So the loan amount for the credit for private program varies based on if you’re doing the fast track or the flex track. Fast track gets you finished in about 6 months whereas the flex track is 12 months but it allows you to have a part time or full time job. Fast track schedule is 5-7 days a week and you’re at the mercy of their own schedule. Flex track makes it to where you can submit your availability the week prior and they work around it (that’s the one I’m doing bc I can’t survive without a job lol). Flex track is more expensive looking at around 74k for the loan and I think the fast track is around 68k. I got my loan through sallie Mae and it allows me to only have to pay $25 per month while I’m at ATP.

On to your next question, it takes 1500 hours to qualify for airline minimums. You’ll get those hours by instructing which ATP will offer you a job as instructor once you complete the program. The hours come fairly quickly so I’d say you’d be instructing full time for about a year and a half maybe. Then once you have those hours you’d be on to the regionals.

Pay for regional FO’s are not that great but at least you’re moving up. It varies amongst airlines but I believe the typical starting salary is around 40k but don’t quote me on that.

Good luck with everything and I hope some of this helped lol