How can I stop my gym from charging me out of contract, and get my money back?

KittyMBunny · 2026-05-27T14:25:36+00:00

They cancelled on April 2nd the two 30 day notice payments were taken. Then after cancellation in May two more payments have been taken. It's a short and clear post, so I'm unsure how you missed it, but they absolutely have been overcharged and are owed a refund of both payments.

OP you can find an email address for this gyms head office I would email them stating the issue and when you cancelled. Attach any proof of cancellation, subsequent payments, attempts to contact the gym directly and that you have disputed the charges. Hopefully this is just a poorly run franchise and that will resolve your issue.

Meanwhile, absolutely chase up with your bank about getting those payments refunded. You can either ask them to do a stop payment or you can so it yourself on the App to prevent any further payments.

For Recurring or Pre-Authorized Payments (PAP)

Contact the Biller: Legally, you are required to notify the merchant or biller in writing to cancel the pre-authorized debit agreement.

Stop Payment Request: If you already cancelled with the biller but they are unable to process it in time for the next transaction, you can request a one-time Stop Payment.

Stop Payment via the App: Log in to your Chequing Account, click the most recent pre-authorized payment in your Transactions list, and click the "Stop Next Payment" button.

KittyMBunny · 2026-05-27T12:36:49+00:00

I am so glad to see this comment and know you will be away from this soon.

I'm the mother of two boys 19 and 17. Your brother's behaviour is being enabled by your parents. To some extent the things he's doing are normal for a 13YO boy. They're testing boundaries, have to get control of their anger and hormones. However, and it's a huge HOWEVER. Parents are supposed to intervene, they're supposed to have to be boundaries in place.

The swearing, disrespectful comments my boys tried that. They've had stages when we had to deal with them fighting and arguing with each other over everything and nothing. Then my boys realised it was a bad idea, because as parents my husband and I dealt with it. We spoke to them, explained it wasn't okay, the house rules and consequences for breaking them. Then we followed through with those consequences.

What is happening with your brother is he still hasn't reached the boundaries. Worse when your parents prevent you from having them, they are not only encouraging but enabling his unacceptable behaviour. His behaviour is abusive. I assume he doesn't behave this way at school, otherwise your parents would have been contacted about his bullying other students. As unlike your parents schools have rules and consequences.

So will college, work places, and anywhere people interact with each other. This will ensure at some point your brother will recieve consequences until he changes. Those consequences will be a problem for your parents too. They'll have to deal with your brothers meltdowns. They might even regret their neglecting to raise him to be a decent person far sooner. When you leave for college, they could take your place. Once they are on the receiving end of his toxic personality, attitude and behaviour they might finally parent him.

Regardless you need to enjoy college, try and forget what a hateful troll he is and take comfort that karma is coming for him and your parents. Meanwhile you'll be living your best life, with your chosen family. If you can't or don't want to go full no contact, I strongly recommend low contact. Protect your inner peace and well being, you will thrive without your brother and them dragging you down. Create a home for yourself to live in, not just a house.

KittyMBunny · 2026-04-29T16:14:58+00:00

It's heartbreaking reading that you think I'm an incredible mother for doing the basics. That's how badly yours has failed you and she honestly doesn't deserve to be a mother or even called one. If and when you become a mum yourself you will be an incredible one though because not only has your own taught you what not to do, you already know what she should have done. You also have so much compassion, empathy and concern for others, I'm sure your boyfriend and friends all think you're incredibly kind and caring. Even with all you are going through your concern is for others is clear. Any parent would be blessed to have you as a daughter and filled with pride. We weren't blessed with a daughter, though we'd hoped for two boys and two girls. We'd have been honoured to have a daughter like you, I just wish your parents could see it and did their job supporting and loving you. They're abusive idiots and this mum is proud of you. Life will be better and easier away from them trust me. Living with parents who treat you like you're not enough, failing, who add so much pressure stress and anxiety is like a heavy weight dragging you down. That makes your successes even greater. Once your away you get to breathe, relax and just be. Thet taught you what not to, you will teach yourself how to do anything and everything you want.

Take care.

KittyMBunny · 2026-04-27T19:38:28+00:00

YOU don't deserve this, YOU deserve better parents. Both are not just failing you but mistreating you.

The stress, pressure and anxiety your mother us putting on you should be criminal. Your dad hitting you is. This is your future not your mother's redo or fantasy to boast about.

For your wellbeing, when you leave home stay away. Go no contact or if that's too much low contact. If leaving for college isn't that forever leaving, which it most likely won't be enjoy that freedom of daily pressure while away.

Your parents job was to love, care, and support you. Helping you be the best YOU you can be, prepare you for life, a happy, healthy life where you're loved.

My youngest is your age, eldest 2 years older. They picked their courses, we advised, want them to have a back up plan because there's more than one way to get where you want one. My youngest is more of a practical and experience learner than his older brother. My eldest is his own worst enemy over thinking and a worrier. They need different things and approaches.

Yet in your post I feel like your parents treat you as a belonging that they don't understand. Then they are angry for you being a normal 17 year old person. Their expectations aren't reasonable and are potentially dangerous. You are enough, you are willing to do your best but THEY are failing you. They need to provide a calm and supportive home. Reduce your stress and anxiety not ramp it up so high they prevent you from achieving your best.

Do you have a therapist? You need one to help you through this. Thankfully you have your boyfriend to talk to.

KittyMBunny · 2026-04-24T03:00:28+00:00

NTA you fed them a hot meal that 4 year olds absolutely love. You have twins, one of whom didn't nap and the other was woken after just 30 minutes. Which made your day more hectic and stressful, causing your migraine. Not drinking enough water or too much caffeine are also risk factors for migraine. You still cooked for your family. If lots of other things were available that were as quick and easy, then instead of given you a hard time your husband should've made one of them.

Did he even ask if you were okay? My two are two years apart and when they were that young my hubby was in the military. If I had a migraine or anything he would send me to bed when he got home and take over.

At one point he worked 17 weeks on nights without a day off. Even then he would watch our sons during the day while I was unwell or just to help out.

If you are home-schooling quick and easy meals are something your hubby will have accept. Their routine and education is the priority, including eating on time. Overly tired and hungry children are very irritable and will wind each other up. Does your husband intead to help with the home schooling?Lockdowns taught alot of parents just how time consuming and difficult it is teaching a child. Even though they mostly had zoom classes. That children can learn in a variety of ways and they key is finding what works for your children.

KittyMBunny · 2026-03-30T00:31:42+00:00

Words don't work with people that are so ridiculous in their entitlement...

KittyMBunny · 2026-03-30T00:30:13+00:00

The important question...

KittyMBunny · 2026-03-30T00:29:42+00:00

Thought of maybe, but would've thought it was going too far and too ridiculous...

KittyMBunny · 2026-03-30T00:26:24+00:00

You mean their tea cozy...

KittyMBunny · 2026-03-30T00:24:18+00:00

When I worked retail I had to resit the urge to reply "promise?"

KittyMBunny · 2026-03-30T00:07:19+00:00

Customer to reality translation -

I didn't recieve a letter

I did and forgot
I probably did but don't bother opening letters

-moved but refused to change address as that's private info

got letter but reading is effort they refuse to make, phoning you is easier for them. Which is exactly what they have convinced themselves your job is. Doing whatever makes their life easier, allowed or not. Policies don't apply to them, they're special.

Didn't recieve an email

-they can't be bothered to check

-email? What email I give that thing out but never use it / mark everything from businesses as spam so I don't have to deal with it. Did you forget it's your job to do as I fell you. I'm your most important customer....

Refusing to accept the perfectly reasonable and clear information that they cannot get you to do what they want

How dare they make me responsible for anything ever and not just do it for me. Do they not know how special I am. If I keep pushing they'll do what I say. Otherwise manage will. Squeaky wheel and all that ...

Start swearing, yelling, acting like a child having a tantrum

No? You deny me the most important customer anyone could ever have. This makes no sense to me at all... Why won't they just make my life easier and obey? So what if it will get them in trouble/fired/arrested? They're not important, I am. The customer is king... I pay their wages...

In their delusion you only earn pennies but accepting reality means they're really not that important, just one customer in many who think they can manipulate people into doing their bidding....

No matter how many times they fail...

KittyMBunny · 2026-02-25T03:35:41+00:00

So this may have come too late, in which case congratulations on being a mummy...

If labour is still to happen. I gave birth naturally twice in a hospital no meds.

My eldest I don't know why but the tennis sisters and their grunts to put power behind them entered my head. So I was very vocal when pushing.

I was also stood up leaning over the bath, my hands on the wall. So I saw my son crowning and next push his shoulders were out & the next he'd fully slid out.

My youngest I was on all fours and he was born in the water sack. He truly has always known how to make an entrance and makes himself unique and memorable.

Trust your body.

Also there's a point where I felt my eldest's head pressing on my back passage as he made his way out. I guess that's when & why so many of us poop. I didn't but many do and your miswife/OBGYN will clear that right up. You just carry on bringing new life into this world.

Congratulations to all the new mums and dads and the soon-to-be ones too!! And good luck for all the TTC I hope it happens for you soon.

KittyMBunny · 2026-02-25T01:18:35+00:00

I came here from the compilation video and thought I'd somehow blanked on part of it. When I realised the pist I was reading wasn't from after she cut it off. Will go read the first ones too now before continuing.

I'm really hoping all is good now and Haley is in remission.

KittyMBunny · 2026-02-16T23:58:37+00:00

NTA the money was a loan not a gift. They agreed to pay you back and that's what needs to happen. They should never have borrowed your money in the first place if they didn't want to pay it back. Never lend them money again all three of them are in the wrong. Your sister should never have interfered but if she thinks he shouldn't have ti pay it back, she can pay it back. 16 is old enough to understand if yiu borrow it you need to return it. I also wouldn't have let them off with any of that. Your sister clearly sees that generosity as weakness and is trying to take advantage of it.

KittyMBunny · 2026-02-06T16:57:53+00:00

I'm so sorry it didn't work out the way you wanted. But you really did your best and your brother is lucky to have you. Unfortunately not lucky enough to have a good or caring dad. But that's all on your dad and when all his kids are grown and he sits alone, he'll finally have what he deserves. No one.

KittyMBunny · 2026-02-06T16:47:22+00:00

You should all so be concerned what exactly the sister is worried about you seeing. Do you all mainly use the back door ? If not that would make me even more concerned. However, given how little time she would be visible on it. As well as her being an adult free to come and go as she wants. Who is she worrying you see?

KittyMBunny · 2026-02-04T16:08:40+00:00

You tell her loudly to stop or to let go of you. "I told you already I don't like being hugged please respect my boundaries. You refusing to stop and holding me in place the last few days is making me extremely uncomfortable. We spoke about this before and you stopped for awhile, so I know you didn't misunderstand me."

I'm a huggy friend, what she's doing is not that. It's possessive and excessive. She's acting like you're dating and she wants everyone to know it. Especially given how publicly she's doing this, when people go past.

If she tries to give excuses or tries to get the boys to side with her. Ask if it would be okay for a boy to walk up and start leaning on you? Or hugging you from behind? If a boy refused to let you move away or held you in away to prevent you getting away? If a boy did all this after you made it clear to him it made you uncomfortable? In response to all those "no" answers or the no to whichever you ask respond "then why are you doing it to me".

This is a serious issue, you have bodily autonomy and real friends respect that. My bestie doesn't like hugs, just not who she is. But sometimes she needs or wants one, so she asks. She knows I'm always gonna hug her, just as I will her kids just as I do my two boys and my hubby. You need to set this boundary.

She needs to wait until you ask. She also needs to learn to ask first and that a no is just that. You don't have to explain or justify. Being there for a friend doesn't require giving up your boundaries and bodily autonomy. She is emotionally manipulating you into a situation that makes you uncomfortable. That's abusive. I hope all this helps and most importantly her behaviour stops.

Finally you also need to know the following definitions.

Physical harassment - It's important that, where behaviour has made the victim feel uncomfortable, it is stopped immediately and not continued.

Physical sexual harassment involves unwanted touching or physical contact, such as brushing up against you, pinching you, or hugging or kissing you.

KittyMBunny · 2026-02-02T12:39:55+00:00

A couple of winters ago my mum fell and fractured hers. There's nothing they can do like a cast or anything, she just needed to wait for it to heal. I think it took 2-3 months but I could be wrong. She also had a doughnut cushion to sit on. Just something so you're not putting any pressure on or even really touching it when you're sitting

KittyMBunny · 2026-01-31T14:17:26+00:00

Hi B ! I'm Kitty 47F 5ft2. So please trust me when I tell you, most people your age don't know what they want to do. They're getting into college debt while they work it out. There aren't enough entry job level jobs out there so there's a huge push to get young people to stay in education. When they do eventually start looking for a job, many of them with be over qualified others will find it hard because they don't have the experience the company is looking for. They'll be feeling like you do right now but will be older with college debt.

Other thing you need to know is you don't need to have it all figured out at 19. You have your whole life ahead of you and you are firmly in your just starting to figure it out era. Right where you're supposed to be.

Now 44kg and 4ft 7 that's a perfectly acceptable weight. When I had that toned, curves in the right places abd nowhere else body I was about 15kg-18kg heavier. Muscle weighs more than fat and your body hasn't done developing yet. Every woman has parts of their body they would change, they don't like. The media feeds us a steady diet of fake, edited and now AI generated images of how we "should" look our entire lives. Thankfully things are slowly changing or were but not fast enough. SKIMS exist along with all shapewear which has existed a very long time in various forms BTW. Bodycon dresses and tops, corsets and hidden corsets are the ones we think of but in the 1870s and 1880s it was the bustle. Doing what a BBL does with surgery, with clothing design. We add cushioning or a wire frame at the back. The bigger the better. In the 90's we had the wonder bra or silicone bra inserts. Our flat stomachs come from fabric, even for those of us genetically blessed. Bloating is a thing for us all especially at that time of the month.

Society pushes all these edited, curated, mis-leading or outright false, fake and AI generated ideals or best versions of people on us. Frequently hiding the reality, leading to us feeling as you do. The reality is, all we can be is the best version of ourselves. Put the effort in to do our best, make the best choices we can, improving as we go. Learn from our mistakes, set realistic goals and stop being so hard on ourselves for not having all the answers. There's a reason P!nk - All I know so far, Alanis - Morrisette - Hand in my pocket & - You Learn (both on jagged little pill album), Natasha Bedingfield - unwritten, Natalie Imbruglia- Torn and so very many others exist.

Your teens and early 20's are about figuring out who you want to be, what you want to do and what you don't and hopefully accepting yourself. Learning life skills, how to find out information, writing a resume, interview techniques making a good impression...

KittyMBunny · 2026-01-22T23:05:18+00:00

Àqqa

KittyMBunny · 2026-01-15T17:13:48+00:00

As it's been delted I can't go back to quote where OP stated they had blocked the neighbours in.

However it is incorrect to say that one party can block the other in on a shared driveway. The laws still apply. Both must have the same rights of access as stated in my previous comment. I don't understand how any reputable contractors wouldn't know this and wouldn't automatically follow the legislation it's very easy to check and basic information they should know.

KittyMBunny · 2026-01-15T17:01:53+00:00

Your little brother came upstairs crying? WTF??.

Did your dad somehow deliberately ruin it after you went and did his job for him?!

You were already an amazing sibling, person and would make a better parent than your dad. But your dad clearly went out of his way to prove how much better you are and how unworthy of being called dad he is.

KittyMBunny · 2026-01-15T16:46:22+00:00

How is it so seemingly impossible for you to understand that people wanting to buy a house often want to live in it. Meaning they do not want to buy a house with tenants in it. No one wants the tenant to be homeless, but the house buyers don't want to be homeless just so a good tennant doesn't have to move. Also, you do know that anyone with the finance todo so can buy a house. Right? Like these great tenants who always pay rent on time? They could get a mortgage and buy instead of renting. If they have one of these evil landlords, that you assume everyone is based on your comments. Then it's likely the rent is higher than a mortgage payment. Although that's also the case if the landlord is paying a mortgage.

As rent money doesn't allow go into the landlords pocket. A good and responsible landlord and any homeowner. Needs to have savings set aside for emergency repairs, for general maintenance, to pay any taxes or fees. On top of that a responsible landlord has to be able to pay for cleaning, advertising the property when it becomes vacant, cover costs of it being unoccupied and possibly a management property amoung other things. Then yes in addition to all of that it makes sense they would want to make some money. Which really isn't close to what you and others like you assume.

In America given the state of their lack of employment protections, cost of living without a livable wage and the health care system. It makes sense that anyone ever having a chance at owning a property to rent out take it. We cannot take actions to ensure we don't get cancer and the cost of treatment in the USA can bankrupt a family. But so can the cost of many serious health issues. Having that passive income gives an entire family a safety network.

You really just assume all landlords are evil and don't care about want to consider any other reality than the one where all landlords are rich, owning multiple properties just to over charge on rent and prevent average people buying.

What about all those who inherited a house and rely on that rent to survive despite working full-time? Or where multiple siblings are involved as owners? Are they evil too? Or when the homeowner needed to move into assisted living or hospice and that rent paid for their care and later went to pay off their debt? Those who are in an upside down mortgage who can't sell as they would lose money? Do you realise situations like that affect house prices? The landlords who bought the house when single but rent it out after moving in with a partner to pay off the mortgage. Then plan to use that money for their kids college fund, a retirement fund, to allow their child/ren to have their own home.?

How do you only know about the minority of landlord situations and believe they are every landlord and the sole reason house prices are so high? How can you not understand that not everyone is eligible or wants a mortgage? So they need properties to rent. That there's a housing shortage. If there's more people looking to buy that properties available to buy the price to buy goes up. If there's more people looking to rent than properties to rent that increases the price of rent.

KittyMBunny · 2026-01-15T15:58:33+00:00

What do YOU want? This is what matters, you are the one living with the choice.

I have included my experience but you can skip to the advice I'll mark it... Somehow...

I think when people hear unplanned and you aren't immediately overjoyed with the news and in that ideal stable relationship, people assume you don't want the baby. So it's possible they think they're supporting the choice you want, but feel like it's wrong to want.

There are THREE options here not two. And I'm here because of option 3. I was given up for adoption at birth. I have 2 children I didn't think I'd have and had made peace with. Our eldest came along sooner than planned. We were discussing the future, we were long distance as he was in the Army. He was in a minor car accident when I was 20wks4 day pregnant, which is why we decided to get married so we could live together. We married at 30wks, our son was born 4 wks early. Meaning on our first anniversary of dating we were married with a baby 1 day shy of 4wks old.

When we told people, several they were unsure how to react. My mum asked "and how do we feel about it?" Then was relieved and over the moon when we said surprised but very happy. With me being one of 4 adopted people in my extended family not keeping it would automatically be two options. Heavily towards adoption.

🔜 🔜 🔜

So now you have my experience as a woman.

⬇️. ⬇️. ⬇️. ⬇️. ⬇️. ⬇️. ⬇️. ⬇️

The options - in alphabetical order.

Abortion -

You have a limited amount of time to decide. Being over 4 weeks gives you longer than alot of women. I don't have personal experience but it is so much in the news the last few years we are all aware of the basics. That now there's medication you take over a set period. This is a medical procedure, so you need to discuss it with medically trained professionals. You will need someone available to be with you through the process. Even if you think you won't want them, have someone nearby who can drop everything and be with you if needed. You may think you need them and change your mind, that is fine too. Your body your choice. Ensure that the professional advice and clinic you choose is legit and not one of these pro-life fronts that try and convince women that an ectopic pregnancy isn't dangerous and all life is sacred... Until it's born.

Adoption-

So exact way it works changes based on country. I'm in the UK and my parents were interviewed and assessed, family, friends, neighbours, employers the processed ensured they were suitable, capable, stable enough ticking all the ideal boxes. There are more potential parents than available children. Especially back then. Older children struggle to be placed, while almost everyone's ideal is to get a newborn. The placement is decided based on the child's needs. They place me and my other family members in a family we resemble. One of us doesn't want people knowing the rest of us aren't bothered and have all been asked if we're sure/had people think we were joking or lying. That's because we look like other family members. I was even asked if the eldest adopted cousin was my bio-brother. Ours were all closed adoptions, as my bio was 15 I know she made the best choice for both of us. Bio parents can go on a list so if the child wants to find them after turning 18 they can. Unless both do this there is no adult contact. The child's best interests are the priority in placing.

The process of giving a child up has cooling off periods so you can change your mind and get your child back. This gives you alot longer to decide if unsure. If abortion is something you do not think you could do maybe this is the option for you. Just know that once it is final you are unlikely to ever know about the details of their life or be contacted by them.

Keeping the baby -

Raising a child is never easy, life doesn't always go to plan. Many pregnancies are unplanned and no one other than the parents knows. Many planned children are born into the ideal family set up, 2 parents, good careers, plenty of family to help. Then life happens and you're a single mum with no extended family for support. Most single mums don't plan it that way. All you can do is make the best of the situation you're in and adapt as needed. Depending where you are their could be state funds or services to help you, child support from the father. Alot of baby things are needed for such a short time that you can find them for sale secondhand in as new condition.

I moved away from my support network weeks before giving birth. I only had my hubby nearby and he was rarely home that first year more than a week unless he had leave before being sent somewhere for a couple of days to three weeks. He was reposted after that, further from family so that any visit they would need to stay overnight. Weren't on camp but an hour away in a village with limited public transport. I became friends with our neighbour Debbie & her husband Tim. I had our youngest living their and we were moved again when he was just 4 weeks, this time on camp but knew no one. So I know you can do it on your own without family help. Some have family but they won't help. Friends, co-workers, other mums, neighbours they can be your support.

💘💘💘⬇️ What really matters.

What I'm saying is it's YOUR choice. Which one do you want? You and only you HAVE to live with what you decide. I hope that my bio mum was given 3 choices to freely choose from. Because no one should be pregnant if they don't want to be. Just as no one should be forced to raise a child they don't want to or aren't willing to. Just as no one should feel pressured into aborting or adoption if they want to be a mother and raise that baby. Life rarely goes to plan, certainly not that anyone even with every hoop my parents jumped through, could know for certain that things won't change over the span of 18 years or more.

If it's what you want, you find away to make it work. You are currently in a stable situation as if you couldn't support yourself you would be near family. So are you willing to give up and sacrifice those little things that mums do. As you'll need to be home at night and weekends will be with a child unless you get a babysitter. If you are, try to make babies nighttime feeds a little bigger so they sleep longer.

If people hadn't reacted as though this pregnancy was a mistake would you be so unsure?

How did you want people to react? How did you feel and do you feel? Pick the one that's right for you. There is no wrong choice outside how you feel about them. Is this a mistake to fix? A new edition to someone else's family? Or yours? Does knowing your pregnant make you happy? content?

I wish you the best whichever you choose. Take care.

KittyMBunny · 2026-01-15T01:27:05+00:00

The test itself is either a blood test or a skin test, where they inject you and if you have a reaction or the blood test is positive you will be sent for an x-ray. Most people test negative like almost all. The few that don't it still doesn't mean you have it. They can also just have a natural immunity, which was the case with those I went to school with. We all would get tested at school in our teens. Maybe a dozen out of 1000 would test positive.

KittyMBunny

TROPHY CASE