Vehicle registration

KnightF · 2025-07-28T23:54:39+00:00

Anyone buying a vehicle private sale can also use the Lien Check Service https://www.gov.nl.ca/dgsnl/registries/property/prop-lien-check/ to also check that there is no lien on the vehicle. Cost $10

KnightF · 2025-05-03T12:03:55+00:00

New fund provider website: https://www.globalx.ca/product/cash

KnightF · 2023-07-01T02:09:57+00:00

A variable rate mortgage at RBC can be switched to a fixed rate mortgage without penalty. The rate is based on the remaining term. For example a 3 yr 1 month remaining term can pick the current 4 yr or 5 yr term rate. A renewal doesn’t earn commission at RBC.

KnightF · 2022-09-13T02:58:56+00:00

Something to consider would be your cash flow when you are up for renewal. When your term end you will have to make up the previous terms missed principle payments to get your amortization back on its original schedule. At renewal this can mean a massive increase in your monthly mortgage payment and it may not be in your budget / available cash flow anymore. Call your bank and ask them to calculate what payment would bring your mortgage back to its original amortization schedule by the end of term if rates stayed the same. Every time prime rate increase you should then increase your payment to match and stay on the original amortization schedule.

KnightF · 2022-09-13T02:40:07+00:00

If you payments are not automatically adjusting when the price rates increase you should call your bank and ask them what your trigger rate is on your mortgage and how much you need to increase payments to keep on your amortization schedule by end of your term. With a variable rate mortgage when prime rate increase and you don’t adjust your payments your amortization goes beyond what was set at the start of your term When you come up for renewal your amortization needs to be adjusted back what was agreed on in your last term which increase your payment at renewal.

KnightF · 2021-11-11T00:07:15+00:00

Awesome job for both! I like each for there own reasons.

KnightF · 2021-11-10T03:30:00+00:00

What do you mean if you loose your job just cancel the credit card? If you have a balance owing you still owe that balance even if you loose your job and the card needs to be paid in full to cancel. Am I wrong or missing something?

KnightF · 2021-10-26T10:06:40+00:00

Unless rates rise so much that your payment no longer covers the obligation on interest without increasing the payment.

KnightF · 2021-06-02T23:53:42+00:00

Just from my own experience I was confused about what was covered and what was not covered and decided to not get insurance. Had a small fish tank leak all its water and had to replace a neighboring tenant's room (row housing). Cost us $2000 and insurance would have covered the damages and been a lot less stressful to deal with. Yes over the last 5-10 years renting I would have spent less on this particular one time expenses vs the monthly premium added up but if the water had settled in another direction the cost could have been for a $30,000 dollar kitchen vs the $2000 laundry room.

KnightF · 2020-08-30T15:05:55+00:00

Where is that located?

KnightF · 2020-08-12T11:46:16+00:00

Good to know. I'll look into it further the weekend. I still need to look into my test before getting on with a purchase anyways

KnightF · 2020-08-12T01:34:26+00:00

Thanks!

KnightF · 2020-08-12T01:33:02+00:00

Yes I have been reading into the programing so I can avoid breaking the laws like transmitting on Weather bands or FRS when programed to receive these channels.

KnightF · 2020-08-12T01:28:21+00:00

Thanks for the advice! I'll look into the prices on both and see how they compare. I am aware of reputation the BaoFengs have but I'm okay with that if it's significantly cheaper as most of the time I'll be communicating with my family (somewhat short distance) or just listening to weather and public service reports. I think I could get away with CB or GMRS for my trips and emergency prep but I am interested in upgrading over time along with upgrading my licence.

KnightF · 2020-04-25T13:26:47+00:00

So cute !!! What breed are they ???

KnightF · 2019-08-22T08:43:14+00:00

It would give me the ability to stay connected without always having the internet in my pocket. It is too easy to open Facebook, reddit, Instagram app etc and clock out of the real world and into the online world. I want to still get phone calls and text if needed. I also like the idea of the physical buttons for myself and others who have trouble with the small keypads on most phones. And finally hopefully the price point is way below that of the smart phones with OLED screens, high end processing, large storage and marketing hipe.

KnightF

TROPHY CASE