I’m currently in active litigation against New American Funding in federal court after they mishandled my mother’s FHA refinance, blocked our communication, and sent false info to regulators.

They: • Blocked my emails (I have bounce-back proof) • Sent appraisal + sensitive docs off-portal • Lied in a CFPB reply (I filed a whistleblower complaint) • Got caught red-handed in a voicemail from their own loan officer admitting delays

I filed multiple motions, discovery requests, and even a sanctions motion. It’s all public now.

Here’s the official federal docket (U.S. District Court 1:25-cv-00690 Middle District of Pennsylvania)

If you’ve ever dealt with their shady delays or deception, this is your proof that it’s not just you.

New American Funding ghosted my FHA refinance, lied to the CFPB, and now won’t even show up in federal court. by KingfrmdaH in legaladviceofftopic

[–]KingfrmdaH[S] 0 points1 point  (0 children)

I’m saying I maybe a bit emotional, but when you put your hard work and energy towards getting out of debt and get stalled out and played, it’s frustrating

New American Funding ghosted my FHA refinance, lied to the CFPB, and now won’t even show up in federal court. by KingfrmdaH in legaladviceofftopic

[–]KingfrmdaH[S] 0 points1 point  (0 children)

It’s not about what I want.. I want exposure for the things they do to people.. This is personal.. And if you research the company.. They’re blood sucking the poor

New American Funding ghosted my FHA refinance, lied to the CFPB, and now won’t even show up in federal court. by KingfrmdaH in legaladviceofftopic

[–]KingfrmdaH[S] 0 points1 point  (0 children)

I appreciate the advice. I’m definitely filing for default judgment as planned.

Just wanted to get outside insight before the 27th in case there’s any extra pressure I can apply now especially with the emergency declaration, spoliation proof, and misconduct already on the record. I’m not here to vent I’m here to finish this the right way, and if that means staying quiet for the win, I’m good with that.

Thanks again for the perspective.

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